# GoHenry by Acorns Kids Banking — Debit Card, Allowance, Chores

> Kids and teens debit card and banking app for financial education and management. (iPhone/iPad app by gohenry Ltd.)

- Source: https://appshunter.io/ios/app/gohenry-by-acorns-kids-banking/id683249974 (this page in markdown: same URL + `.md`)
- Developer: [gohenry Ltd](https://appshunter.io/developer/683249977)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.50/5 from 14,560 App Store ratings · 820 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 116 MB
- Languages: American English
- Released: 2013-08-17
- Data updated: 2026-09-02
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/gohenry-by-acorns-kids-banking/id683249974/reviews.md

## What is GoHenry by Acorns Kids Banking?

GoHenry by Acorns is the debit card & banking app for kids and teens. Young people aged 6-18 can learn about earning, saving, and smart spending with features like automated allowance, task lists, and gamified educational quizzes and videos. Then they can practice their skills in the real world with their own debit card. All while parents watch and guide with flexible parental controls. That’s why 92% of parents say their children are more money-confident since joining GoHenry.


GOHENRY BY ACORNS KIDS’ BANKING BENEFITS:

- AUTOMATED ALLOWANCE
Automated weekly allowance teaches budgeting skills and that once their money is gone, it’s gone.

- SAVINGS, STASHED
Make saving a habit with child-led savings goals that parents can lock and unlock.

- IN-APP TASK LISTS
Teach the power of earning by sending rewards for completed chores.

- BITE-SIZED LESSONS
Boost your child’s financial literacy with in-app Money Missions. On average, kids transfer over 30% more into their savings in the first month after completing one.

- THEIR OWN PREPAID CARD
Your child can practice their new skills in the real world with their own kids’ debit card—and choose from 45+ designs.

- TRAVEL ABROAD FEE-FREE
Head on holiday as a family with fee-free transactions overseas.

- MONEY SKILLS UNLOCKED
Your child can learn money management skills by ​​tracking their own cash flow in-app.

- ATM WITHDRAWAL
Heading somewhere that only takes cash? Your child can withdraw money at ATMs.


GOHENRY BY ACORNS PARENT BENEFITS:

- QUICK AND EASY TRANSFERS
Send money anytime with scheduled allowance and instant transfers.

- INCENTIVIZE CHORES
Set task lists and send rewards for completed chores.

- SPENDING VISIBILITY
Track your kid’s money with real-time notifications straight to your phone.

- FLEXIBLE CONTROLS
Choose when, where and how much your child spends—and change your preferences anytime in-app.

- A FAMILY AFFAIR
Family and friends can send money straight to your child’s card with Giftlinks and Relatives accounts.

- JUST FOR YOU
Find insights and tips to support your child’s financial education in the Parent Space.

- GIVING MADE EASY
Teach your child the value of helping others with optional charitable donations in-app.


GOHENRY BY ACORNS TEEN BANKING BENEFITS: YOU`LL NEED A PARENT OR GUARDIAN TO SIGN YOU UP

- THE ACCOUNT THAT GROWS WITH YOU
Grow your independence with a teen debit card and 13+ account with features just for teens.

- SPLIT THE BILL
Request or send money with friends on GoHenry by Acorns anytime.

- REQUEST MONEY, GET PAID
Get paid in person with QR codes—even if that person doesn’t use GoHenry by Acorns.

- SAVINGS YOU CONTROL
Set savings goals in-app for those must-have purchases.

- READY FOR YOUR SIDE HUSTLE
Get paid wages straight to your account with Direct Deposits (14+).

- YOUR MONEY SIDEKICK: 
Add your card to Apple Pay for fast and secure payments on the go (13+).

- FREE TO PAY AWAY
Set off and explore with fee-free transactions overseas.

- MAP YOUR SPENDING
Stay on top of your spending habits by tracking your cash flow with spending maps.


LET’S GET STARTED!
1. Sign up today
2. Download the app & learn instantly with Money Missions
3. Parents can set allowance, chores & add money
4. Activate your card when it arrives in 5-7 days


54k+ 5 star reviews worldwide (Trustpilot, App Stores).

