# Goalsetter: Invest & Bank — Debit, Learn, Earn

> Mobile banking and debit card for financial education through games and quizzes. (iPhone/iPad app by Goalsetter.)

- Source: https://appshunter.io/ios/app/goalsetter-invest-and-bank/id1440624866 (this page in markdown: same URL + `.md`)
- Developer: [Goalsetter](https://appshunter.io/developer/1440624865)
- Category: Finance
- Price: Free
- Rating: 4.30/5 from 1,692 App Store ratings · 107 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 98 MB
- Languages: American English
- Released: 2018-11-29
- Data updated: 2026-08-18
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/goalsetter-invest-and-bank/id1440624866/reviews.md

## What is Goalsetter?

Goalsetter is a mobile banking, debit card that focuses on educating the next generation with fun financial quizzes based on pop culture, putting them on the path to financial freedom. Whether you're a teen wanting financial independence, a parent wanting to start saving with their kids, or an adult who wants to jump-start their financial literacy, we have features for every need.

Goalsetter is a financial technology company, not a bank. Banking services are provided by Webster Bank, N.A., Member FDIC and Cashola Prepaid Debit Mastercard® is issued by Pathward, N.A. fka MetaBank, N.A., Member FDIC.

Goalsetter - Debit Card & Banking For All

With Goalsetter, everyone can take control of their finances, learning money management skills to work their personal finances. With a debit card for everyone, you can learn to earn, spend smartly and save. Parents can send money to their kids' and teens' debit cards, control when it's active, and have complete insight into their transaction's history. Together, families can establish smart spending and saving habits. 

Financial Literacy via Memes & Games

Our financial literacy quizzes are made for all family members of all ages - for adults, teens, kids, and tweens. All quizzes are mapped to national financial literacy standards, so every individual learns healthy money habits, financial language, and math skills through pop culture memes and gifs.

Chores & Allowance

Since we know that every family does allowance differently, we've set up Allowance Rules that let you give allowance according to your family's philosophy. You set up the amounts to pay each kid and link your bank account, and we'll make the weekly allowance transfers to your kids' Goalsetter accounts. No more IOUs required!

Savings & Goal Tracker

Kids and parents can set up goals within the app to save and track progress for long-term goals, whether a rainy day or a vacation fund. Families can contribute to these goals, and they also serve as a continued reminder for kids to be setting aside money for the future. Once the goal is met, the funds can be cashed out and used. Don't worry though; we know that plans change and life happens. You can cash out from a goal at any time.

Safety & Security

Goalsetter uses 128-bit encryption, and we do not store any of your personal information and do not move money without your authorization.

Steps for App Data Deletion: Please contact us at Hello@goalsetter.co for data deletion requests. Please note that financial transaction related data is maintained based on Federal and State guidelines.

Awards
*Winner of an FDIC Award 2021*
*Winner of JP Morgan Chase Financial Solutions Lab 2018*
*Winner of Morgan Stanley Innovations Lab 2018*
*Winner of FinTech Innovation Lab 2019*

## Key features

- Debit card and banking services
- Financial literacy quizzes and games
- Allowance and chore management
- Savings and goal tracking
- Parental controls and transaction insights
- Secure data encryption

## What do users think of Goalsetter?

Overall sentiment: mixed

**Pros**

- 🚀 Easy to use
- 🤑 Helps kids learn about money
- 👍 Great for saving and investing
- 🤩 Fun and engaging for kids
- 🧠 Improves financial literacy

**Cons**

- 🐛 Technical issues and glitches
- ⌛ Slow money transfers
- 🤔 Confusing user experience
- 💳 Debit card problems
- 🤯 Unexpected account closures

**Commonly reported bugs**

- Login issues
- Inability to access accounts
- Incorrect quiz answers
- Delayed or missing money transfers
- Unreliable app performance

**Most requested features**

- Faster money transfers
- Improved customer support
- Multi-parent account access
- More investment options
- Easier navigation

## Recent user reviews (10 of 107)

All indexed reviews: https://appshunter.io/ios/app/goalsetter-invest-and-bank/id1440624866/reviews.md

### 2/5 — Login

*2026-07-10, version 8.6.1*

Logging on it ridiculous with having to have a code emailed to you

### 1/5 — Fix ur broken app

*2026-02-26, version 8.6.1*

I’ve been using this service for years, and there’s always something wrong with the app. Recently, I haven’t even been able to login to my account. I get a “something went wrong” screen every time. I thought they’d fix it after a few days, but no. It’s been a week and I can’t even access my card. Fix your app.

