# GERMINATE INVESTOR

> Comprehensive wealth management and investment tracking app for diverse financial assets. (iPhone/iPad app by GERMINATE WEALTH SOLUTIONS LLP.)

- Source: https://appshunter.io/ios/app/germinate-investor/id1390458045 (this page in markdown: same URL + `.md`)
- Developer: [GERMINATE WEALTH SOLUTIONS LLP](https://appshunter.io/developer/1390458044)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 16.0 · 85 MB
- Languages: American English
- Released: 2018-06-30
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/germinate-investor/id1390458045/reviews.md

## What is GERMINATE INVESTOR?

GERMINATE INVESTOR is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets:

- Mutual Funds
- Equity Shares
- Bonds
- Fixed Deposits
- PMS
- Insurance

Key Features:

- Complete Portfolio report download including all assets.
- View historical Performance of your Portfolio easily
- Transaction statement of any period
- 1 Click Statement of Account Download for any Asset Management Company in India
- Advanced Capital Gain Reports
- Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency
- SIP Report to be informed of your Running and Upcoming SIPs, STPs.
- Insurance list to keep track of premiums to be paid.
- Folio details registered with each AMC.

Calculators and Tools available:

- Retirement Calculator
- SIP Calculator
- SIP Delay Calculator
- SIP Step up Calculator
- Marriage Calculator
- EMI Calculator

## Key features

- Complete portfolio reporting
- Historical performance tracking
- Transaction statement access
- Online mutual fund investments
- Advanced capital gain reports
- SIP and insurance tracking
- Financial calculators


## Frequently asked questions about GERMINATE INVESTOR

### What financial assets can I track with Germinate Investor?

Germinate Investor allows you to track a comprehensive range of assets including Mutual Funds, Equity Shares, Bonds, Fixed Deposits, PMS, and Insurance. This provides a consolidated view of your entire financial portfolio.

### Can I download reports from Germinate Investor?

Yes, Germinate Investor offers complete portfolio report downloads, transaction statements for any period, and even one-click statement of account downloads for any Asset Management Company in India. Advanced Capital Gain Reports are also available.

### Does Germinate Investor support online investing?

Yes, you can invest online in any Mutual Fund scheme or New Fund Offer directly through Germinate Investor. The app tracks all your orders until unit allotment, ensuring complete transparency.

### What financial calculators are included in Germinate Investor?

Germinate Investor includes a variety of useful calculators such as Retirement Calculator, SIP Calculator, SIP Delay Calculator, SIP Step up Calculator, Marriage Calculator, and EMI Calculator to aid in your financial planning.

### How does Germinate Investor handle SIP tracking?

The app provides a dedicated SIP Report that keeps you informed about your running and upcoming SIPs and STPs. This helps you stay on top of your systematic investment plans.

### Is Germinate Investor available on multiple devices?

Germinate Investor is available for both iPhone and iPad users, indicated by its supported devices. This allows for convenient access to your financial information across Apple devices.

### How frequently is Germinate Investor updated?

The latest version of Germinate Investor is 3.4.9, and it was last updated on May 11, 2026. This indicates a commitment to ongoing development and improvements for the application.

### What is the user sentiment for Germinate Investor?

Based on the available data, Germinate Investor has a perfect rating of 5.0 stars from 1 rating. This suggests a highly positive initial user experience, though more ratings would provide a broader perspective.

## Version history (last 5 releases)

### 3.5.0 — 2026-08-13

- Enhanced security with VAPT improvements & 2FA
- Added Fundsnet Mobile support
- Added Contact Us on Sign In & Share Folio Details
- Added Custom Period, SIP Delay & Step-Up Calculators
- Revamped Financial Calculators & improved Goal Reports
- Improved MF Central, Portfolio Reports & Navigation
- Improved Notifications, Multi-language, KYC & Risk Profile
- Improved CRM integration & Dashboard experience
- Performance improvements with bug & crash fixes

### 3.4.9 — 2026-05-11

- Added CRM module in Broker Dashboard
- Implemented digital accessibility (RPwD compliant)
- Enabled Step-Up SIP in order placement (NSE Invest)
- Integrated NSE NACH Bank API
- Introduced Dark Theme
- Enabled multi-language support
- Added font size customization
- Updated NAV Lookup & Factsheet (Mobile)
- Improved transactions pagination
- Fixed Portfolio as on Date
- General bug fixes & performance improvements

### 3.4.4 — 2026-03-18

- Mandatory Risk Profiling 
- BSE Cart for Trusted Mode
- Improved SIP Step-up Calculator 
- Fixed BSE Nominee Issue
- Fixed User Profile Picture Issue
- Fixed Investment Profile Issue
- Fixed Meeting Notes Issue
- Updated Invitation Message
- Fixed Crashes & Other Issues

### 3.3.9 — 2026-01-29

- Introduced NSE Invest Cart
- Added NSE Invest-Track order functionality
- Added Client Search by Equity Code
- Added Date Range in Portfolio Reports Download
- Added Font Size Settings
- Added Nominee Details Screen
- Added Terms & Conditions while login / signup
- Added Avg. Purchase NAV to be shown in portfolio detail screen
- Added Investment via short link
- Added BSE Cart Trusted Mode App
- Pay via Link option for BSE Trusted Mode
- Updated AMFI Links
- Fixed Crashes

### 3.2.4 — 2025-10-24

- AMFI links Updated
- Contact Screen for RIA
- Improved My Journey So Far
- Escalation Matrix in Profiles
- Add Nominee in Profile List
- Check Nominee during Order Placement
- Fixed Weekly SIP Dates
- Fixed My Goals Status Bar
- Fixed Issue of Onboarding of existing client
- Other Fixes and Crashes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*