# Future You Funds — Protect your Future Self

> Personal finance app for safe daily spending calculations and bill protection. (iPhone/iPad app by ASHLEY ROSE KNIGHT.)

- Source: https://appshunter.io/ios/app/future-you-funds/id6787469164 (this page in markdown: same URL + `.md`)
- Developer: [ASHLEY ROSE KNIGHT](https://appshunter.io/developer/6787469166)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 58 MB
- Languages: American English
- Released: 2026-07-26
- Data updated: 2026-08-11
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/future-you-funds/id6787469164/reviews.md

## What is Future You Funds?

Future You shows exactly how much is safe to spend today after protecting your bills and savings. Spend with confidence—not guilt. 

FEATURES

• Safe to Spend Today
See a simple daily spending amount based on your current balance, upcoming bills, and savings goals.

• Pause Before You Buy
Thinking about a purchase? Enter the amount to see how it affects tomorrow before you spend.

• Protect Your Bills
Keep upcoming bills and savings set aside so you always know what's truly available.

• Understand the Math
Tap any Safe to Spend amount to see exactly how it was calculated.

• Works With Your Schedule
Supports weekly, biweekly, semi-monthly, monthly, self-employed and flexible income schedules.

• Secure Bank Connection
Connect your bank with a Future You Subscription for automatic balance updates through Plaid, or use Manual Mode if you prefer not to connect an account.

Future You isn't about restricting your spending. It's about giving you clarity so you can enjoy today while protecting tomorrow.

Terms of Use: https://future-you-fund.com/terms
Privacy Policy: https://future-you-fund.com/privacy

## Key features

- Safe to Spend Today calculation
- Pause before you buy impact analysis
- Automatic bill and savings protection
- Detailed spending calculation breakdown
- Flexible income schedule support
- Secure bank connection via Plaid or manual mode

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Future You Premium | $4.99 | per month |
| Future You Premium | $39.99 | per year |



## Frequently asked questions about Future You Funds

### What is Future You Funds?

Future You Funds is a personal finance application designed to help users understand how much money is safe to spend daily after accounting for upcoming bills and savings goals. It aims to provide spending clarity without restricting user choices.

### How does Future You Funds protect my bills?

The app keeps your upcoming bills and savings set aside, ensuring you always know the amount truly available for spending. This feature helps prevent accidental overspending on essential financial obligations.

### Can I see how my spending affects my future finances?

Yes, Future You Funds allows you to pause before a purchase and enter the amount to see its impact on your finances for the next day. This feature helps you make informed decisions about your spending.

### Does Future You Funds support different income schedules?

Absolutely. Future You Funds supports a variety of income schedules, including weekly, biweekly, semi-monthly, monthly, self-employed, and flexible income arrangements.

### How does Future You Funds connect to my bank?

You can connect your bank account securely through Plaid for automatic balance updates with a Future You Subscription. Alternatively, you can opt for Manual Mode if you prefer not to link your bank account.

### What are the subscription options for Future You Funds?

Future You Funds offers a premium subscription at $4.99 per month or $39.99 per year. Both plans include a 14-day free trial period.

### Is Future You Funds safe to use?

The app emphasizes secure bank connections through Plaid and provides transparency in its calculations. Users can also opt for manual mode for added privacy. The app is rated 4+ for age appropriateness.

### How often is Future You Funds updated?

The app was last updated on July 27, 2026, indicating recent development activity. The latest version is 1.0.1, suggesting ongoing maintenance and potential improvements.

## Version history (last 5 releases)

### 1.0.6 — 2026-08-10

Sign in with Apple or Google
Premium subscription
Bug fixes and performance improvements

### 1.0.3 — 2026-08-01

Fixed layout on iPad and larger screens
Bug fixes and stability improvements

### 1.0.2 — 2026-07-31

Bug fixes and improvements:

Fixed an issue where bill updates weren't saving correctly
Fixed a billing calculation bug for self-employed pay schedules
Improved layout on larger screens
General stability improvements

### 1.0.1 — 2026-07-27

Bank connections now require a Future You subscription. Existing connected accounts are unaffected.

### 1.0 — 2026-07-26

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*
