# GeoPay : Everything Payments — Cheap data, USD card & top-up

> All-in-one finance app for bills, airtime conversion, USD cards, and transfers. (iPhone/iPad app by Ogie Communication And General Services.)

- Source: https://appshunter.io/ios/app/geopay-everything-payments/id6499108031 (this page in markdown: same URL + `.md`)
- Developer: [Ogie Communication And General Services](https://appshunter.io/developer/1676998136)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.50/5 from 51 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 67 MB
- Languages: American English
- Released: 2024-04-23
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/geopay-everything-payments/id6499108031/reviews.md

## What is GeoPay?

GeoPay (formerly GeoTopup) is the simple, fast and secure way to handle your everyday payments in Nigeria. Buy cheap data and airtime, pay your bills, convert airtime to cash, and spend online with a virtual USD card — all in one clean app.

Whether you are recharging, paying a bill or shopping online, GeoPay keeps it affordable, reliable and easy.

CHEAP DATA & AIRTIME — ALL NETWORKS
Buy affordable data bundles and airtime for MTN, Glo, Airtel and 9mobile in seconds. Recharge for yourself, your family or your friends, anytime, with fast delivery and great rates.

PAY YOUR BILLS IN SECONDS
• Electricity: pay prepaid and postpaid bills for major discos and get your token fast.
• Cable TV: renew DStv, GOtv and Startimes subscriptions in seconds.
• Education: pay for exam pins and education services.

AIRTIME TO CASH
Have extra airtime you do not need? Convert your airtime to cash and get paid straight into your GeoPay wallet. A quick, easy way to turn unused airtime into money.

VIRTUAL USD (DOLLAR) CARD
Create a virtual USD card to shop and pay online — streaming, software, ads and international websites that accept cards. Fund it from your wallet and manage your card securely inside the app.

eSIM
Get connected with an eSIM — mobile data without a physical SIM. Great for travel and as a backup line.

BUSINESS REGISTRATION (CAC)
Register your business name with CAC right from the app, without the stress.

WALLET, TRANSFERS & WITHDRAWALS
Fund your wallet by bank transfer, send money to other GeoPay users, and withdraw to your bank account anytime. Your balance is always one tap away.

REFER & EARN
Share your referral link, invite friends, and earn rewards when they join and transact on GeoPay.

SAFE & SECURE
Your account is protected with a transaction PIN, Face ID and modern security, so every payment stays in your control.

MORE COMING SOON
We are always improving GeoPay and adding new services and bill options — more is on the way.

WHY GEOPAY (FORMERLY GEOTOPUP)
• Affordable data and airtime on all networks
• Fast, reliable bills payment
• Airtime to cash, made simple
• A virtual USD card for online payments
• eSIM and more in one app
• A clean, easy-to-use app you can trust

Download GeoPay today and enjoy cheap data, airtime, bills payment, airtime to cash and a virtual USD card — all in one place.

Terms of use : https://geopay.ng/terms
Privacy Policy : https://geopay.ng/privacy
Refund Policy : https://geopay.ng/refund

To request to delete Data : https://geopay.ng/delete-data

## Key features

- Convert airtime to cash instantly
- Virtual USD cards for online spending
- Easy bills payment (airtime, data, electricity, TV)
- Instant money transfers within Nigeria
- Refer friends and earn rewards
- Seamless banking services integration

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/geopay-everything-payments/id6499108031/reviews.md

### 1/5 — App doesn’t open easily

*2026-02-18*

Very useless app

### 1/5 — I hate this app

*2025-12-11*

This app is rubbish I fund my account and I wanted to do sub but is failed

### 1/5 — Scammers

*2025-12-03*

How to know a scam, easy to deposit money hard or almost impossible to recover the money!!! And that is this freaking app!!!! 

-5 star rating!!!

