# Goalsetter: Invest & Bank — user reviews

> 107 indexed App Store user reviews of Goalsetter by Goalsetter, rated 4.30/5 from 1,692 ratings.

- Source: https://appshunter.io/ios/app/goalsetter-invest-and-bank/id1440624866/reviews
- App overview in markdown: https://appshunter.io/ios/app/goalsetter-invest-and-bank/id1440624866.md
- Rating breakdown: 5★ 1,219 · 4★ 151 · 3★ 66 · 2★ 59 · 1★ 197

## What do users think of Goalsetter?

Overall sentiment: mixed

**Pros**

- 🚀 Easy to use
- 🤑 Helps kids learn about money
- 👍 Great for saving and investing
- 🤩 Fun and engaging for kids
- 🧠 Improves financial literacy

**Cons**

- 🐛 Technical issues and glitches
- ⌛ Slow money transfers
- 🤔 Confusing user experience
- 💳 Debit card problems
- 🤯 Unexpected account closures

**Commonly reported bugs**

- Login issues
- Inability to access accounts
- Incorrect quiz answers
- Delayed or missing money transfers
- Unreliable app performance

**Most requested features**

- Faster money transfers
- Improved customer support
- Multi-parent account access
- More investment options
- Easier navigation

## Newest reviews (16 of 107)

### 2/5 — Login

*2026-07-10, version 8.6.1*

Logging on it ridiculous with having to have a code emailed to you

### 3/5 — Investing withdrawal issue

*2025-07-21, version 8.4*

So when I go and sell my stock and I try to withdraw it it just doesn’t work like it’s grayed out and not clickable and if you can’t fix this issue this is a serious problem

### 3/5 — Please resolve

*2025-07-18, version 8.2*

I have uninstalled and reinstalled the app and every time I do it, it keeps saying error and then when I click the button to get rid of it, it keeps re-going to the page and I’m trying to figure out why it’s doing that and I can’t find any answers, so I’m asking that you can fix it because it just keeps saying error

### 2/5 — Does not work

*2025-06-03, version 8.1.1*

Having so issues I want to cancel it.

### 4/5 — stopped working.

*2025-05-15, version 8.1*

So bacially I love this app but its now started to not work like I click on the app and it says “something went wrong” this happens on all my devices snd it chooses when to work. I tried deleting and reinstalling multiple times and it’s not working currently please resolve this other than that I love this app!

### 3/5 — I have a few problems with the app.

*2025-04-02, version 8.0.1*

1. Sometime the quiz questions are either asked wrong, the right answer is marked incorrectly, or there are grammatical errors.
2. I think the intro/loading sequence that comes up when you open “Games” is too long and wastes time. It wasn’t always there and I don’t think it should be anymore.

### 3/5 — CHILD FRIENDLY??

*2025-02-05, version 8.0*

I’m an adult & STILL don’t know how this thing works.. I’ll take until the end of the trial to learn it, if not….**DELETE**

### 3/5 — Doesn’t work at times

*2024-11-02, version 7.8.2*

The idea and purpose of this app is great. But it is quite glitchy and many times won’t allow me to log in. There is never a moment where not being able to access your money is cool.

### 2/5 — App frequently does not work

*2024-10-23, version 7.8.2*

Whenever I open the app, it is a 50-50 shot on whether it will work or not. It often time says “something is wrong”. it is not reliable.

### 2/5 — Used to be better

*2024-08-27, version 7.6.1*

The app is unbelievably un reliable. Wish the was a way to get in touch easily to resolve the issue.

### 2/5 — NO

*2024-08-20, version 7.6.1*

Kept saying something wrong and not loading after checking my internet multiple time and kept logging me out and making me sign back in after not logging out FIX IT

### 2/5 — App is super glitchy

*2024-08-15, version 7.6*

Had it for years. Staff friendly, but I’m sooooo tired of the app glitching every time. Cancelling.

### 3/5 — Quiz questions are made wrong

*2024-07-22, version 7.5.4*

Recently some of the quiz questions are either asked wrong, the right answer is marked incorrectly, or there are grammatical errors. Today one of the questions was asking what price and discount is cheaper and I chose “$45 at 5% off,” but it said the answer was “$55 dollars at 20% off.” Yes, $55 minus 20% is less than $45, but the question said $45 WITH 5% OFF NOT simply $45. 55-20%= 44 and 45-5%= 42.75. This isn’t the only time something like this has happened.

### 3/5 — i can’t even use it

*2024-07-16, version 7.5.4*

at first when i got it like 2 years ago it was good and now everytime i try and open the app it says “error on our part try again” and i’m unable to even get into the app

### 2/5 — What was once simple is now needlessly complex

*2024-06-10, version 7.5.2*

The app worked great before it was recently acquired. Now it is confusing and the back button doesn’t take you to the main screen. I have no idea how you could complicate something that was so simple. A great app has been totally ruined, what a bummer.

