# Goal Saver Up — Achieve your financial goals > Calculate spare money after bills and savings for guilt-free spending. (iPhone/iPad app by Higain Labs Tech PVT .LTF.) - Source: https://appshunter.io/ios/app/goal-saver-up/id6755572139 (this page in markdown: same URL + `.md`) - Developer: [Higain Labs Tech PVT .LTF](https://appshunter.io/developer/1854623874) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 18.2 · 4 MB - Languages: American English - Released: 2025-11-21 - Data updated: 2026-08-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/goal-saver-up/id6755572139/reviews.md ## What is Goal Saver Up? Goal Saver Up turns "I should really start saving" into a plan you can actually see. Set a goal, track what you spend, and always know how much spare money you have left this month. Everything runs on your iPhone. No account, no sign-up, no ads, no tracking, no cloud. Your money stays your bus Goal Saver Up requires a subscription to use. SMART ADD JUST TYPE IT Skip the forms. Type "spent 40 on groceries" fund" and Goal Saver Up files it in the right place automatically income, expense, bill, or goal contribution. time for an instant read on every goal. Powered by on-device Apple Intelligence on supported iPhones, so nothing you type ever leaves your device. Works offli SAVINGS GOALS • Unlimited goals a phone, a trip, a car, a • 12 categories with visual progress tracking • Deadline reminders so a goal never quietly • Log contributions as you go and watch the bar fill KNOW YOUR SPARE MONEY • Add your income sources and recurring bills • See exactly what's left to spend after bill • Daily and monthly views • No more guessing halfway through the month EXPENSE TRACKING • Goal expenses, everyday one-off spending, a • Automatic repeats for anything that comes back every week or month • Categorized, editable, deletable nothing INSIGHTS • Progress charts and success statistics • A Smart Summary that flags goals falling behind pace, early • Timeline views and a full financial breakdo PRIVATE BY DESIGN • Works completely offline • No account required • No data collection, no ads, no third-party • Your data lives on your device and nowhere else SUBSCRIPTION Goal Saver Up requires one of the following: • Monthly $1.99 per month • Yearly $9.99 per year (best value) • Lifetime $29.99, one time, no renewal Payment is charged to your Apple Account at c Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current in Settings > your name > Subscriptions. Lifetime is a one-time purchase and never renews. Privacy Policy: https://higainlabs.github.io/goalsaver.github.io/privacy-policy Terms of Use (EULA): https://higainlabs.github.io/goalsaver.github.io/terms ## Key features - Calculate guilt-free spending money - Create visual savings goals - Track income and recurring bills - Financial overview and analytics - Offline data storage - No account creation required ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $1.99 | per month | | Yearly | $9.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime | $29.99 | one-time | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/goal-saver-up/id6755572139/reviews.md ### 5/5 — Helpful *2026-07-21* I have been using this app for over 6months and everything is pretty straightforward. ### 3/5 — Unable to edit savings/expenses *2026-06-11* This app is pretty easy to use. However, it would be nice if I could edit and delete the savings/expenses that I add to my goals. **Developer response:** Hi Tash, thanks for the feedback! Good news you can now edit and delete both savings entries and expenses: just swipe left on any entry (or tap it) inside a goal's detail screen to edit or delete it. Update to the latest version and it should be exactly what you were looking for. Let us know if you run into anything else! ## Frequently asked questions about Goal Saver Up ### What is Goal Saver Up? Goal Saver Up is a finance app that calculates your spare money after accounting for bills and savings goals. It provides a clear overview of your financial health and helps you track progress towards your financial aspirations. ### How does Goal Saver Up calculate spare money? The app calculates spare money by subtracting your recurring bills and savings contributions from your total income. This figure represents the amount you can spend freely without impacting your financial goals. ### Can I create multiple savings goals in Goal Saver Up? Yes, you can create unlimited savings goals across multiple categories. The app allows you to track deadlines and visualize your progress with colorful icons to stay motivated. ### Is Goal Saver Up free to use? Yes, Goal Saver Up is 100% free with no premium upsells or hidden fees. There are no trials, subscriptions, or premium features; everything is available at no cost. ### Does Goal Saver Up have ads? No, Goal Saver Up is completely ad-free. This ensures an uninterrupted and private financial management experience. ### Is my