# Futurelock > Personal finance management app for budgeting, credit monitoring, and homeownership preparation. (iPhone/iPad app by Amerifirst Financial Corporation.) - Source: https://appshunter.io/ios/app/futurelock/id1563418577 (this page in markdown: same URL + `.md`) - Developer: [Amerifirst Financial Corporation](https://appshunter.io/developer/1435918068) - Category: Finance - Price: Free - Rating: 5.00/5 from 3 App Store ratings - Age rating: 4+ - Requires: iOS 12.0 · 195 MB - Released: 2021-05-07 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/futurelock/id1563418577/reviews.md ## What is Futurelock? Futurelock is a secure personal financial management app made available to you through an invitation from your trusted loan officer and Amerifirst Home Mortgage. Here’s how Futurelock can help you manage your finances: Get Organized: Your Futurelock dashboard summarizes important financial information such as account balances, transactions, net worth, budgeting, credit score, cash flow, estimated home value, and spending. Create Budgets: Establish savings goals and track your progress with real-time budgets and spending analysis tools. Track your spending by categories and set up alerts so you know when you’re off track and when you’re spending wisely. Monitor your Credit Score and Report: Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened, and inquiries. Prepare for homeownership: Get ready to buy by planning for your down payment, establishing reserves, improving or maintaining your credit, running loan scenarios through our calculators, establishing your projected loan-to-value, and more. Take a readiness assessment to see if you need to improve your credit score, continue saving, or reduce your debt before you apply for a home loan or refinance your current mortgage. Search Properties: Looking for your first home? Want to move up or downsize? Use Futurelock to search local and nationwide real estate listings to find homes that match what you can afford. Customize your searches, locate open houses, and save your favorite properties. Share: When you’re ready to move forward with a financial transaction, you choose what accounts and documents to share with Amerifirst. Having your financial information at your fingertips will save you time and speed up the loan application process. Your data is always encrypted. Learn: Visit our information center to access our large selection of personal finance articles and videos. Security: Security is our #1 priority so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/ ## Key features - Financial dashboard with account balances and net worth - Budget creation and spending analysis - Credit score and report monitoring - Homeownership readiness assessment - Real estate property search - Secure document sharing ## Frequently asked questions about Futurelock ### What is Futurelock? Futurelock is a secure personal financial management app designed to help users organize their finances, create budgets, monitor their credit score, and prepare for homeownership. It provides a comprehensive dashboard summarizing key financial information. ### How does Futurelock help with homeownership? Futurelock assists in homeownership preparation by allowing users to plan for down payments, establish reserves, improve their credit, run loan scenarios, and assess their readiness to buy. It also includes a feature to search for local and nationwide real estate listings. ### Is Futurelock secure? Yes, security is stated as Futurelock's number one priority. Financial accounts connected and documents uploaded are encrypted, and further details on their security measures can be found at https://www.finlocker.com/security/. ### Can I share my financial information with others using Futurelock? Futurelock allows you to choose which accounts and documents to share with Amerifirst when you are ready to move forward with a financial transaction. This feature is designed to save time and speed up the loan application process. ### What kind of financial information does Futurelock track? Futurelock tracks account balances, transactions, net worth, budgeting progress, credit score, cash flow, estimated home value, and spending patterns. It also monitors changes in your credit score and the factors that influence it. ### Does Futurelock have ads? The provided data does not indicate the presence of advertisements within the Futurelock application. It is offered as a free service. ### What devices is Futurelock available on? Futurelock is available on iPhone, iPad, and iPod devices. It is designed for iOS users looking to manage their finances on the go. ### How often is Futurelock updated? The latest version of Futurelock is 3.22, and it was last updated on August 16, 2023. This indicates regular updates to maintain and improve the application's functionality. ## Version history (last 5 releases) ### 3.22 — 2023-08-16 Already have a house? That’s a big element of your journey toward your next one. As is your Realtor. This sprint is about connections, people and property, and making it easier than ever to incorporate your current home and Realtor partner into your planning for your next one. Details of the new release: New real estate agent widget on the dashboard. Reincorporated the property value widget on to the dashboard for enhanced visibility. An easier navigation to enroll property on dashboard, view Net Worth and Spending in navigation menu. We're here to support you on your homeownership journey every step of the way, from your first home to your last. ### 3.20 — 2023-06-14 New Homeownership Snapshot enhancement! Now you can use your linked information with a click of a button. ### 3.19 — 2023-05-18 Big Homeownership Snapshot update! New estimated monthly payment gives you a detail break down. New description and tips provide more information on each readiness factors. New custom option on mortgage detail will provide a more accurate estimation. ### 3.18 — 2023-04-21 New education videos to boost your knowledge on mortgages. Quick access to the Homeownership Snapshot. Mortgage Readiness Snapshot update that tells you what you need to get ready. Forgot Password flow update. Bugs victoriously conquered. ### 3.17 — 2023-03-28 New Readiness Action Plan! Now it will provide guidance and help you improve your readiness! Improved experience for Forgot Password reset. Removed unnecessary pages, tabs, and buttons. Bugs squashed. ## Apps similar to Futurelock | App | Rating | Price | Category | | --- | --- | --- | --- | | [Central Liverpool Credit Union](https://appshunter.io/ios/app/central-liverpool-credit-union/id1530792600) | — | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Find My Way Home](https://appshunter.io/ios/app/find-my-way-home/id1614750957) | — | Free | Finance | | [Diligence Financial FTS](https://appshunter.io/ios/app/diligence-financial-fts/id6446412254) | 5.0 (2) | Free | Finance | | [homesavi](https://appshunter.io/ios/app/homesavi/id1620396319) | — | Free | Finance | | [Vida by HomeScout](https://appshunter.io/ios/app/vida-by-homescout/id1635630986) | 5.0 (1) | Free | Finance | ## More apps by Amerifirst Financial Corporation - [Amerifirst Home Mortgage](https://appshunter.io/ios/app/amerifirst-home-mortgage/id1435918069) All apps by Amerifirst Financial Corporation: https://appshunter.io/developer/1435918068 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*