# Gesa Digital Banking

> Mobile banking for account management, payments, and applications. (iPhone/iPad app by Gesa Credit Union.)

- Source: https://appshunter.io/ios/app/gesa-digital-banking/id690716194 (this page in markdown: same URL + `.md`)
- Developer: [Gesa Credit Union](https://appshunter.io/developer/470410885)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 27,789 App Store ratings · 170 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 81 MB
- Languages: American English
- Released: 2013-09-03
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews.md

## What is Gesa Digital Banking?

Your banking on your schedule, all from the palm of your hand!  Move or send money between your accounts or to someone else.  Deposit your checks, pay your bills, apply for loans and credit cards, open a new account - all from your mobile device. All of this and so much more!



Biometric access available on compatible devices.


For more about Gesa Digital Banking, visit us on Gesa.com

(Standard mobile web fees may apply.  Please contact your wireless provider for details.)

## Key features

- Money transfers
- Check deposits
- Bill payments
- Loan applications
- Credit card applications
- New account opening
- Biometric access

## What do users think of Gesa Digital Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Straightforward and easy to use
- 🔒 Secure banking experience
- 👍 Reliable for basic banking needs
- 🚀 Convenient mobile check deposit
- 👍 Friendly and helpful customer service

**Cons**

- 🐛 Buggy and glitchy app experience
- 🕰️ Slow and laggy performance
- 🔒 Frequent 2-step verification required
- 👎 Difficult to navigate and find features
- 🔨 Poor integration with credit card and in-branch services

**Commonly reported bugs**

- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions

**Most requested features**

- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing

## Recent user reviews (10 of 170)

All indexed reviews: https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews.md

### 3/5 — Gets the job done, but very clunky

*2026-08-14, version 26.1.1*

New in the US, so I’m comparing to banking apps in the UK. So far the experience is very frustrating. - Setting up external account connections is very slow (over a day, when it could be instantaneous). - being able to transfer to other external accounts seems to need the connection setup from both accounts independently, or else the transaction is blocked. - this app lags when you navigate to different sections. - no direct way of adding cards to Apple Wallet. I would recommend taking a look at how apps are setup and how they flow for banks outside the US, it seems to be much better outside the US and I can’t really understand why this should be the case

### 1/5 — Inconsistent login

*2026-08-01, version 26.1.0*

Somehow they have made the login incredibly obnoxious and inconsistent when using biometrics. Doesn’t even work half the time.

### 1/5 — Horrible app and atm service is isn’t much different

*2026-07-31, version 26.1.0*

The app glitches horribly if you can get in without it taking forever to attempt to load or idles or freezes and then states username and password don’t exist, etc. even when you know it’s right as you used saved password Face ID, etc. Also was informed their horrible app also has a daily 24 hour limit of logins of 50. Meaning you can only look at your acct or attempt to with their horrible online banking 50 times so if you get 45 froze logins you have 5 attempts to login left for 24 hours if your lucky your login will go through and you’ll get into your acct if not there’s always 24 hours later!!!!!
Most ridiculous banking practice ever! Nothing 1800 number could do either except state it should unlock in 24 hours from last attempted login if not call us back tomorrow!!!
ATM’s in many locations in my area are forever unable to withdrawal money constantly. Huge inconvenience when branch is closed. Been with this bank for quite a few years but I’m just not getting the service I deserve. I’ve moved my banking business over and will close these acct’s once everything has cleared.

### 1/5 — App is slow

*2026-07-21, version 26.1.0*

The branch is good! but the app is so slow, doesn’t refresh and is always kicking me out! i’ve updated it everytime it needs an update and still the same issues.

### 1/5 — The worst

*2026-07-07, version 26.1.0*

This is the absolute worst banking app. Worst banking experience as well. Avoid this bank like it’s the plague. I am confident that the positive reviews here are faked to boost the company’s image.

### 3/5 — Kinda

*2026-07-02, version 26.1.0*

It sometimes does what you want it to do, other times the updates make it forget that you exist as a customer. 3 days ago before the last update I had zero problems accessing my account via the app, currently there’s no way to access anything as my “username does not exist.” Especially frustrating as I know my username and password intimately well since this happened 3 months ago and lasted for weeks. My username and password work great on their online platform which has the same backend as the app, meaning it’s literally just a developer problem.

The app feels clunky at best and sometimes it works but not enough to be considered reliable in my mind. Download it if you want an experience seemingly designed by a developer who wasn’t paid enough to care about the end user’s experience.

### 3/5 — Unable to look at quick balance

*2026-06-30, version 26.1.0*

Updated the app and now i cant see my quick balance im having to login in everytime just to see my balance wasnt having this issue earlier til i updated the app

### 1/5 — Worst

*2026-06-30, version 26.1.0*

Their telephone banking after hours is terrible! Also, the app is completely useless. It was great a few years ago and now it is awful!

### 1/5 — App

*2026-05-22, version 24.1.2*

Never loads, bugs out & always freezes app so trash including there website too.

