# Gist Money: Expense Tracker — Budget Planner, Bill Organizer

> Privacy-focused expense tracker and budget manager with bill reminders and analytics. (iPhone/iPad app by Amit Mohan.)

- Source: https://appshunter.io/ios/app/gist-money-expense-tracker/id1590852070 (this page in markdown: same URL + `.md`)
- Developer: [Amit Mohan](https://appshunter.io/developer/1590852072)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.30/5 from 47 App Store ratings · 83 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 91 MB
- Languages: American English
- Released: 2021-12-09
- Data updated: 2026-10-15
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/gist-money-expense-tracker/id1590852070/reviews.md

## What is Gist Money?

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money.

Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads.


SMARTER EVERYDAY TRACKING

Say It. Review It. Save It.
Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save.

Budget with More Clarity
Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits.

Understand Your Spending
Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time.


KEEP YOUR MONEY ORGANIZED

Income and Expenses
Record daily spending and income, organize transactions, and keep a clear view of your cash flow.

Bills and Reminders
Keep upcoming payments organized with bill reminders that help you stay on top of due dates.

Accounts, Cards, and Wallets
Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place.

Custom Categories and Tags
Organize your records in a way that makes sense to you, with personalized categories and tags.

Optional Cloud Sync
Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money.

No Ads. A Clearer View.
Stay focused on your money with a clean, distraction-free interface.

Some features require a paid plan.


WE VALUE YOUR FEEDBACK

Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com.

Terms of Service: https://gistmoney.com/tos
Privacy Policy: https://gistmoney.com/privacy

## Key features

- Privacy-focused data security
- Easy budget creation and management
- Insightful spending analytics
- Bill tracking with due date reminders
- Customizable tags and categories
- Visual spend analysis with graphs

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium | $39.99 | per year |
| Premium | $39.99 | per year |
| Premium | $39.99 | per year |
| Premium | $39.99 | per year |
| Premium | $5.99 | per month |
| Premium | $19.99 | per year |
| Pro | $59.99 | per year |
| Pro | $59.99 | per year |
| Premium | $5.99 | per month |
| Premium | $39.99 | per year |
| Premium | $5.99 | per month |
| Premium | $2.99 | per 7 days |
| Premium | $29.99 | per year |
| Premium | $39.99 | per year |
| Premium | $19.99 | per year |
| Premium | $19.99 | per 6 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium (12 months) | $15.99 | one-time |
| Premium (6 months) | $8.99 | one-time |
| Unlimited Premium Access | $71.99 | one-time |
| Lifetime Premium | $71.99 | one-time |
| Lifetime Premium | $89.99 | one-time |


## Is Gist Money safe?

Gist Money: Expense Tracker appears mostly safe based on user ratings. The AppsHunter Safety Score for Gist Money is 81 out of 100. This assessment is based on 47 user ratings, with an App Store average of 4.3 out of 5. Of 47 App Store ratings, 83.0% point to a safe experience, 4.3% suggest some concerns, and 12.8% point to a risky experience.

## Is Gist Money legit?

Gist Money: Expense Tracker appears to be a legitimate app. The AppsHunter Legitimacy Score for Gist Money is 85 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 83)

All indexed reviews: https://appshunter.io/ios/app/gist-money-expense-tracker/id1590852070/reviews.md

### 5/5 — Good Expense Tracking App

*2026-10-03*

Really a good one without any ads and easy user friendly experience with lot of options in free version and got more additional features in Premium as well.

### 5/5 — Looking for macOS version

*2026-09-03*

Excellent expense tracking app! Clean, intuitive, and very easy to use.

I currently use Excel for managing my finances because I prefer working on a large screen rather than mobile. If this app were available on macOS, I would definitely consider making it my primary finance app.

I would really love to see a **proper native macOS version** in the future. Please consider bringing it to macOS!

### 4/5 — Useful and good App

*2026-04-26, version 3.19.4*

Team, it’s very good App and very useful as well. But recently post upgrade it’s not working properly, while using it hangs and it’s bit slow now. Kindly check and do the needful. Thanks

### 3/5 — Good approach, but far from perfect

*2026-03-31, version 3.19.1*

It’s a good app, but with lots of issues. For example, I can’t see my budget anywhere after creating it, but if I try to create it again I get an error saying it already exists. They’re very pushy about premium too.

