# Garnair: Money Agent — AI finds money you're owed

> AI-powered app to find unclaimed money and identify financial savings. (iPhone/iPad app by Capchair LLC.)

- Source: https://appshunter.io/ios/app/garnair-money-agent/id6470769591 (this page in markdown: same URL + `.md`)
- Developer: [Capchair LLC](https://appshunter.io/developer/1714196223)
- Category: Finance, Shopping
- Price: Free with in-app purchases
- Rating: 4.30/5 from 9 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 151 MB
- Languages: American English
- Released: 2024-01-03
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/garnair-money-agent/id6470769591/reviews.md

## What is Garnair?

They design systems to take your money. Garnair gets it back.

MONEY YOU'RE OWED
Billions sit unclaimed in class action settlements. Garnair matches them to your purchase history in 60 seconds — just tap the brands you use. Track claims, get deadline alerts, file in minutes.

AI MONEY FINDER
Connect your bank and let Garnair's AI decode your statements. Hidden fees, billing errors, overpriced subscriptions, rate mismatches — it finds what they're hoping you won't look for and shows you exactly how much you could save per year.

AI MONEY AGENT
Ask anything about your finances. Garnair's AI connects to your accounts and scans — get answers, not guesses.

YOUR DATA STAYS YOURS
Bank-level encryption. Read-only access — we never move your money, sell your data, or share it. Period.

Unlock all with a Gold subscription. Let AI do what they're hoping you won't.

Download now.

Terms of use: https://www.capchair.com/terms-of-use

## Key features

- Recover unclaimed settlement money
- AI analysis of bank statements
- Identify hidden fees and overcharges
- Track claims and get deadline alerts
- AI financial assistant for queries
- Bank-level data encryption

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Gold Monthly | $19.99 | per month |
| Gold Monthly | $19.99 | per month |
| Cashout Monthly | $9.99 | per month |
| Cashout Annual | $29.99 | per year |
| Capchair Silver | $19.99 | per month |
| Capchair Premium | $12.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/garnair-money-agent/id6470769591/reviews.md

### 1/5 — SCAM

*2026-05-17*

They make you sign up for an account without telling you that you have to pay for a subscription in order to actually file a claim for anything. SCAMMMMM

### 5/5 — Smart and easy way to control my finances

*2024-01-11*

Great tool to have to control my finances and budget, a real AI tool.

## Frequently asked questions about Garnair

### What is Garnair?

Garnair is a finance app designed to help users find money they are owed from unclaimed settlements and identify potential savings by analyzing their bank statements. It uses AI to decode financial data and provide actionable insights.

### How does Garnair find money I'm owed?

Garnair matches you to unclaimed funds from class action settlements by analyzing your purchase history. You simply tap the brands you use, and it can find potential claims within 60 seconds.

### What kind of financial insights does Garnair provide?

Garnair's AI can decode your bank statements to find hidden fees, billing errors, overpriced subscriptions, and rate mismatches, showing you potential annual savings.

### Is my financial data safe with Garnair?

Yes, Garnair uses bank-level encryption and operates with read-only access to your accounts. They state they never move your money, sell your data, or share it.

### What are the subscription options for Garnair?

Garnair offers several subscription plans, including Cashout Monthly ($9.99/month), Capchair Premium ($12.99/month with a 14-day free trial), and Gold Monthly ($19.99/month). There is also a Capchair Silver plan at $19.99/month.

### How often is Garnair updated?

The latest version of Garnair is 3.3.1, and it was last updated on March 15, 2026. This indicates a recent and active development cycle.

### What devices does Garnair support?

Garnair is available for iPhone, iPad, and iPod devices. It is designed for Apple's mobile operating system.

### What is the age rating for Garnair?

Garnair has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.

## Version history (last 5 releases)

### 3.3.6 — 2026-08-23

Features and performance improvements.

### 3.3.5 — 2026-08-20

Features and performance improvements.

### 3.3.4 — 2026-08-13

Features and performance improvements.

### 3.3.3 — 2026-08-11

Features and performance improvements.

### 3.3.2 — 2026-08-10

Features and performance improvements.

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## More apps by Capchair LLC

- [SpotPair: Travel Guide](https://appshunter.io/ios/app/spotpair-travel-guide/id6476828535)

All apps by Capchair LLC: https://appshunter.io/developer/1714196223

## Related topics

[gauss money](https://appshunter.io/ios/topics/gauss-money)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