### 5/5 — Application has been discontinued

*2026-02-18, version 8.6.1*

Application has been discontinued, funds will be sent to account holders.

### 1/5 — Frustrating

*2025-08-09, version 8.4*

Confusing.  Not user friendly

### 3/5 — Investing withdrawal issue

*2025-07-21, version 8.4*

So when I go and sell my stock and I try to withdraw it it just doesn’t work like it’s grayed out and not clickable and if you can’t fix this issue this is a serious problem

### 3/5 — Please resolve

*2025-07-18, version 8.2*

I have uninstalled and reinstalled the app and every time I do it, it keeps saying error and then when I click the button to get rid of it, it keeps re-going to the page and I’m trying to figure out why it’s doing that and I can’t find any answers, so I’m asking that you can fix it because it just keeps saying error

### 2/5 — Does not work

*2025-06-03, version 8.1.1*

Having so issues I want to cancel it.

### 4/5 — stopped working.

*2025-05-15, version 8.1*

So bacially I love this app but its now started to not work like I click on the app and it says “something went wrong” this happens on all my devices snd it chooses when to work. I tried deleting and reinstalling multiple times and it’s not working currently please resolve this other than that I love this app!

### 3/5 — I have a few problems with the app.

*2025-04-02, version 8.0.1*

1. Sometime the quiz questions are either asked wrong, the right answer is marked incorrectly, or there are grammatical errors.
2. I think the intro/loading sequence that comes up when you open “Games” is too long and wastes time. It wasn’t always there and I don’t think it should be anymore.

### 1/5 — Beware

*2025-03-27, version 8.0.1*

Never received their debit cards and there is no option to cancel subscription.

## Frequently asked questions about Goalsetter

### What does Goalsetter do?

Goalsetter provides a mobile banking and debit card service focused on financial education for the next generation. It uses engaging quizzes, games, and goal-tracking features to teach users about earning, spending, and saving money, helping them achieve financial freedom.

### What are the key features of Goalsetter?

Key features include a debit card and banking services, financial literacy quizzes mapped to national standards, allowance management with customizable rules, savings and goal tracking for long-term objectives, and parental controls for monitoring transactions and card activity.

### How much does Goalsetter cost?

The app itself is free to download and use. While the description mentions 'free with in-app purchases' and 'hasAds: true', it does not detail specific costs for premium features or the exact nature of the in-app purchases or ads.

### Is Goalsetter available on all devices?

The provided data indicates that Goalsetter is a mobile application, suggesting it is available on smartphones and tablets. Specific compatibility details for operating systems like iOS or Android are not explicitly mentioned.

### Who is Goalsetter for?

Goalsetter is designed for a broad audience including teens seeking financial independence, parents who want to teach their children about money, and adults looking to enhance their financial literacy. Families can use it together to establish smart spending and saving habits.

## Version history (last 5 releases)

### 8.6.1 — 2025-12-03

Goalsetter has released a new version! We continue to provide new features and enhancements for your family.  Here are the types of changes we continue to improve:
   -   Feature enhancements and expansion of services
   -   Bug fixes and system performance
   -   Ongoing maintenance

Keep your smart money momentum going. We've got your back in staying on track!

### 8.5.2 — 2025-09-04

Goalsetter has released a new version! We continue to provide new features and enhancements for your family.  Here are the types of changes we continue to improve:
   -   Feature enhancements and expansion of services
   -   Bug fixes and system performance
   -   Ongoing maintenance

Keep your smart money momentum going. We've got your back in staying on track!

### 8.5.1 — 2025-08-27

Goalsetter has released a new version! We continue to provide new features and enhancements for your family.  Here are the types of changes we continue to improve:
   -   Feature enhancements and expansion of services
   -   Bug fixes and system performance
   -   Ongoing maintenance

Keep your smart money momentum going. We've got your back in staying on track!

### 8.4 — 2025-07-18

Goalsetter has released a new version! We continue to provide new features and enhancements for your family.  Here are the types of changes we continue to improve:
   -   Feature enhancements and expansion of services
   -   Bug fixes and system performance
   -   Ongoing maintenance

Keep your smart money momentum going. We've got your back in staying on track!

### 8.2 — 2025-06-05

Goalsetter has released a new version! We continue to provide new features and enhancements for your family.  Here are the types of changes we continue to improve:
   -   Feature enhancements and expansion of services
   -   Bug fixes and system performance
   -   Ongoing maintenance

Keep your smart money momentum going. We've got your back in staying on track!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*