# GMCU Mobile Banking — Goulburn Murray Credit Union

> Mobile banking app for managing accounts, transfers, and payments. (iPhone/iPad app by Goulburn Murray Credit Union.)

- Source: https://appshunter.io/ios/app/gmcu-mobile-banking/id1453458354 (this page in markdown: same URL + `.md`)
- Developer: [Goulburn Murray Credit Union](https://appshunter.io/developer/1453458353)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 109 MB
- Released: 2019-02-20
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/gmcu-mobile-banking/id1453458354/reviews.md

## What is GMCU Mobile Banking?

In today’s fast-paced world, we know you’re busy and always on the go. So when it comes to managing your money, we understand you need to be able to do your banking - anytime, anywhere. That’s why we’ve made it simple for you to stay on top of your finances with the GMCU Mobile Banking App. With just a few taps, you can manage your accounts, transfer money and pay bills.

Monitor your accounts
• View account balances and transaction history.
• Set up a ‘quick balance’ and view the balance of your favourite account without logging in.

Payments & Transfers
• Transfer money between your GMCU accounts.
• Transfer money to others.
• Set up your PayID using an email and/or mobile phone number.
• Make fast payments with PayID and Osko®.
• Pay bills with BPAY®.
• Schedule future or ongoing payments

Card Management
• Activate a new card.
• Change your card PIN.
• Place a temporary lock on your card.
• Report lost or stolen cards and order replacements.

Other features
• Set a savings goal and monitor your progress.
• View and update your contact information.
• Access your address book and add new payees.
• Access financial calculators and make informed decisions about your money.
• Find your nearest branch.
• Get in touch with GMCU directly via phone or email.
• Stay informed with important updates delivered directly to your device.

GETTING STARTED
1. Download the app
2. Register using your Internet Banking login details 
3. Set up your 4-9 digit PIN, pattern login or Touch ID (for Touch ID compatible iOS devices) or Face ID (for Face ID compatible devices)

SECURITY 
Your mobile device is a way of accessing GMCU Internet Banking, so don’t keep your login information with your mobile device. Get in touch with GMCU immediately if you’ve lost your mobile device or feel that someone may know your login details. Ensure you log out of the app when you are finished. You can do this by tapping on the padlock icon in the top right hand corner. Once you log out of the app, this ensures no one else can access your account without your 4-9 digit PIN, pattern or Touch ID. Please ensure that you are the only one who has their fingerprint or Face ID stored on your device.

NEED HELP? 
If you are experiencing issues with our app, please delete it and re-install it. If the issues persist, please contact us.

Things you should know:
• This app is available for GMCU members only.
• Mobile data downloading or internet usage charges may apply, check with your service provider.
• Whilst we endeavour to, the app is not compatible with all devices and operating systems.
• We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

## Key features

- View account balances and transaction history
- Transfer money between accounts and to others
- Pay bills with BPAY®
- Activate cards and change PINs
- Set savings goals
- Access financial calculators
- Find nearest branch

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/gmcu-mobile-banking/id1453458354/reviews.md

### 1/5 — Worse than before

*2024-05-20, version 3.0.0*

Clunky app. The first option when you login is to logout.

### 5/5 — banking app update

*2024-05-14, version 3.0.0*

Much better version than we had previously. Can’t wait to see the next upgrades to come 👏🏼👏🏼👏🏼

### 1/5 — Redesign

*2024-04-27, version 3.0.0*

The redesign of this already clunky app adds massive amounts of empty space so you have to keep scrolling back and forth to do anything.  Progress!

### 5/5 — Update to gmcu app

*2024-04-09, version 3.0.0*

The newest update has made the app a lot more user friendly as well as looking a lot more aesthetically pleasing. A new version of the app was needed and appreciated.

### 1/5 — Debbie

*2021-02-20, version 1.0.1*

Pretty useless App.. Can’t use bpay and can’t transfer money to other accounts.. it’s a bit pointless..

## Frequently asked questions about GMCU Mobile Banking

### Is GMCU Mobile Banking free to use?

Yes, GMCU Mobile Banking is available for free download and use. There are no charges from GMCU for using the app itself, though standard mobile data or internet usage charges from your service provider may apply.

### What can I do with GMCU Mobile Banking?

You can monitor your accounts, transfer money, pay bills via BPAY®, manage your cards (activate, change PIN, lock, report lost/stolen), set savings goals, and find branches. The app also provides access to financial calculators.

### How secure is GMCU Mobile Banking?

The app uses your Internet Banking login details and allows for PIN, pattern, Touch ID, or Face ID setup for secure access. It's recommended to log out after each session by tapping the padlock icon.

### Can I transfer money to other people using GMCU Mobile Banking?

Yes, you can transfer money between your own GMCU accounts and also transfer money to others. The app supports fast payments with PayID and Osko®.

### What devices are compatible with GMCU Mobile Banking?

The app is available for iPhone, iPad, and iPod. While efforts are made for broad compatibility, it may not work on all devices and operating systems.

### How often is GMCU Mobile Banking updated?

The latest version is 4.1.0, last updated on December 3, 2025. Updates typically include new features, bug fixes, and security enhancements to ensure a smooth user experience.

### What if I have issues with GMCU Mobile Banking?

If you encounter problems, it's recommended to delete and re-install the app. If issues persist, you can contact GMCU directly for assistance.

### Does GMCU Mobile Banking collect personal information?

The app collects anonymous data on how you use the application for statistical analysis of user behavior. It does not collect personal information about you. By installing the app, you consent to this data collection.

## Version history (last 5 releases)

### 4.1.0 — 2025-12-03

We’ve been working hard to make your App even better.
•	Enjoy an improved interface, dashboard and navigation for a smoother experience.
•	See your account details and balances, track your spending, and view your savings goals, all from your dashboard.
•	Customise your dashboard by choosing which accounts and widgets you want to see.
•	Upload a profile picture to make the App yours.
This update also introduces Confirmation of Payee, helping you verify payee details so you can send money to the right person with confidence.

### 3.0.4 — 2025-04-01

We’ve added some new features to give you more controls over how you use your GMCU Visa cards. 

* No wallet? No worries! You can view your card details right from the app.

* Card lost, stolen or damaged? Temporarily lock your card until you find it. Or cancel and replace your card.

* Complete control of how your card can be used - block or enable particular types of card transactions.

### 3.0.0 — 2024-04-09

The updated GMCU Mobile App boasts a new user-friendly design and streamlined navigation.

New features include managing your cards, set savings goals and access to calculators.

Keep your operating system up to date. The newest version of the GMCU Mobile Banking App requires a minimum of iOS 11.00.

### 1.0.1 — 2021-02-18

This update includes gmcu's new look and feel. gmcu is banking with purpose. Thank you for choosing us for your banking needs.

### 1.0 — 2019-02-19

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*