Kids aged 6–18. © GoHenry Inc. cards are issued by (1) nbkc bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. or (2) Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Cardholder Terms and limits apply. Fees apply – see Acorns.com for details.

https://www.gohenry.com/us/terms-and-conditions/cardholder-terms/

GoHenry by Acorns Address: 5300 California Avenue, Irvine, CA 92617 USA

## Key features

- Automated allowance
- Chore rewards
- Savings goals
- Financial literacy lessons
- Prepaid debit card
- Parental controls
- Fee-free international transactions

## What do users think of GoHenry by Acorns Kids Banking?

Overall sentiment: mixed

**Pros**

- 👍 Teaches kids about money management
- 💳 Allows kids to have their own debit card
- 🤑 Ability to earn money through chores and tasks
- 💰 Helps kids save and budget their money
- 🎁 Convenient for relatives to send money
- 🔒 Parental controls and spending limits

**Cons**

- 🐛 Frequent app/card malfunctions and glitches
- 💸 Expensive monthly subscription fees
- 🤔 Confusing or limited functionality (e.g. no daily tasks)
- 🚫 Card declines at certain merchants
- 🕰️ Slow customer support and account issues resolution
- 🤯 Frustrating experience when things go wrong

**Commonly reported bugs**

- Incorrect or missing transaction details
- Unexpected account balance changes or deductions
- Card activation and delivery issues
- Inconsistent app performance and functionality

**Most requested features**

- Daily task options
- Ability for siblings to transfer money between accounts
- More detailed spending analytics and visuals
- Reminders for kids to complete tasks
- Ability for relatives to directly fund child accounts
- Multi-parent account access without sharing logins

## Recent user reviews (10 of 820)

All indexed reviews: https://appshunter.io/ios/app/gohenry-by-acorns-kids-banking/id683249974/reviews.md

### 5/5 — GoHenry

*2026-08-16, version 9.7.0*

This app is so easy and helpful for kids to manage there money

### 2/5 — Kids can’t manage it

*2026-08-14, version 9.7.0*

In this smartphone free world and school Chromebook led childhood…children can’t upload the app to manage and review their finances…that’s pretty rubbish.

### 1/5 — doesnt work

*2026-08-08, version 9.6.0*

i liked this app for a long time but now it tells me to refer to acorns early and it doesnt let me use my card at all. but i already have an acorns early card and now i cant use any of the money on my gohenry card because im already logged into acorns early with a different account 
its so annoying i just want to use my card but no

### 1/5 — Unlawful Charges & imposible to cancel

*2026-08-08, version 9.6.0*

I have tried to formally cancel my subscription multiple times through the app and via email, but GoHenry completely ignores customer requests and continues to charge my card without authorization. They make it impossible to opt out once they have your billing information. Extremely predatory practices for a financial app targeting families. Do NOT sign up unless you want your card held hostage

### 1/5 — The problem

*2026-08-06, version 9.6.0*

The problem with this app is that it takes away my dad’s money and he gets very annoyed and he think that you shouldn’t do that and be like Monzo

### 1/5 — RIP off

*2026-08-06, version 9.6.0*

They now charge you a service charge to transfer money to your kids! Absolute disgrace… as soon as I open the a proper bank account this will be deleted! You already charge me £10 per child each month and now a bloody service fee every time I want to give them pocket money! Awful app

### 1/5 — Where is the money

*2026-08-03, version 9.6.0*

It seems a charge is used for everything

### 5/5 — Amazing

*2026-08-03, version 9.6.0*

I used to not do my chores until GoHenry helped me rember and now I never forget (well almost never)

### 5/5 — Super fun

*2026-08-02, version 9.6.0*

Idk what to put but it’s really fun and nice for kids 👍

### 5/5 — It perfect!

*2026-08-01, version 9.6.0*

It makes it so easy to learn about money, earn, and make purchases!

## Frequently asked questions about GoHenry by Acorns Kids Banking

### What is GoHenry by Acorns?

GoHenry by Acorns is a debit card and banking app designed for kids and teens aged 6-18. It aims to teach young people about earning, saving, and smart spending through features like automated allowances, chore rewards, and educational content. Parents can monitor and guide their child's financial activity with flexible controls.

### What are the key features for kids?

Key features for kids include automated allowance, the ability to set savings goals, in-app task lists to earn rewards for chores, and bite-sized financial literacy lessons called Money Missions. They also get their own prepaid debit card to practice spending and can track their cash flow.

### What are the benefits for parents?

Parents benefit from quick and easy money transfers, the ability to incentivize chores, real-time spending notifications, and flexible controls over when, where, and how much their child spends. They also have access to insights and tips in the Parent Space to support their child's financial education.

### Is there a cost to use GoHenry by Acorns?

The provided data indicates the app is 'free with in-app purchases,' suggesting the core app functionality is free, but certain features or services might incur additional costs. Specific pricing details would typically be found within the app or on their official website.

### What age range is GoHenry by Acorns for?

The app is designed for young people aged 6 to 18. A parent or guardian is required to sign up for an account for children under 13. Teenagers aged 13 and above can use features like adding their card to Apple Pay, and those 14+ can receive wages via Direct Deposits.

## Version history (last 5 releases)

### 9.9.0 — 2026-08-28

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

### 9.8.0 — 2026-08-20

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

### 9.7.0 — 2026-08-11

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

### 9.6.0 — 2026-07-21

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

### 9.5.0 — 2026-07-15

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*