# Gekkard: Prepaid Card & Wallet — Online banking alternative > European IBAN account, payment card, and crypto investment app. (iPhone/iPad app by Papaya Ltd.) - Source: https://appshunter.io/ios/app/gekkard-prepaid-card-and-wallet/id1493274973 (this page in markdown: same URL + `.md`) - Developer: [Papaya Ltd](https://appshunter.io/developer/1000619862) - Category: Finance - Price: Free - Rating: 3.00/5 from 4 App Store ratings - Age rating: 4+ - Requires: iOS 15.6 · 3 MB - Languages: English - Released: 2020-01-30 - Data updated: 2026-06-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/gekkard-prepaid-card-and-wallet/id1493274973/reviews.md ## What is Gekkard? Gekkard is a mobile banking app that gives you access to the European IBAN account with a payment card and provides you access to partner's digital investment opportunities! The app is a simple, convenient and profitable solution for your money management and investment opportunities. Register in the mobile app to get the European IBAN and dive into the world of crypto exchange, bitcoin, ethereum and other emoney alternatives with our partner’s crypto-ecosystem Gekkoin*, and if you reside in one of the EEA countries or Switzerland apply for and get you Mastercard Gekkard with free maintenance! Gekkard is your financial support for a convenient life! Among main features: Send and receive money: Gekkard works as a bank transfer app within -Mastercard system and supports SEPA payments Buy and sell Gekkoin Europe (EURG equals 1 EUR): use your IBAN account to make transactions with our partner’s provided cryptocurrency Receive a plastic card free of charge without visiting a bank: not a fan of digital banking? Use a physical payment card to pay in stores worldwide No matter where you are: we can send a plastic card anywhere around the world, not necessarily to your registration address Take the most out of Gekkard and use our partner’s investment ecosystem Gekkoin* linked with your Gekkared account. This way you can bring your financial management to the new level: Buy and sell cryptocurrency on Gekkoin* ecosystem exchange without additional AML compliance: set up your Gekkoin* crypto wallet and buy Gekkoin Europe (EURG) in order to invest in Bitcoin, Ethereum and Monero. Use our integrated service Gekkoin* as an investment app: invest safely and protect your savings from market risks. Invest into cryptocurrency EURG (1:1 Euro) and take your interest no matter how much the currency rate fluctuates. Due to the unique structure of Gekkoin’s investment functionality, you will get profit no matter if the crypto market is gaining value or dropping down. That works way better than simply buying crypto. Take profit in Euro from your BTC or ETH, XMR and EURG wallets and transfer it to your IBAN account and Gekkard card: withdraw funds, make a card to card money transfer or shop online HOW TO START USING GEKKARD Download the App and register in a few steps. You will need to fill out a short form, take a selfie and scan your photo ID. We will also need proof of your residual address. In rare cases we might ask for additional documents to confirm your identity. Your payment card will be issued right after a successful registration. You can start using it on the Internet immediately. A physical plastic card with the same number will be produced in 24 hours and sent to you by international mail. With Gekkard you have full control over your account and the cards attached to it. Using the App you can set spending limits, track transactions and even freeze the card for a while. No matter whether you are a traditional stock investor or an expert focusing on blockchain wallet – you and only you define the level of risk (if any) that you are willing to take. As soon as you deposit funds on the integrated crypto service Gekkoin*, they turn into EURG so you can start earning 3% interest on your balance. Later you can increase your earnings when you decide to invest and strategize. Your Gekkoin* debit wallet is attached to the Gekkard funding app allowing you to buy or sell stored EURG with 0% commission. Gekkard is not a traditional bank, it’s a digital mobile banking app that gives you an opportunity to receive interest on your savings every month! There is no more need to deal with old school IBAN