### 3/5 — It will not let me login

*2024-05-28, version 7.5*

When ever I close out it doesn’t let me go back in it’s SO Annoying 
Everyone I do not recommend this app!
Do not buy it it is a waste of money

## Most critical reviews (10 lowest-rated)

### 1/5 — Fix ur broken app

*2026-02-26, version 8.6.1*

I’ve been using this service for years, and there’s always something wrong with the app. Recently, I haven’t even been able to login to my account. I get a “something went wrong” screen every time. I thought they’d fix it after a few days, but no. It’s been a week and I can’t even access my card. Fix your app.

### 1/5 — Frustrating

*2025-08-09, version 8.4*

Confusing.  Not user friendly

### 1/5 — Beware

*2025-03-27, version 8.0.1*

Never received their debit cards and there is no option to cancel subscription.

### 1/5 — Predatory pricing

*2025-03-10, version 8.0.1*

From the pricing to the ToS; this app is meant to prey on adults AND children. Not to educate, but to take advantage of the knowledge gap. There’s a difference. Opportunists are like maggots; they just can’t stop.

### 1/5 — Kids Investing needs to be free

*2025-01-04, version 7.9*

Companies like Goalsetter make money from paid order flow transactions. There is no reason to “charge kids” or their parents for the ability to make a few trades a year. If trades exceed a certain amount, I could appreciate a certain tier of pricing. However simple “buy and hold” / savings trades should be included as a base.

### 1/5 — Used to be great…

*2024-07-23, version 7.5.4*

90% of the time, there is an error with the app so you can’t sign in, meaning you can’t access your money. There doesn’t seem to be any pattern to when you can or can’t.

### 1/5 — Doesn’t let me log in

*2024-04-20, version 7.4.3*

I open goal setter and it says that I need to log in then when I put in the password it ask me to type In a code but it also says wrong password or wrong email, and every time I try to login it say to sign up.

### 1/5 — Availability of mobile app

*2024-04-14, version 7.4.3*

I was unable to access the app for 2 days :(

### 1/5 — Worked great until it didn’t

*2024-04-14, version 7.4.3*

Used this app for 3 years, for my 3 kids. Worked fine until one day, out of the blue all accounts were closed with maybe an hours notice (via email).  Customer service said it was something to do with the bank verifying my identity, with no solution, even though I’m completely willing to prove my identity. I tried registering with another email address, but I guess it’s linked to my phone number.  So I’m completely locked out for no reason.

### 1/5 — New update doesn’t work

*2024-04-14, version 7.4.3*

I used to enjoy this app for an easy way to manage my children’s allowances and help them learn about finance. The new “update” that was just installed does not function—the app will not open at all now, meaning there is no way to access the funds stored with GoalSetter. Feeling scammed at this point.

## Most praised reviews (10 highest-rated)

### 5/5 — Application has been discontinued

*2026-02-18, version 8.6.1*

Application has been discontinued, funds will be sent to account holders.

### 5/5 — 🥳🤩 A Great way to save!!! Auto deposits.

*2025-02-22, version 8.0*

I love this app with each automatic deposit I can reach my goal without having to move funds myself how awesome.

Thanks for helping me to save and have fun checking in whenever I want to view my balance.

France 😊

### 5/5 — Love this app!

*2025-02-20, version 8.0*

It is so helpful for the kids to learn financial literacy terms, and prepare them for the future.

### 5/5 — Elías review

*2025-01-03, version 7.9*

I think this app is great for kids and adults to show saving goals and facts about banking and safe accounts and easy transactions love the app 😋

### 5/5 — Great app

*2024-12-26, version 7.9*

Very good for me as a kid. I invested and I got 400$ from this.

### 5/5 — Fun!

*2023-06-18, version 6.8*

Me and the kids love this app! Not only is it educational it’s practical and allows the kids to learn financial literacy. Highly recommended!

### 5/5 — Very convenient!

*2023-06-09, version 6.8*

It’s very easy to use and makes it so easy to manage finances with our kiddos!

### 5/5 — Fantastic App

*2023-05-13, version 6.8*

Yea Hong my grand kids about saving, not just spending.  By far the best app on the market.

### 5/5 — Savings made easy!

*2023-02-13, version 6.5*

My son couldn’t save $10 before Goalsetter. One year later and he has $3111 in his account saving for his first car. He loves watching his balance grow, and I love that he is intentional about his spending now.

### 5/5 — Kids love it

*2023-01-22, version 6.4.2*

I have a financially curious preteen. She loves actively managing her money and saving for the future.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*