### 2/5 — Hang Issues and No Updates

*2026-03-03, version 3.18.4*

Facing hang issues with the app from couple of days and using this app for two years, hardly any update since then (no multi device features, no sub categories etc)

### 5/5 — Suggestion

*2026-01-28, version 3.18.3*

Please add subcategory also because if anyone working in India shifts to US so it will be hard to him to manage the money

### 5/5 — The wonderful app i have ever used

*2026-01-05*

This is a great and very useful application to track my finance and spends. I am using a full version and i am utilising it. 


Req to developers :  Create a DB on your server and create a desktop /cloud version can be used in multiple devices or in desktop.

### 5/5 — 非常之好用

*2025-12-07, version 3.14.3*

內容很有意思，紀錄和報告清楚👍。唯一建議就是UI 可有進步空間😊

### 3/5 — Great UI, poor pricing

*2025-11-30*

While the app itself is clean and simple, the pricing is absurd compared to other apps with similar features. $72 for discounted lifetime pro access is a joke, and you can’t escape the constant popups or auto-sync expenses to cloud without the pro. Unfortunately stuck with it since I can’t export my data somewhere else with the free version.

### 5/5 — Excellent app

*2025-11-23*

Highly recommended

## Frequently asked questions about Gist Money

### What are the subscription options for Budget Planner, Bill Organizer?

Budget Planner, Bill Organizer offers several subscription tiers. You can choose from a weekly plan at $2.99 with a 7-day free trial, a monthly plan at $5.99 with a 1-month free trial, or an annual plan at $19.99 with a 7-day free trial. These plans provide access to premium features.

### How secure is my financial data with Budget Planner, Bill Organizer?

Budget Planner, Bill Organizer prioritizes privacy by keeping your data encrypted and on your device, with no cloud servers involved. For added safety, you can opt for secure, encrypted backups to your iCloud or Google Drive.

### Can I customize categories in Budget Planner, Bill Organizer?

Yes, Budget Planner, Bill Organizer allows for extensive customization. You can create custom tags and categories to perfectly match your spending habits and lifestyle, making tracking more personalized and efficient.

### Does Budget Planner, Bill Organizer help me avoid late fees?

Absolutely. The app includes a robust bill tracking feature that provides timely reminders for due dates. This helps you stay on top of your payments and avoid potential late fees.

### What devices is Budget Planner, Bill Organizer compatible with?

Budget Planner, Bill Organizer is designed for Apple devices and is compatible with iPhone, iPad, and iPod. It offers a seamless experience across these platforms.

### How often is Budget Planner, Bill Organizer updated?

The app was last updated on March 19, 2026, with version 3.19.1. This indicates a commitment to ongoing development and improvements based on user feedback and evolving financial management needs.

### What do users like most about Budget Planner, Bill Organizer?

User reviews highlight the app's ease of use, intuitive interface, and excellent support. Many appreciate the lack of ads and the clean design, finding it a comprehensive tool for financial control.

### Is Budget Planner, Bill Organizer suitable for all ages?

Budget Planner, Bill Organizer has an age rating of 4+, making it accessible for younger users to begin learning about financial management. Its straightforward design ensures it can be understood by a wide range of users.

## Version history (last 5 releases)

### 3.23.2 — 2026-10-03

Expenses Manager is now Gist Money. A new name for the same app, your account and data stay the same.

### 3.23.0 — 2026-10-01

Expenses Manager is now Gist Money. A new name for the same app, your account and data stay the same.

### 3.22.4 — 2026-09-15

Introducing Quick Entry

Just type or say what you spent on, in natural language, and we save it.

### 3.22.3 — 2026-09-08

Introducing Quick Entry

Just type or say what you spent on, in natural language, and we save it.

### 3.22.2 — 2026-09-05

Introducing Quick Entry

Just type or say what you spent on, in natural language, and we save it.

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## More apps by Amit Mohan

- [Receipt Organizer : ReceiptBox](https://appshunter.io/ios/app/receipt-organizer-receiptbox/id6657987970)
- [RCMate: Subscription Dashboard](https://appshunter.io/ios/app/rcmate-subscription-dashboard/id6743175949)

All apps by Amit Mohan: https://appshunter.io/developer/1590852072

## Related topics

[expenses manager](https://appshunter.io/ios/topics/expenses-manager) · [expense manager app](https://appshunter.io/ios/topics/expense-manager-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-15.*