### 1/5 — Still the Worst Banking App

*2026-05-14, version 24.1.2*

It’s pretty evident that a lot of the reviews for this app are fake. 
I have worked with several different credit unions and banks with different types of accounts. Not many of them have been great, but this is by far the difficult app to navigate compared to the others. Making transfers with in the bank is difficult. Making transfers outside of the bank is far worse. But the most frustrating thing is trying to link external accounts to the Gesa account so you can actually get your money into the bank.

## Frequently asked questions about Gesa Digital Banking

### What can I do with this banking app?

This app allows you to manage your finances conveniently from your mobile device. You can move or send money between your accounts or to others, deposit checks, pay bills, apply for loans and credit cards, and even open a new account.

### Is the app secure?

Yes, the app offers secure access. Biometric access is available on compatible devices, providing an additional layer of security for your banking activities.

### Is there a cost to use this banking app?

The app itself is free to use. However, standard mobile web fees may apply, and you should contact your wireless provider for details regarding any potential charges from them.

### What devices is this app compatible with?

The app is designed for mobile devices. Biometric access is specifically available on compatible devices, suggesting it supports a range of modern smartphones and tablets.

### Can I apply for new financial products through the app?

Yes, you can apply for various financial products directly through the app. This includes applying for loans and credit cards, as well as opening a new bank account.

## Version history (last 5 releases)

### 26.1.1 — 2026-08-07

This update includes minor bug fixes and enhancements.

### 26.1.0 — 2026-06-29

This update includes minor bug fixes and enhancements.

### 24.1.2 — 2025-06-11

Minor updates and bug fixes

### 24.1.1 — 2025-04-23

Various performance enhancements and bug fixes

### 24.1 — 2024-11-25

New look and feel!

## Apps similar to Gesa Digital Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [HAPO Debit](https://appshunter.io/ios/app/hapo-debit/id6452472427) | 4.5 (105) | Free | Finance |
| [WSECU Mobile Banking](https://appshunter.io/ios/app/wsecu-mobile-banking/id1444958910) | 4.1 (1,022) | Free | Finance |
| [Solarity CU Mobile Banking](https://appshunter.io/ios/app/solarity-cu-mobile-banking/id584555550) | 3.3 (101) | Free | Finance |
| [Banner Bank Mobile Banking App](https://appshunter.io/ios/app/banner-bank-mobile-banking-app/id1071413058) | 4.6 (10,701) | Free | Finance |
| [HAPO Community Credit Union](https://appshunter.io/ios/app/hapo-community-credit-union/id1274613111) | 4.8 (17,325) | Free | Finance |
| [Numerica Mobile Banking](https://appshunter.io/ios/app/numerica-mobile-banking/id413503404) | 4.3 (1,093) | Free | Finance |

## More apps by Gesa Credit Union

- [Gesa Commercial Banking](https://appshunter.io/ios/app/gesa-commercial-banking/id6467056985)
- [ValorFI Heroes Mobile Banking](https://appshunter.io/ios/app/valorfi-heroes-mobile-banking/id6737279365)
- [GESA Perks](https://appshunter.io/ios/app/gesa-perks/id6747673321)

All apps by Gesa Credit Union: https://appshunter.io/developer/470410885

## Related topics

[gesa credit union](https://appshunter.io/ios/topics/gesa-credit-union) · [gesa](https://appshunter.io/ios/topics/gesa) · [gesa digital banking](https://appshunter.io/ios/topics/gesa-digital-banking) · [gadaa digital](https://appshunter.io/ios/topics/gadaa-digital) · [gesa commercial banking](https://appshunter.io/ios/topics/gesa-commercial-banking) · [gesa perks](https://appshunter.io/ios/topics/gesa-perks) · [banking digital](https://appshunter.io/ios/topics/banking-digital) · [starion bank digital](https://appshunter.io/ios/topics/starion-bank-digital) · [amfirst digital banking](https://appshunter.io/ios/topics/amfirst-digital-banking) · [samba digital onboarding](https://appshunter.io/ios/topics/samba-digital-onboarding) · [jbt digital banking](https://appshunter.io/ios/topics/jbt-digital-banking) · [credit suisse digital](https://appshunter.io/ios/topics/credit-suisse-digital) · [suntrust digital bank](https://appshunter.io/ios/topics/suntrust-digital-bank) · [takasbank tefas](https://appshunter.io/ios/topics/takasbank-tefas) · [dcu digital banking](https://appshunter.io/ios/topics/dcu-digital-banking) · [o2 digital banking](https://appshunter.io/ios/topics/o2-digital-banking) · [golomt digital banking](https://appshunter.io/ios/topics/golomt-digital-banking) · [slash banking](https://appshunter.io/ios/topics/slash-banking) · [primis digital banking](https://appshunter.io/ios/topics/primis-digital-banking) · [gcu mobile banking](https://appshunter.io/ios/topics/gcu-mobile-banking)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
