# GAPS-Lite

> Mobile banking app for managing business transactions and finances securely. (iPhone/iPad app by Guaranty Trust Bank PLC.)

- Source: https://appshunter.io/ios/app/gaps-lite/id6449935555 (this page in markdown: same URL + `.md`)
- Developer: [Guaranty Trust Bank PLC](https://appshunter.io/developer/662878574)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 1.70/5 from 30 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 67 MB
- Languages: American English, Catalan, French (France), German (Germany), Italian, European Portuguese, Chinese (Simplified, China), European Spanish
- Released: 2023-07-12
- Data updated: 2026-08-17
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/gaps-lite/id6449935555/reviews.md

## What is GAPS?

Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient.
Key features includes:
 
--> Business on the go
Log into your business account(s) anytime, anywhere, using only your password.
 
--> Your Business finances, all in one place
Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more.

--> Confidence in a secured platform
Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system.
 
--> Simple and secure set up
 
- Install the app and enter your access code, username, and password.
 
- Forgot your password? Reset it using “Forgot Password?” on the login page.
 
- Choose your preferred verification method (Token or 4-digit PIN).
 
- Start using the app immediately with your selected verification method.

Enjoy a seamless and user-friendly interface designed to make your business banking convenient.

## Key features

- Real-time balance checks
- Inter-account transfers
- Bill payments
- Check deposits
- Foreign currency transfers
- Business loan applications
- 2-factor authentication

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/gaps-lite/id6449935555/reviews.md

### 1/5 — Worst

*2025-12-15*

This app is the worst banking app ever.. 😩😩😩

### 1/5 — Can't login

*2025-11-01*

Updated and can't login again. No keeping the login details

### 1/5 — OWN ACCOUNT TRANSFER

*2024-11-09*

Own account transfer doesn’t function anymore since your recent upgrade to deep core banking

### 1/5 — Stupid App

*2024-07-18*

This app is the worst bank app that I have. Logs you out over and over. Doesn’t open untill after several tries. Doesn’t accept facial recognition to log in. Such an annoying app. 😡😡😡

### 1/5 — Useless App of the year

*2024-06-25*

Very useless app. I can’t believe an app for a corporate banking doesn’t meet any requirements. Shame on GT bank

### 1/5 — Worst app ever

*2024-06-03*

Sack your entire engineering team.

### 1/5 — Horrible App

*2024-02-12*

Updated to this App and  I can’t even login again.

### 1/5 — Uploaded

*2024-01-13*

You really need to work on the app to allow the uploaded access to lite. It’s very frustrating seeing that you can upload transactions on this app making it one sided.

### 1/5 — Upgrade

*2023-12-12*

When money it sent it says nill most of the time and when I try sending again it says duplicate transaction I will have to wait for like 30mins. And I can’t even add to beneficiary while transferring money it won’t even go through at all.Whats the point having a current account app (gaps) while my savings account (GTWorld) works fine.you guys really need to make an upgrade on this gaps app

### 1/5 — They aren’t ready for tech yet

*2023-11-26*

For every reason this app was created , it hasn’t met one single achievement. 
The only app that makes me trouble start my device to be able to use it . 
I’d rather queue in a physical bank. The olden days style .

## Frequently asked questions about GAPS

### What is GAPS-Lite used for?

GAPS-Lite is a mobile banking application designed for businesses. It allows users to manage transactions, check balances, make transfers, pay bills, and deposit checks from their mobile devices.

### Is GAPS-Lite secure?

Yes, GAPS-Lite utilizes a secured 2-factor authentication (2FA) system to ensure the safety of your business banking activities. Users can choose between a Token or a 4-digit PIN for verification.

### What devices does GAPS-Lite support?

GAPS-Lite is available for iPhone, iPad, and iPod devices. It is designed to offer a seamless and user-friendly interface across these Apple platforms.

### How often is GAPS-Lite updated?

The latest version of GAPS-Lite is 1.1.5, last updated on March 26, 2026. While this indicates a recent update, specific update frequency is not detailed.

### What are the key features of GAPS-Lite?

Key features include logging into business accounts anytime, anywhere, checking all account balances, performing foreign currency transfers, managing cheques, applying for business loans, and setting up standing orders.

### Does GAPS-Lite have ads?

Yes, GAPS-Lite contains advertisements. This is indicated by the 'hasAds' flag in its data.

### What is the user rating for GAPS-Lite?

GAPS-Lite has a user rating of 1.6 stars based on 29 ratings. This suggests that users have had mixed experiences with the application.

### Can I reset my password on GAPS-Lite?

Yes, you can reset your password on GAPS-Lite by using the 'Forgot Password?' option on the login page. This feature ensures you can regain access to your account if you forget your credentials.

## Version history (last 5 releases)

### 1.1.8 — 2026-07-02

Instant Payment Management

### 1.1.7 — 2026-05-14

Bug fixes and enhancements

### 1.1.6 — 2026-05-14

Added E-Token Auth Code Request feature to enable customers easily obtain authentication codes for onboarding on the new e-Token Plus.
Introduced FX Sales and FX Rates features for improved foreign exchange services and real-time rate visibility.
Added support for Phone Number as Account Number to enable faster and easier transactions.

### 1.1.5 — 2026-03-26

Advertisement Pop-Up for New Features
POS Request Form enhancement

### 1.1.2 — 2026-03-13

- POS Request Implementation: Added support for POS requests to improve transaction handling and system integration.
- Transaction History Pagination: Improved transaction history display with pagination for easier navigation.
- UI Optimizations: Various interface enhancements for a smoother, faster, and more intuitive user experience.

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## More apps by Guaranty Trust Bank PLC

- [GTBank](https://appshunter.io/ios/app/gtbank/id573523974)
- [GTWorld](https://appshunter.io/ios/app/gtworld/id1227647130)
- [Didi's Piano Challenge](https://appshunter.io/ios/app/didis-piano-challenge/id1240841480)
- [Habari by GTBank](https://appshunter.io/ios/app/habari-by-gtbank/id1416296572)
- [GTWorld Cote d'Ivoire](https://appshunter.io/ios/app/gtworld-cote-divoire/id1570224829)
- [GT eToken](https://appshunter.io/ios/app/gt-etoken/id6443600518)

All apps by Guaranty Trust Bank PLC: https://appshunter.io/developer/662878574

## Related topics

[gaps](https://appshunter.io/ios/topics/gaps) · [guaranty trust bank plc](https://appshunter.io/ios/topics/guaranty-trust-bank-plc)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*