# Future Ready > Finance management app for EPFO, tax, loans, and investment calculators. (iPhone/iPad app by TIS International Inc..) - Source: https://appshunter.io/ios/app/future-ready/id1364945732 (this page in markdown: same URL + `.md`) - Developer: [TIS International Inc.](https://appshunter.io/developer/983249573) - Category: Finance - Price: Free - Rating: 3.70/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 37 MB - Languages: English - Released: 2018-03-29 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/future-ready/id1364945732/reviews.md ## What is Future Ready? Future Ready app helps you easily download your EPFO Passbook, get your PF Balance, check your PF Claim status, activates your UAN, download PF related forms and much more. You can plan your financial future by using our calculators like SIP, Gratuity, EMI, PF and Retirement calculators. IT calculator will help to calculate payable tax for the income you earned. The Take-home calculator helps you calculate your take home salary from the CTC given by your employer. Need a short-term loan - apply now and take care of your expenses Features: Provident Fund(PF): 1. PF passbook   Get Your Employee Provident Fund Account Status Instantly. 2. PF Balance Check your PF balance without internet through Missed-call or SMS. 3. PF Claim Status:  Provide your UAN no. to get information regarding EPF withdrawal or Pension claim status. 4. Activate UAN: Activate your UAN (Universal Account Number). 5. PF Forms:  Download all PF related forms CTC Calculator: This app will help you calculate your CTC when provided with the components for the same. Gratuity Calculator: Compute the gratuity amount you will receive when you quit or retire from the company you are working in. An employee is eligible for Gratuity only if he has 5 or more years of full time service. IT Calculator: Income Tax Calculator helps you calculate payable tax for your income you earned. It helps you calculate IT Return using Income from Salary, Income from House Property/Rent, Income from Other Sources, Income from STCG (Short Term Capital Gain) and Income from LTCG (Long Term Capital Gain). Deduction covered here are 80C, 80D, 80DD, 80EE, 80TTA. Tax preparation is very easy using this Income Tax calculator. It provides you free tax preparation help. You just need to enter all of your income and deductions to be made from the income. App will automatically tell you the amount of tax payable. Deductions: Deductions for calculating IT Return considers following parameters: + Deduction under 80C (Investment in PPF, NSCs, Life insurance Premium, etc.) + Deduction under 80D (Investment under Medical Insurance) + Deduction under 80DD (Investment for Medical treatment) + Deduction under 80EE (Interest on home loan for first time home owners) + Deduction under 80TTA (deduction to an individual or a Hindu undivided family in respect of interest received on deposits) EMI Calculator: This is simple loan calculation tool that helps user to quickly calculate EMI and view payment schedule. Use this app to calculate your EMI (Equated Monthly Instalment) and plan your loan repayment in effective way. SIP Calculator: SIP calculator helps you calculate the profit gain and returns expected for your monthly SIP investment. You get a rough estimate on the maturity amount for any monthly SIP, based on a projected annual return rate. PF Calculator: PF calculator lets you calculate your PF balance accumulated by the time you have planned to retire. Retirement Calculator: This will help you to plan for your retirement by calculating the income and additional income needed in retirement. Apply for Loans: Need a loan. Future Ready will help you apply for a loan after gathering your details and sharing them with our banking partners who will facilitate the loan for you ## Key features - EPFO Passbook & PF Balance - PF Claim Status & UAN Activation - SIP, Gratuity, EMI Calculators - Income Tax Calculator - Take-home Salary Calculator - Loan Application ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/future-ready/id1364945732/reviews.md ### 5/5 — Essential App *2018-04-02, version 1.0* Plain and Simple, This app is very useful and easy to use. Makes financial calculations easy. ## Frequently asked questions about Future Ready ### How do I check my PF balance with Future Ready? Future Ready allows you to check your PF balance instantly. You can do this without an internet connection via a missed call or SMS, providing convenient access to your account status. ### Can Future Ready help me with tax calculations? Yes, Future Ready includes an Income Tax Calculator. It helps estimate payable tax based on various income sources and deductions like 80C and 80D, simplifying tax preparation. ### What financial planning tools are available in Future Ready? The app offers several calculators to plan your financial future, including SIP, Gratuity, EMI, PF, and Retirement calculators, along with a take-home salary calculator. ### Does Future Ready support loan applications? Yes, Future Ready provides a feature to apply for short-term loans directly through the app, helping users manage immediate expenses. ### Is Future Ready available on all devices? Future Ready is available for iPhone and iPad users. It is designed to run on these Apple devices. ### How often is Future Ready updated? The app was last updated on December 11, 2018, with version 2.0.5. Future updates would typically address bugs and introduce new features or improvements. ### What is the user rating for Future Ready? Future Ready has a user rating of 3.7 stars based on 3 ratings. This indicates a generally positive but mixed reception from its user base. ### Does Future Ready have advertisements? The provided data does not specify whether Future Ready contains advertisements. Further information would be needed to confirm the presence of ads. ## Version history (last 1 release) ### 2.0.5 — 2018-12-11 Presenting an all-new version 2 with better UI to help you get to your PF details faster. We also managed to squash a few bugs and improve stability. Save all your calculations to refer to them later and to share with others. Have some questions on PF and UAN? Get your answers here. Looking for a new job? We have job listings too. Added UAN Services. Don’t forget to leave your feedback in the App Store!! ## Apps similar to Future Ready | App | Rating | Price | Category | | --- | --- | --- | --- | | [마스터페이(MasterPay)](https://appshunter.io/ios/app/masterpay/id1528653220) | — | Free | Finance | | [Rubies Junior](https://appshunter.io/ios/app/rubies-junior/id1528977560) | — | Free | Finance | | [Espresso: Stocks, F&O, Demat](https://appshunter.io/ios/app/espresso-stocks-f-and-o-demat/id1532602780) | 3.8 (8) | Free | Finance | | [에이프로빗(APROBIT)](https://appshunter.io/ios/app/aprobit/id1524604860) | — | Free | Finance | | [Azucko](https://appshunter.io/ios/app/azucko/id1529876100) | — | Free | Finance | | [Private Client Services](https://appshunter.io/ios/app/private-client-services/id1528067380) | 4.4 (10) | Free | Finance | ## More apps by TIS International Inc. - [Luggage Tracker](https://appshunter.io/ios/app/luggage-tracker/id983249574) - [Drabble - Find Joy In Writing](https://appshunter.io/ios/app/drabble-find-joy-in-writing/id1222487096) - [Visual Timer](https://appshunter.io/ios/app/visual-timer/id1392401197) - [Infinx Employee Services](https://appshunter.io/ios/app/infinx-employee-services/id1410132434) - [Contacts Manager](https://appshunter.io/ios/app/contacts-manager/id1472705585) All apps by TIS International Inc.: https://appshunter.io/developer/983249573 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*