# GenioPay: Pay & Get Paid — Send money to anyone, anywhere

> Global payment and money transfer app with expense management and eco-friendly features. (iPhone/iPad app by GENIOPAY LTD.)

- Source: https://appshunter.io/ios/app/geniopay-pay-and-get-paid/id6480923195 (this page in markdown: same URL + `.md`)
- Developer: [GENIOPAY LTD](https://appshunter.io/developer/1607507942)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 159 MB
- Languages: English
- Released: 2024-05-21
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/geniopay-pay-and-get-paid/id6480923195/reviews.md

## What is GenioPay?

With the GenioPay app, you win on banking without wasting time on Banking. A next-level way to Pay and Get Paid from 190 countries.


HERE'S HOW IT WORKS

Download and sign up for GenioPay in a matter of minutes directly from your phone - no long lines, no paperwork, no fuss. Get your decision between 5 - 30 seconds.

No hidden fees.  Yes, that's right - no maintenance charges, no insufficient funds fees, no minimum account balance.

Receive money in your Global account using any debit/credit card, through ATM or any other cash terminal, Bank transfer or Mobile Money.

SEND AND RECEIVE MONEY INSTANTLY

Receive, request, and send money from friends and family instantly with only a few taps at no cost.  GenioPay is the easiest way to pay a friend back for dinner or split rent with your roommates.
Business? - You’re covered. Perform real-time Currency exchange, pay your remote workers, Invoicing, mass payment & more


WE ARE GREEN

Money does not grow on trees but it can plant them. As a sustainable company, we believe we can change the fortunes of our planet, one transaction at a time. The time is now! #GreenFinance.
For each transaction you earn points that allows you to offset your CO2 footprint in a few clicks.

BETTER MANAGE YOUR EXPENSES

Not sure where all your money goes?  Learn how to better manage your expenses, view all your transactions divided into smart sub-categories, and gain insights into your financial habits.  Receive instant notifications on all account activity so you know what's happening with your account 24/7.

PRIVACY AND SECURITY

Protect all of your payments with a passcode, TouchID, or FaceID.  Pause spending on your GenioPay Card with one tap if you misplace it.  All of your information is stored securely.  We are licensed and regulated by FINTRAC and, your money is protected by licensed banks.

 If you want to know more about GenioPay, please visit us at:

Facebook: https://facebook.com/geniopayhq 
Instagram: https://instagram.com/geniopay
Twitter: https://twitter.com/geniopayhq
Linkedin: https://linkedin.com/company/geniopay

## Key features

- Instant money sending and receiving
- Global transactions in 190 countries
- Real-time currency exchange
- Business payment solutions (invoicing, mass pay)
- Expense tracking and categorization
- CO2 footprint offsetting
- Biometric security features

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/geniopay-pay-and-get-paid/id6480923195/reviews.md

### 5/5 — Best Rate on the Market

*2024-06-11*

GenioPay has the best rates on the market. Money was received in Ghana within 5 minutes. Well deserved 5*

### 5/5 — User friendly and interesting features

*2024-05-24*

I find the app very easy to use and navigate around it. I am personally excited about the option to hold balances in different currencies. Adding funds to my account was very instant and the exchange rates are far better than the previous service i used. i hope you guys can maintain that. I cannot wait to experience the app to the fullest.

## Frequently asked questions about GenioPay

### How secure is GenioPay?

GenioPay prioritizes security with passcode, TouchID, or FaceID protection for payments. Your information is stored securely and the service is licensed and regulated by FINTRAC, with funds protected by licensed banks.

### What are the fees associated with GenioPay?

GenioPay advertises no hidden fees, including no maintenance charges, insufficient funds fees, or minimum account balance requirements. Transactions for sending and receiving money between friends and family are stated to be at no cost.

### Can I use GenioPay for business purposes?

Yes, GenioPay supports businesses with features like real-time currency exchange, paying remote workers, invoicing, and mass payments. This allows for efficient management of business financial operations.

### How does GenioPay help manage expenses?

GenioPay allows you to view all your transactions divided into smart sub-categories, providing insights into your financial habits. You receive instant notifications on account activity for 24/7 awareness of your spending.

### Does GenioPay have ads?

Yes, GenioPay contains advertisements. As a free service, ads are displayed to support its operation and availability to users.

### What devices is GenioPay available on?

GenioPay is available on iPhone, iPad, and iPod devices. It is designed for mobile use across Apple's iOS platform.

### How often is GenioPay updated?

GenioPay was last updated on July 3, 2024, with version 2.0.2. This indicates a commitment to regular updates and improvements for the application.

### What is the user sentiment for GenioPay?

Based on the provided data, GenioPay has a rating of 5.0 stars from 1 rating, suggesting a highly positive initial user experience. This indicates strong satisfaction from its early users.

## Version history (last 5 releases)

### 2.0.2 — 2024-07-03

We fixed bugs and made minor improvements.
Pay anyone, everywhere while saving with GenioXperience!

### 2.0.1 — 2024-06-28

We fixed bugs and made minor improvements.
Pay anyone, everywhere while saving with GenioXperience!

### 2.0.0 — 2024-06-26

We fixed bugs and made minor improvements.
Pay anyone, everywhere while saving with GenioXperience!

### 1.0.9 — 2024-06-13

We fixed bugs and made minor improvements.
Pay anyone, everywhere while saving with GenioXperience!

### 1.0.8 — 2024-06-11

We fixed bugs and made minor improvements.
Pay anyone, everywhere while saving with GenioXperience!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