### 1/5 — Scammers

*2025-11-08*

Do not download , they’ll log you out of your own account and you won’t be able to access it again once you send money to the app

### 1/5 — Your app network is bad

*2025-11-08*

Why can’t I open the app anytime I like it loading for some minutes or about an hour this is ridiculous work on that I can’t open the app

### 1/5 — Do not use !!!!!!!!!!!!!!!!!!!

*2025-08-11*

Could give zero stars if I could, funded my $ card a few weeks ago now I can’t find the card on the app, it keeps telling me an error occurred, I’ve contacted support but all they say is give us one moment as we look into the matter. And it’s been going on for a few days now and I still haven’t gotten my issue resolved or my money back

### 1/5 — They held my money for the past 10 month

*2025-07-01*

Not good

### 1/5 — Withdrawal error from virtual card

*2025-03-09*

PLEASE FIX IT

### 4/5 — This app

*2025-02-22*

Is the best 
I hope you guys will not disappoint me and mind you fix the Mtn network problem fast 

Thank you

### 1/5 — Migration issues

*2024-11-24*

I have a visa dollar card and I was notified to migrate to Mastercard but it’s not allowing me to. And I have money inside the card that I can’t access. It’s been months.

## Frequently asked questions about GeoPay

### What does the Geotopup Wallet App do?

The app serves as a comprehensive financial hub, allowing users to pay bills, convert airtime to cash instantly, send and receive money within Nigeria, and obtain virtual USD cards for international transactions and online shopping. It aims to simplify various financial management tasks in one place.

### What are the key features of Geotopup Wallet App?

Key features include instant airtime-to-cash conversion, the ability to get virtual USD cards for global spending, easy payment for bills like electricity and cable TV, instant money transfers, and a referral program for earning rewards. It also offers seamless banking service integration and P2P transfers.

### Is Geotopup Wallet App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or upfront costs for accessing its core functionalities. Users can enjoy its services without initial payment.

### What are the common use cases for Geotopup Wallet App?

Common use cases include paying for utilities and subscriptions, converting unwanted airtime into usable cash, sending money to friends and family, making online purchases that require a USD card, and managing everyday financial transactions efficiently from a single platform.

### Is the app compatible with my device?

While specific compatibility details are not provided, the app is designed for mobile devices. It is generally expected to be compatible with most modern Android and iOS smartphones and tablets that meet the minimum operating system requirements for app installations.

## Version history (last 5 releases)

### 1.0.76 — 2026-08-18

- Data to Cash Added

### 1.0.75 — 2026-08-10

- Added Fund with PalmPay and Opay
- Added Palmpay virtual account 
- Urgent UI fix

### 1.0.74 — 2026-08-09

- Added fund with OPay & Palmpay 
- Added Palmpay virtual accounts

### 1.0.73 — 2026-08-08

- Bug fixes majorly 
- Slight UI upgrade

### 1.0.72 — 2026-07-31

- Airtime Gifting Added
- Shopping Added
- Some bug fixes 
- UI upgrade

## Apps similar to GeoPay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Cool Data: Cheap Data, Airtime](https://appshunter.io/ios/app/cool-data-cheap-data-airtime/id6737767587) | 2.3 (3) | Free | Finance |
| [CreditCliq](https://appshunter.io/ios/app/creditcliq/id6447934740) | 1.0 (1) | Free | Finance |
| [SquareMe \| Payments & Cards](https://appshunter.io/ios/app/squareme-payments-and-cards/id6447066884) | 3.9 (22) | Free | Finance |
| [VitalSwap.](https://appshunter.io/ios/app/vitalswap/id1595742241) | 4.3 (18) | Free | Finance |
| [Platnova](https://appshunter.io/ios/app/platnova/id1619003446) | 3.9 (173) | Free | Finance |
| [ZedApp: Digital Payments](https://appshunter.io/ios/app/zedapp-digital-payments/id1631853102) | 2.8 (64) | Free | Finance |

## More apps by Ogie Communication And General Services

- [Ogiedata Services](https://appshunter.io/ios/app/ogiedata-services/id6446258724)
- [Clicktopup: Cheap data offer](https://appshunter.io/ios/app/clicktopup-cheap-data-offer/id6467396038)
- [Topify: Formerly smartdata](https://appshunter.io/ios/app/topify-formerly-smartdata/id6474259559)
- [9DataHub](https://appshunter.io/ios/app/9datahub/id6476427419)
- [Tradewyre](https://appshunter.io/ios/app/tradewyre/id6751102518)

All apps by Ogie Communication And General Services: https://appshunter.io/developer/1676998136

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*