# Gainey Business Bank E&L > Financial education app for kids and teens to manage money, chores, and investments. (iPhone/iPad app by Gainey Business Bank.) - Source: https://appshunter.io/ios/app/gainey-business-bank-e-and-l/id6747452705 (this page in markdown: same URL + `.md`) - Developer: [Gainey Business Bank](https://appshunter.io/developer/1639555201) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 12.0 · 109 MB - Languages: American English - Released: 2025-07-22 - Data updated: 2026-07-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/gainey-business-bank-e-and-l/id6747452705/reviews.md ## What is Gainey Business Bank E&L? Our Gainey Business Bank E&L app empowers kids and teens to build real-world money skills by doing chores, earning money and managing it all from mobile devices. With financial education limited in schools, our app offers an easy way to learn saving†, spending, donating†, and investing*. Parents are in control by approving transactions, giving a safer and smarter way to teach financial responsibility. From the palm of their hands kids make real-life money decisions as parents act as a safety net. Chores and allowance tracker: Kids can earn an allowance by doing chores. There are hundreds of chore options available but parents can also add their own. In addition, the app’s chores and allowance tracker helps kids build important character traits like accountability, dependability, time management and teamwork. Set up and use within minutes. Pay allowance weekly or set it and forget it with our auto-allowance† feature. Teach Easy Investing: Every family account includes built-in investing—no upgrades needed. Your kids can start early, learning to invest toward long-term goals. With commission-free trades starting at just $10, families can invest together securely through our platform, backed by Apex Clearing Corporation. Think college funds, first car, a home, and more. These valuable skills could help guide your kids through adulthood and create financial strength you can’t get with a bank alone. Learn to Spend Wisely: Families can enroll up to 5 children on one account and each child at least 5 years old is eligible to receive a Gainey Business Bank branded BusyKid Visa® Prepaid Card. Cards can be used online or in stores as long as proper funds are available. Parents approve all funds loaded to a card and can see all transactions in the activity feed of their dashboard. BusyPay†: Instead of wasting money on gift cards that could get lost, stolen or leave unused funds, use BusyPay and load money directly to an account. By sharing a BusyPay QR code, friends and family can add money to an account for birthdays, holidays, or working for a neighbor. Even use this exclusive feature to send money to others using our app. Being Charitable: Our app promotes a balanced financial lifestyle and that includes being charitable. Donating is important for more reasons than the tax implications. Our app has more than 60 local and national charities built in to help make sharing easy. Safety First: We use the latest SSL encryption technology. The app and cards require individual PINs for use, and all PINs should be different. Parents receive alerts for any money transactions and card issues. Has all sensitive information stored by partners compliant with all Payment Card Industry Data Security Standards. This Gainey Business Bank E&L program is provided through BusyKid. The BusyKid Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. *BusyKid's provision of access to securities products and brokerage services are offered by Apex Clearing Corporation. Apex Clearing Corporation is an SEC registered broker dealer, a member of FINRA and SIPC, and is licensed in 53 states and territories. This feature is optional and not affiliated with Pathward nor Visa. †Optional feature is a BusyKid product. ## Key features - Chores and allowance tracker - Teach easy investing - Learn to spend wisely - BusyPay for easy money transfers - Charitable donation options - Parental transaction approval ## Frequently asked questions about Gainey Business Bank E&L ### What is Gainey Business Bank E&L? Gainey Business Bank E&L is a mobile application designed to teach children and teenagers about real-world money management skills. It allows them to track chores, earn allowances, learn about saving, spending, donating, and investing. ### Is Gainey Business Bank E&L free to use? Yes, Gainey Business Bank E&L is available for free. There are no subscription fees or in-app purchases required to access its core features. ### What age is Gainey Business Bank E&L suitable for? The app has an age rating of 4+, making it suitable for young children and teenagers to learn about financial responsibility under parental guidance. ### What devices does Gainey Business Bank E&L support? Gainey Business Bank E&L is available on iPhones and iPods, allowing families to manage finances on the go. ### How does Gainey Business Bank E&L handle security? The app utilizes the latest SSL encryption technology and requires individual PINs for both the app and associated cards. All sensitive information is stored by partners compliant with Payment Card Industry Data Security Standards. ### Can multiple children use Gainey Business Bank E&L? Yes, families can enroll up to 5 children on a single account, with each child aged 5 or older eligible to receive a branded prepaid card. ### How often is Gainey Business Bank E&L updated? The app was last updated on May 26, 2026, indicating regular maintenance and potential feature additions to enhance the user experience. ### Does Gainey Business Bank E&L have ads? No, Gainey Business Bank E&L does not contain advertisements, providing an uninterrupted and focused learning experience for its users. ## Version history (last 4 releases) ### 3.35.07 — 2026-07-14 Minor bug fixes and feature improvements ### 3.34.08 — 2026-05-26 Bug fixes and feature improvements ### 3.33.09 — 2025-11-13 Bug fixes and feature improvements ### 3.32.24 — 2025-07-22 No release notes. ## More apps by Gainey Business Bank - [Gainey Business Bank](https://appshunter.io/ios/app/gainey-business-bank/id1639555199) - [Gainey Business Bank Retail](https://appshunter.io/ios/app/gainey-business-bank-retail/id1640319657) All apps by Gainey Business Bank: https://appshunter.io/developer/1639555201 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*