# Gold Coast Federal CreditUnion — user reviews

> 33 indexed App Store user reviews of Gold Coast Federal CreditUnion by Gold Coast Federal Credit Union, rated 4.80/5 from 1,727 ratings.

- Source: https://appshunter.io/ios/app/gold-coast-federal-creditunion/id1457873361/reviews
- App overview in markdown: https://appshunter.io/ios/app/gold-coast-federal-creditunion/id1457873361.md
- Rating breakdown: 5★ 1,551 · 4★ 105 · 3★ 36 · 2★ 10 · 1★ 25

## What do users think of Gold Coast Federal CreditUnion?

Overall sentiment: neutral

**Pros**

- 👍 Convenient app
- 👍 User-friendly interface
- 🚀 Quick and reliable deposit
- 🚀 Smooth deposit process
- 👍 Great app overall

**Cons**

- 🐛 Constant login issues
- 🐛 Crashes and errors
- 🐛 Incompatible with iOS 14
- 🐛 Inability to see account balance
- 🐛 Cumbersome deposit process

**Commonly reported bugs**

- Unable to launch app on iOS 14
- Constant password reset required
- Statements not available in app

**Most requested features**

- Notifications for payments
- Merge banking apps into one
- View account details (routing, account number, etc.)
- Add/remove payees

## Newest reviews (10 of 33)

### 5/5 — Loan

*2025-04-10*

I enjoy the service

### 5/5 — Mobile App

*2024-03-05*

Amazing and easy to use

### 5/5 — Great app

*2022-11-11, version 22.1.100*

Very convenient app

### 4/5 — Wonderful update

*2022-07-19*

Credit where credit is due, the recent update to the app is great.

### 5/5 — Application not working

*2020-09-17, version 20.1.130*

The Mobil App is not working with IOS 14.0.

### 5/5 — Smooth deposit

*2019-10-29*

Quick and reliable deposit.

### 5/5 — Gold Coast

*2019-10-04*

I need to view how much is currently in the checking account before the deposit!

**Developer response:** Log into your account before you make the deposit and check the balance. Write it down, if necessary.

### 5/5 — Love the new app

*2019-07-29*

This is the best. I am able to view and have control of my accounts. 

Thank you

### 5/5 — GCFCU

*2019-05-24*

Love the interface, color, and everything. So easy to use and it’s creators took their time. I have been waiting for so long and this is just perfect. One thing can be fixed though!!! Ability to see my *Routing, acc #, and etc...*

### 5/5 — My Review!!

*2019-05-20, version 18.4.50*

Loving the app!!!

## Most critical reviews (10 lowest-rated)

### 1/5 — Can never get into the app

*2025-03-05*

Everytime I download the app to go into it I have to verify and sign in and it pushes my back to the main screen to add my login and password and then email then verify again and just does that over and over and I can never use the app, so I just keep deleting and have to use the website.

### 1/5 — Constant Error

*2020-11-14*

Every time for some reason after using the app for a couple of days to check i have to constantly change my password because it says its wrong and i know its right because i have them written down and after constantly changing the password many times im tired of it this app needs an update i haven't seen one of those in a while

### 1/5 — Nope

*2020-10-29, version 20.1.200*

Pointless app that doesn’t even show your account information. Statements aren’t available.

### 1/5 — Not work

*2020-09-18, version 20.1.130*

Since moving to iOS 14 the app will not launch

### 1/5 — Expected better

*2019-06-11*

Getting locked out. Not getting the verification codes.
I had payments with details so I knew which account it was. This has been taken away. 
Not able to add or remove payees.

### 2/5 — Great credit union, terrible app

*2020-12-30*

I've been a happy Gold Coast member since 1997, and have always appreciated their customer service and convenient hours. But why can't the app just work? Nothing but error messages when I try to sign in. I've been trying for a month to deposit checks before they expire.

### 2/5 — Cumbersome

*2020-10-07*

Only allows one check at a time per deposit and requires a security question EVERY time. Anyone wishing to deposit money in my account has my permission. LOL

### 3/5 — Great Login Improvements, But Risky Loan Payment Default

*2026-03-25*

The latest app update is definitely a big improvement when it comes to signing in—much smoother and more user-friendly than before. However, there’s a serious issue when it comes to paying a loan that needs immediate attention.

When making a payment, the app automatically defaults the payment amount to the full payoff balance instead of the regular monthly payment. This is honestly pretty scary and could easily lead to someone accidentally submitting a much larger payment than intended.

A simple fix—like defaulting to the minimum or last payment amount, or requiring confirmation for a full payoff—would make a huge difference. Great progress overall, but this issue should be addressed as soon as possible to prevent costly mistakes.

### 3/5 — Zelle

*2026-01-13, version 26.00.3*

The app was great before the update. Zelle has yet to show up on the new app.

### 3/5 — Good app, minor improvements needed

*2020-01-15*

When Gold Coast finally came up with an app, I was elated! I must admit- it’s user friendly. But I do believe with some minor improvements, the app could be better. Can we get notifications when a payment was made? If I wasn’t a person who checked my account often, it’s pretty easy to find yourself with a low balance or even overdraft. Can you please add this?!

Update: An new app was developed to see transactions. It’s okay but why can’t we just use one app that does everything? I can’t see my current balance, just the transactions. If you were to merge the apps, i think that would be great! AND frees up space!!

## Most praised reviews (10 highest-rated)

### 5/5 — Love them

*2026-05-21*

Great bank to work with!

### 5/5 — Much improved and works well

*2026-05-21*

App works well and better than it used to. It has some minor cosmetic issues in the UI and design. Some things overlap others and looks odd on an iphone.

### 5/5 — G thang

*2026-05-05, version 26.00.5*

Pretty good

### 5/5 — Always Satisfied

*2026-05-01*

I love GCFCU, and I love how easy the app makes managing my assets.

### 5/5 — Good APP

*2026-04-16, version 26.00.5*

Usually dependable app, user friendly. GCFCU is a really good financial institution

### 5/5 — Updates are amazing

*2026-04-08*

Since the update which made transactions SO much easier, the app is so user friendly. Security measures much improved, I’ve noticed and are much appreciated. App format is more defined and easier to read. Thank you!

### 5/5 — Convenient

*2026-03-28, version 26.00.5*

Easy access and fast results.

### 5/5 — Review

*2026-01-21, version 26.00.3*

Love itt!!!

### 5/5 — Gold Coast

*2026-01-21, version 26.00.3*

Excellent!!

### 5/5 — Updated App

*2026-01-18, version 26.00.3*

Thank goodness they revamped their app.  Love the new app!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
