# GoCredit.me

> Online personal loans with flexible repayment options and referral bonuses. (iPhone/iPad app by Americash Loans LLC.)

- Source: https://appshunter.io/ios/app/gocreditme/id1671955756 (this page in markdown: same URL + `.md`)
- Developer: [Americash Loans LLC](https://appshunter.io/developer/1529566329)
- Category: Finance
- Price: Free
- Rating: 1.67/5 from 6 App Store ratings
- Age rating: 4+
- Requires: iOS 13.4 · 24 MB
- Languages: English
- Released: 2023-03-20
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/gocreditme/id1671955756/reviews.md

## What is GoCredit.me?

Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply.
 
Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash.


Max APR is 35.99%. 




Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. 


Repayment Plans: 
- Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term.

- Full Payment: You may pay back your loan in full at any time without any prepayment charges.

- Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties.


Representative example of the total cost of the loan:
 
Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55.



Download now!

## Key features

- Loan applications up to $4,000
- Same-day fund deposit
- Customer profile management
- Loan repayment management
- Refer-a-friend program
- Flexible repayment plans


## Frequently asked questions about GoCredit.me

### What is the maximum loan amount offered by GoCredit.me?

GoCredit.me offers loan amounts from $100 up to $4,000. The maximum APR is 35.99%.

### How quickly can I receive funds after approval with GoCredit.me?

You can receive your funds the same day if you finish your application before 1:30 pm CST, though restrictions may apply. Funds are deposited directly into your bank account.

### What are the repayment options for GoCredit.me loans?

GoCredit.me offers installment payments, full payment at any time without prepayment charges, and early or partial principal payments with no penalties.

### Does GoCredit.me have ads?

No, GoCredit.me does not contain advertisements. It is a free application.

### What is the age rating for GoCredit.me?

GoCredit.me has an age rating of 4+, making it suitable for a wide range of users.

### On which devices can I use GoCredit.me?

GoCredit.me is available for iPhone and iPod devices. It was last updated on December 5, 2024.

### How does the Refer-A-Friend program work on GoCredit.me?

You can access your custom Refer-A-Friend code within the app to earn extra cash by referring new users.

### What is the typical cost of a loan from GoCredit.me?

A representative example shows a $1,000 loan over 12 months with a 35.99% APR results in bi-weekly payments of $46.06, totaling $1,197.55 with a cost of $197.55.

## Version history (last 5 releases)

### 1.5 — 2024-12-05

- Bug Fix

### 1.4 — 2024-07-29

- Bug Fix

### 1.3 — 2024-04-02

Bug Fix

### 1.2 — 2023-06-06

- Bug Fix

### 1.1 — 2023-04-19

Bug Fix

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## More apps by Americash Loans LLC

- [Americash Loans](https://appshunter.io/ios/app/americash-loans/id1529566327)
- [Creditbox](https://appshunter.io/ios/app/creditbox/id1562672210)
- [Sail Loans](https://appshunter.io/ios/app/sail-loans/id1578869732)

All apps by Americash Loans LLC: https://appshunter.io/developer/1529566329

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*