# GalaxyOne: Wealth & Investing — Yield, Cash, Crypto, Stocks

> All-in-one wealth management app for banking, brokerage, crypto, and staking. (iPhone/iPad app by Fierce Technology, Inc..)

- Source: https://appshunter.io/ios/app/galaxyone-wealth-and-investing/id1645801201 (this page in markdown: same URL + `.md`)
- Developer: [Fierce Technology, Inc.](https://appshunter.io/developer/1645801203)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 370 App Store ratings · 114 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.1 · 82 MB
- Languages: American English
- Released: 2023-01-17
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/galaxyone-wealth-and-investing/id1645801201/reviews.md

## What is GalaxyOne?

GalaxyOne is an all-in-one app that brings together banking, brokerage, crypto, staking, and lending services in one technology platform powered by the institutional strength of Galaxy Digital (NASDAQ: GLXY), a market leader in digital assets and AI infrastructure.

UNLOCK 8.00% PREMIUM YIELD*
Earn 8.00% yield* on cash with Galaxy Premium Yield, an investment note issued by Galaxy Digital LP, available to U.S. accredited investors only on GalaxyOne. Interest accrues daily and is paid monthly. 

EARN 3.50% APY** ON CASH
Open a high-yield cash account with 3.50% APY** and FDIC insurance up to $250K Banking services provided by Cross River Bank, Member FDIC. Monthly interest can be auto-invested into a crypto, stock, or ETF of your choice.

BUY, SELL AND TRANSFER CRYPTO
Buy, sell, and transfer BTC, ETH, SOL, and more with transparent pricing. Digital asset services are offered separately from brokerage accounts and are not FDIC or SIPC insured.

TRADE STOCKS & ETFS COMMISSION-FREE
Invest in U.S. stocks and ETFs commission-free through a self-directed brokerage or retirement account offered through DriveWealth, LLC, member FINRA/SIPC. 

STAKE SOL, EARN UP TO 6.50%
Earn up to an estimated 6.50% in variable staking rewards with 0% commission through December 31, 2026. Terms apply. ***

BORROW USD WITH A CRYPTO PORTFOLIO LINE OF CREDIT
Get liquidity without selling your crypto. Your combined BTC, ETH, and SOL back a single revolving line of credit. No origination fee with 8.99% APR.****

SET RECURRING BUYS
Automate recurring buys for crypto and stocks, and access extended trading hours for U.S. equity markets. 

DEDICATED CLIENT SERVICE
Our U.S. based team is available by phone, online, in-app, or by phone. Real people, real support, every step of the way.

Start earning today. Download GalaxyOne.

*Premium Yield is variable and subject to change with a 30-day notice.

**As of 12/11/25. Annual Percentage Yield (APY) is variable and subject to change.

***Reward rate is estimated and not guaranteed. Rewards are variable and may increase or decrease. Actual returns depend on network conditions. Past performance is not indicative of future results. 0% platform commission through December 31, 2026. Platform commission is defined as the fee GalaxyOne charges to access staking on GalaxyOne and applies to Inflation and eligible MEV rewards earned while assets remain actively staked. Validators may retain transaction fees and certain protocol-level rewards associated with block production. Residual MEV rewards that are distributed after your assets are unstaked will not be credited to your account. Network transaction fees for sending and receiving SOL still apply.

****Variable annual percentage rate (APR) subject to change with 30 day notice, APR in select states may be lower. Collateral remains subject to market fluctuations and liquidation risk.

DISCLOSURES

Premium Yield is a private investment note available only to U.S. accredited investors. Yield is variable and subject to change. Investment and securities products are not FDIC insured and may lose value.
Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, member FINRA/SIPC.
Digital assets and staking involve significant risk, are volatile, and are not FDIC or SIPC insured. Staking rewards are variable and not guaranteed.
Banking services provided by Cross River Bank, Member FDIC. Deposits insured up to $250,000.
Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All figures are for illustrative purposes only. 
See galaxy.app/legal for full disclosures and program terms.

Galaxy Digital Inc.
300 Vesey St
New York, NY 10282

## Key features

- All-in-one wealth management
- Earn yield on cash and investments
- Commission-free stock and ETF trading
- Buy, sell, and hold crypto
- Automated recurring buys
- Dedicated client service

## What do users think of GalaxyOne?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 👍 User-friendly interface
- 💰 Great interest rates
- 🔒 Secure platform
- 🤝 Responsive customer service

**Cons**

- 🐛 Bugs and glitches
- ⏱️ Slow performance
- 💸 Limited investment options
- 📊 Lacking advanced analytics

**Commonly reported bugs**

- Login issues
- Account verification problems
- Delayed transaction updates
- Unreliable app stability

**Most requested features**

- Dark mode option
- Limit order trading
- More investment choices
- Improved portfolio tracking

## Recent user reviews (10 of 114)

All indexed reviews: https://appshunter.io/ios/app/galaxyone-wealth-and-investing/id1645801201/reviews.md

### 5/5 — App and Service

*2026-06-17, version 2.5.1*

Wonderful app, easy to use, full suite of product in one place and excellent customer service responding back immediately.