bank account settings, start using Gekkard today to see the advantages! It's an all-in-one, quick and convenient application available on your phone 24/7. * Represented by a licensed cryptocurrency exchange AtlantEX OÜ ## Key features - European IBAN account - Physical and digital payment card - SEPA payments - Cryptocurrency exchange (Bitcoin, Ethereum) - Interest-bearing crypto investments - Spending limits and card freezing ## Frequently asked questions about Gekkard ### What is Gekkard? Gekkard is a mobile finance app that provides a European IBAN account, a payment card, and access to cryptocurrency investments through its partner ecosystem. ### How do I get a Gekkard card? After a successful registration, a payment card will be issued instantly for online use. A physical plastic card will be produced within 24 hours and sent via international mail. ### Can I use Gekkard for international payments? Yes, Gekkard works as a bank transfer app within the Mastercard system and supports SEPA payments, facilitating money transfers. ### What cryptocurrencies can I trade with Gekkard? You can buy and sell Gekkoin Europe (EURG), which is pegged 1:1 with the Euro, and use it to invest in Bitcoin, Ethereum, and Monero through the Gekkoin ecosystem. ### Is Gekkard safe to use? Gekkard requires identity verification, including a selfie and photo ID scan, to ensure account security. Users have full control over their account and cards, including setting spending limits and freezing cards. ### Does Gekkard have ads? Based on the provided data, Gekkard does not contain advertisements. ### What is the age rating for Gekkard? Gekkard has an age rating of 4+, making it suitable for a wide range of users. ### How often is Gekkard updated? The latest version of Gekkard is 1.0.9, which was last updated on April 8, 2025. This indicates regular updates to the application. ## Version history (last 5 releases) ### 1.0.9 — 2025-04-08 Minor bugs fixing ### 1.0.8 — 2023-01-19 Fixed the bug in authorization ### 1.0.7 — 2023-01-10 1. Added online purchases confirmation via biometrics
 2. Added 1% for all card purchases bonus program
 3. Fixed support chat bugs
 4. Implemented the display of active accounts in the presence of blocked ones for customers with multiple accounts 
5. Fixed functional bugs ### 1.0.6 — 2022-03-24 1. Added a step in the registration process for customers with a pre-issued card 2. Application PIN code is now requested instead of an OTP for payment confirmation (transfers to card, to account, to contacts) 3. "Edit message" button location in the support chat is fixed 4. Get ID functionality is updated. Error handling is fixed. The registration process is updated due to the new Get ID improvement. 5. Fix bugs ### 1.0.5 — 2021-08-19 1. Added the ability to register for clients outside the European Economic Area 2. Added the tariffs 3. Fixed UI and functional bugs ## Apps similar to Gekkard | App | Rating | Price | Category | | --- | --- | --- | --- | | [Skrill - Pay & Transfer Money](https://appshunter.io/ios/app/skrill-pay-and-transfer-money/id718248239) | 4.6 (23,148) | Free | Finance | | [Monese - A banking alternative](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407) | 4.7 (2,369) | Free | Finance | | [PayPal - Send, Manage, Pay](https://appshunter.io/ios/app/paypal-send-manage-pay/id283646709) | 4.7 (189,942) | Free | Finance | | [Revolut — Mobile Finance](https://appshunter.io/ios/app/revolut-mobile-finance/id932493382) | 4.9 (1,026,250) | Free | Finance | | [Venmo](https://appshunter.io/ios/app/venmo/id351727428) | 4.9 (15,465,893) | Free | Finance | | [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance | ## More apps by Papaya Ltd - [Blackсatсard](https://appshunter.io/ios/app/blackatard/id1449352913) - [COMZ](https://appshunter.io/ios/app/comz/id6740773675) - [;blackcat](https://appshunter.io/ios/app/blackcat/id6741854309) All apps by Papaya Ltd: https://appshunter.io/developer/1000619862 ## Related topics [wirex](https://appshunter.io/ios/topics/wirex) · [bitfree](https://appshunter.io/ios/topics/bitfree) · [paxum](https://appshunter.io/ios/topics/paxum) · [papaya ltd](https://appshunter.io/ios/topics/papaya-ltd) · [paysika](https://appshunter.io/ios/topics/paysika) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-03.*