# Garzoni: Learn Money & Finance — Budget, Invest & Build Wealth > Budget, Invest & Build Wealth (iPhone/iPad app by Andrei Neagoe.) - Source: https://appshunter.io/ios/app/garzoni-learn-money-and-finance/id6761790801 (this page in markdown: same URL + `.md`) - Developer: [Andrei Neagoe](https://appshunter.io/developer/1890433442) - Category: Finance, Education - Price: Free with in-app purchases - Age rating: 17+ - Requires: iOS 15.1 · 66 MB - Languages: American English - Released: 2026-05-04 - Data updated: 2026-08-24 - User reviews in markdown: https://appshunter.io/ios/app/garzoni-learn-money-and-finance/id6761790801/reviews.md ## What is Garzoni? Master your money in just 5 minutes a day. Garzoni turns budgeting, investing, real estate, and crypto into 500+ bite-sized lessons you'll actually finish. No jargon, no overwhelm — just clear steps that build real financial confidence. WHY GARZONI • 500+ short lessons — from your first budget to your first stock • The Climb — a personalized, step-by-step finance journey built around your goals • Learn by doing — interactive exercises and budget simulations • 24/7 AI tutor — ask anything, get a plain-English answer instantly • Stay motivated — XP, coins, missions, streaks and a global leaderboard REAL TOOLS, NOT JUST THEORY • Portfolio Analyzer — see how your investments really perform • Savings Simulator — watch small habits grow over time • Market Explorer — understand stocks, funds and crypto at a glance BUILD THE HABIT Daily reminders and streak alerts keep your 5-minute lesson on track. Refer a friend and you both get rewarded. Start free today. Master your money, one lesson at a time. SUBSCRIPTIONS Garzoni Plus — £6.99/month or £59.99/year Garzoni Pro — £7.99/month or £69.99/year Prices in GBP and may vary by region. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://garzoni.app/privacy-policy Terms of Use (EULA): https://garzoni.app/terms-of-service ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Garzoni Plus Yearly | $59.99 | per year | | Garzoni Plus Monthly | $6.99 | per month | | Garzoni Pro Monthly | $7.99 | per month | | Garzoni Pro Yearly | $69.99 | per year | ## Version history (last 5 releases) ### 1.1.9 — 2026-08-21 What's new in 1.1.9 • Receipt scanning is now in Tools — photograph a receipt and let Garzoni categorise it • Import a bank statement as a PDF or CSV and see where the month actually went • Reminders and streak alerts now reach your device reliably — the biggest fix in this release • Leaner app start: we removed duplicate network calls on launch and when opening a lesson • Your linked-account credentials are now encrypted at rest • Assorted stability and security updates ### 1.1.7 — 2026-07-25 Try before you sign up — onboarding now includes a free interactive demo lesson. • Demo Lesson: take a real Garzoni lesson before you create an account • Smoother lessons with clearer checkpoints, so you always know your progress • Leaderboard now lives in the main tabs — one tap to see where you rank • Smarter reminders: streak alerts and daily nudges to keep your money habit going • Redesigned subscription screen, plus polish and stability fixes across the app Learn personal finance in 5 minutes a day — one lesson at a time. ### 1.1.5 — 2026-07-05 New in 1.1.5: • Missions — fresh daily and weekly challenges that turn learning into a game and keep your streak alive. • Smoother AI Voice Tutor with more reliable playback. • Sharper Personal CFO and Next Steps recommendations. • Faster lessons, refined visuals, and bug fixes across the app. Thanks for learning with Garzoni. Keep climbing! ### 1.1.4 — 2026-06-18 The Climb is here — your personalized finance journey, reimagined. • NEW — The Climb: a visual, step-by-step learning path built around your goals. Watch your progress rise from basecamp to summit. • Try before you subscribe: your first lesson on the personalized path is now free — no subscription needed. • Limited-time launch offer: your first month of Plus or Pro is on us. • Now optimized for iPad — more room, cleaner layout. • Smoother lessons and a faster, clearer onboarding. • More reliable reminders to keep your streak alive. • Google Sign-In and stability improvements. Thanks for learning with Garzoni! ### 1.1.3 — 2026-06-12 This update is all about reliability and a few extras: • Refer a friend — share your code and you both get rewarded. • Smoother subscriptions — upgrading to Plus or Pro now activates instantly and stays in sync across your phone and the web. • More reliable notifications — daily lesson reminders and streak alerts now arrive on time, and unsubscribing actually sticks. • Security & stability — behind-the-scenes hardening and bug fixes for a faster, safer app. Keep your streak going. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*