financial data secure with Goal Saver Up? Your privacy is a priority. Goal Saver Up is 100% offline, meaning no cloud sync or servers are used. Your data remains on your device, and no account creation or login is required. ### On which devices can I use Goal Saver Up? Goal Saver Up is available for iPhone and iPad devices. It is designed with a modern, intuitive interface for a smooth user experience. ### How often is Goal Saver Up updated? The app was last updated on 2025-11-21 with version 1.0. Future updates will likely focus on enhancing features and maintaining performance. ## Version history (last 4 releases) ### 1.3 — 2026-08-12 Smart Add : just type it Write what happened in plain English "spent 40 on groceries", "put 200 toward the car", "paid rent" and Goal Saver Up files it in the right place. It works out the amount, category, date, and which goal you meant, then shows you everything before saving so you can fix anything. On iPhones with Apple Intelligence it runs entirely on-device; everywhere else a fast built-in parser handles it. Either way, nothing you type leaves your phone. Smart Summary in Insights A plain-language read on where you actually stand whether your goals are on pace, what's eating your spare money, and which deadline is going to be tight. Everyday expenses New "General" expenses for one-off spending that isn't tied to a goal or a recurring bill. The Expenses tab now holds all three in one place: Goal, General, and Recurring and your spare-money figure finally counts the everyday stuff too. A new look Redesigned throughout with Liquid Glass new buttons, cards, and chips, plus layouts that no longer stretch awkwardly on iPad. New app icon, too. Fixes • Recurring expenses now backfill every occurrence you missed. Leave the app for a week and a daily expense no longer under-reports your spending. • Swipe a goal card for quick edit and delete. • Tapping a deadline reminder opens that goal directly. • Restore Purchases no longer hangs when no App Store account is signed in. • Subscription status now refreshes when you return to the app. Goal Saver Up now requires a subscription. Still no ads, no account, and no data collection everything stays on your device. ### 1.2 — 2026-08-01 Smart Add — just type it. Say "spent 40 on groceries" or "put 200 toward Japan" and Goal Saver Up files it in the right place. On iPhones with Apple Intelligence it runs entirely on-device; everywhere else a built-in offline parser handles it. Nothing is ever sent to a server. (Pro) Smart Summary in Insights. A plain-English read on where you stand — plus an early warning when a goal is drifting behind the pace it needs to hit its deadline, and what the shortfall will be if nothing changes. (Pro) A fresh look. Redesigned throughout with Liquid Glass to feel at home on iOS 26. Expenses, simplified. Goal, General, and Recurring expenses now live in one place. General covers everyday one-off spending that isn't tied to any goal. See your pace your way. Switch any goal between per day, per month, and per year to see what you actually need to set aside. Clearer deadlines. Goals past their date now read "Overdue by 3 days" instead of counting into negative numbers. Saving in your currency. Goal Saver Up supports 159 world currencies — pick yours in Settings and every amount in the app follows. Fixes • Fixed a crash when opening Insights • Recurring expenses now catch up on every missed period, not just the most recent one • A goal's balance no longer shows as negative when expenses exceed savings ### 1.1 — 2026-07-20 • You can now edit and delete savings entries and expenses — thanks for the feedback! • Introducing Goal Saver Up Pro: unlock unlimited goals and Insights with a subscription or one-time purchase. Everyone who downloaded before this update keeps full access free, forever — thank you for being early! • Deadline reminders: get notified a week before, a day before, and on the day • Swipe goal cards to edit or delete, tap a reminder to jump straight to your goal • Choose your currency in Settings • Redesigned goals screen and many fixes ### 1.0 — 2025-11-21 No release notes. ## Apps similar to Goal Saver Up | App | Rating | Price | Category | | --- | --- | --- | --- | | [Calculator LifeWorth](https://appshunter.io/ios/app/calculator-lifeworth/id6757244940) | — | $3.99 | Finance | | [Bonfire: Budgeting](https://appshunter.io/ios/app/bonfire-budgeting/id6657994369) | — | Free | Finance | | [Kharcha: An Expense Tracker](https://appshunter.io/ios/app/kharcha-an-expense-tracker/id6757474057) | — | Free | Finance | | [Skimp: Money Saving Challenges](https://appshunter.io/ios/app/skimp-money-saving-challenges/id6757536139) | — | Free | Finance | | [Family Savings Tracker](https://appshunter.io/ios/app/family-savings-tracker/id6737130337) | — | Free | Finance | | [Mi Finanzo](https://appshunter.io/ios/app/mi-finanzo/id6756807568) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*