# Garden Savings FCU > Mobile banking for account management, fund transfers, and bill payments. (iPhone/iPad app by Garden Savings Federal Credit Union.) - Source: https://appshunter.io/ios/app/garden-savings-fcu/id787265928 (this page in markdown: same URL + `.md`) - Developer: [Garden Savings Federal Credit Union](https://appshunter.io/developer/787265931) - Category: Finance, Productivity - Price: Free - Rating: 4.80/5 from 1,362 App Store ratings · 33 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 148 MB - Languages: American English, European Spanish, Chinese (Traditional, Taiwan) - Released: 2014-01-21 - Data updated: 2026-09-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/garden-savings-fcu/id787265928/reviews.md ## What is Garden Savings FCU? Garden Savings FCU’s FREE Mobile Banking Application - optimized for iPhone and iPad devices.* FEATURES OF GARDEN SAVINGS FCU MOBILE BANKING •Review account balances and transactions •Transfer funds between accounts •Pay bills** •View copies of cleared checks •Locate surcharge-free ATM’s and Garden Savings FCU branches *Must be enrolled in Online Banking. There is no charge from Garden Savings FCU, but messaging and data rates may apply. **Must have Bill Pay setup previously in Online Banking. ## Key features - Review account balances and transactions - Transfer funds between accounts - Pay bills - View cleared check copies - Locate ATMs and branches ## What do users think of Garden Savings FCU? Overall sentiment: neutral **Pros** - 👍 Great customer service - 🚀 Fast and easy to use - 🔒 Secure application **Cons** - 🐛 Login and account access issues - 🤔 Limitations with mobile deposit - 😕 Difficulties during account transitions **Commonly reported bugs** - Login screen freezes - Inability to access account information **Most requested features** - Allow credit card payments within the app - Add option to place debit card on hold - Improve Zelle integration ## Recent user reviews (10 of 33) All indexed reviews: https://appshunter.io/ios/app/garden-savings-fcu/id787265928/reviews.md ### 5/5 — Outstanding customer service *2026-07-31, version 2026.04* Marcel is an amazing human with outstanding customer service second to none! Mary T ### 5/5 — Garden Savings *2026-07-17, version 2026.04* Great App ### 5/5 — 5 stars *2026-06-22, version 2026.01* More than happy to have an account with Garden Saving FCU ### 5/5 — Personal *2026-06-06, version 2026.01* I enjoyed very much, always could be updated ### 5/5 — G *2026-04-05, version 2025.1001.1* This bank is better than Bank of America. ### 1/5 — Phony *2025-09-25, version 2025.7.2.1* Useless bank ### 5/5 — New from PINNACLE *2025-08-11, version 2025.5.0.1* The staff is wonder on Ferry Street! Great customer service! ### 1/5 — Zelle *2025-07-31, version 2025.5.0.1* login my account can’t login zelle ? Why ???? ### 2/5 — Access code *2024-03-14, version 2023.10.1.4* Garden Savings FC: I can’t access the code # when they send me the Text. I have iPhone sonthing is wrong ### 5/5 — Love it! *2023-09-12, version 2023.3.0.1* great and easy to use! ## Frequently asked questions about Garden Savings FCU ### What can I do with the Garden Savings FCU mobile banking app? The app allows you to review your account balances and transactions, transfer funds between your accounts, pay bills, view copies of cleared checks, and locate surcharge-free ATMs and Garden Savings FCU branches. ### Is there a cost to use the Garden Savings FCU mobile banking app? There is no charge from Garden Savings FCU for using the mobile banking application. However, standard messaging and data rates from your mobile carrier may apply. ### What are the requirements to use this app? To use the Garden Savings FCU mobile banking application, you must be enrolled in Online Banking. For bill payment features, Bill Pay must have been set up previously in Online Banking. ### What devices is the app optimized for? The application is optimized for iPhone and iPad devices, offering a streamlined mobile banking experience on Apple's mobile platforms. ## Version history (last 5 releases) ### 2026.04 — 2026-07-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2026.01 — 2026-04-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.1001.1 — 2025-12-17 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.7.2.1 — 2025-09-15 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.5.0.1 — 2025-07-08 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ## Apps similar to Garden Savings FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Garden State FCU](https://appshunter.io/ios/app/garden-state-fcu/id1524664194) | 4.9 (128) | Free | Finance | | [BCB Bank](https://appshunter.io/ios/app/bcb-bank/id1047266056) | 2.7 (49) | Free | Finance | | [Financial Resources FCU](https://appshunter.io/ios/app/financial-resources-fcu/id510104651) | 4.8 (2,247) | Free | Finance | | [NJFCU Mobile](https://appshunter.io/ios/app/njfcu-mobile/id1027086295) | 4.8 (2,297) | Free | Finance | | [Picatinny FCU](https://appshunter.io/ios/app/picatinny-fcu/id573575045) | 3.9 (11) | Free | Finance | | [The Atlantic FCU](https://appshunter.io/ios/app/the-atlantic-fcu/id6446416132) | 1.4 (39) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*