### 5/5 — Great App for yield and crypto

*2026-06-05, version 2.5.0*

Really loving this app for 8% on cash and the crypto features

### 5/5 — Super easy bank

*2026-05-06, version 2.2.0*

Best rate for your cash (every time I checked vs my friends’ banks), easy to use, responsive client service, no fees at all, and gives you money on your stock… It’s the best bank I used!

### 5/5 — Awesome offerings in a really clear and simple app

*2026-05-05*

I love that I can have all my accounts in single place that has a super easy to use app. Coming from Schwab, it really feels like a breath of fresh air. Also, the 8% yield is really hard to beat.

**Developer response:** Thank you so much for the kind words and support! We’re grateful to have amazing clients like you and appreciate you being part of our community. Onward!

### 3/5 — Crypto and stocks

*2026-04-04, version 2.0.29*

This app……

### 5/5 — Ease of use

*2026-02-09, version 2.0.22*

The application is very user-friendly and enables the average user to easily delve into the crypto world. The application has other financial tools making this app a great addition to those that enjoy visibility into their finances.

### 3/5 — New UI and Obnoxious Waste Of Screen Estate

*2026-02-05*

The longer you use this, the more you wish you stuck to Fidelity where you have more features like a limit display to keep you from putting too much into Roth IRA or being able to show totals. 


I have been using Fierce for years now, and it was great. The UI was clean and easy to read. When I read about the new company transaction, I was excited that the useless 'cash management' tab was going to be replaced with something "useful". My two biggest gripes with the new GalaxyOne: Premium Yield advertising can never be hidden (and you must be accredited or meet a criteria), and while the new UI is organized I can assure with certainty that there is loads more wasted space as you are required to touch the app more for example to view more details like Unrealized Gain/Loss. Overall, this is not a welcome update as there really were no measurable improvements aside from getting rid of the useless cash management goals tracker.

**Developer response:** We appreciate you taking the time to share such detailed feedback. We understand the new interface and product updates may feel like a significant change. If you haven’t already, please reach out to our Client Services team through the app — we’d love to hear more of your feedback and share it with the right teams.

### 5/5 — I really like

*2026-02-03*

I honestly enjoy the accessibility of this app it’s easy to navigate I highly recommend this app to anyone that’s thinking about there future your can do more then just stick it has crypto and retirement accounts it’s honestly amazing keep up the good work devs

**Developer response:** Thanks so much for the kind words and for being part of GalaxyOne! We're thrilled you're enjoying the app—we’re here to keep delivering the experience you deserve. 🚀

### 5/5 — 6 Stars!

*2026-01-05, version 2.0.16*

Best yield in the business. Real customer support that is extremely helpful and responsive, not a black hole. The app just works, frictionless and delightful 👏

### 5/5 — Crypto and more

*2025-12-04, version 2.0.14*

I like the GalaxyOne app so far. It’s clean and simple to navigate. I’m excited to see how it evolves in the future.

## Frequently asked questions about GalaxyOne

### What does GalaxyOne do?

GalaxyOne is an all-in-one financial platform that integrates banking, brokerage, and cryptocurrency services. It allows users to manage their wealth, earn yield on cash and investments, trade stocks and crypto, and automate their investing strategies within a single application.

### What are the key features of GalaxyOne?

Key features include earning up to 8.00% premium yield for accredited investors, earning 3.50% APY on cash with FDIC insurance, staking SOL for rewards, buying/selling/holding crypto like BTC and ETH, commission-free stock and ETF trading, and setting up recurring buys for assets.

### Is GalaxyOne free to use?

The app itself is free to download and use, offering a consolidated platform for managing various financial services. While the core app is free, there are opportunities to earn yield and rewards on your investments and cash.

### What are the compatibility requirements for GalaxyOne?

The provided description does not specify exact compatibility requirements for operating systems (e.g., iOS or Android versions). However, it is designed as a mobile application for managing financial accounts.

### Who is the target audience for GalaxyOne?

This app is designed for individuals who want to simplify their financial management by consolidating banking, brokerage, and crypto accounts into one place. It is particularly beneficial for those interested in earning yield, trading digital assets, and automating their investment processes.

## Version history (last 5 releases)

### 2.14.1 — 2026-08-24

Introducing GalaxyOne Crypto Portfolio Line of Credit
- Borrow cash against your combined BTC, ETH, and SOL as collateral
- No origination fee and rapid funding
- Open-term and only pay monthly interest

Bug fixes and performance improvements

### 2.14.0 — 2026-08-20

Bug fixes and performance improvements

### 2.13.0 — 2026-08-13

Bug fixes and performance improvements

### 2.12.1 — 2026-08-08

Bug fixes and performance improvements

### 2.12.0 — 2026-08-06

Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*