# Gold Credit-Personal Loan App

> Online personal loan app for fast disbursal in India. (iPhone/iPad app by IEE BUSINESS FINANCE PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/gold-credit-personal-loan-app/id6447349585 (this page in markdown: same URL + `.md`)
- Developer: [IEE BUSINESS FINANCE PRIVATE LIMITED](https://appshunter.io/developer/1681048880)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 17+
- Requires: iOS 10.1 · 22 MB
- Languages: English
- Released: 2023-04-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/gold-credit-personal-loan-app/id6447349585/reviews.md

## What is Gold Credit?

Introducing Gold Credit, your go-to loan app for fast and reliable loan services in India. We partner with leading NBFCs to provide you with the best loan options available, all conveniently accessible through our app.

With Gold Credit, you can apply for loans up to ₹80,000 at a daily interest rate of just 0.05%. Our loan application process is simple and hassle-free - just provide some basic information and documentation, and you can receive your loan amount in as little as 24 hours.

Personal Loan Fees (Example):
Loan Amount: ₹2,000 to ₹80,000. 
Period of payment: 91 days - 365 days
Daily interest rate 0.05%
Maximum Annual Percentage Rate (APR): 20%

Here's an example of how our loans work: 
Loan Amount: ₹10000
Loan Term: 3 Months(91days)
Interest (Daily interest rate 0.05%): ₹ 455 = ₹ 10,000 * 0.05% * 91days
Total repayment amount: ₹ 10,455 = ₹ 10,000 + ₹ 455
Repayment amount per installment: ₹ 3,485 = ₹ 10,455 / 3

Features
Simple EMI: Pay in 3-6 months at your convenience
100% Online: The application process is completely paperless
Complete Transparency: There are no hidden costs, all costs are mentioned on the application summary before loan processing

Steps to avail loan
Install Gold Credit App
Register with your mobile number
Enter basic information and verify your KYC by Aadhaar OTP or upload KYC document
verify bank account
Approved: Verify fees and sign loan agreement
loan disbursed

Thank you for choosing Gold Credit - we're committed to providing you with the best loan services in India, and we look forward to helping you meet your financial needs with ease and convenience.

Contact Us:
Tel: 9142979803
E-mail: ieebusinessfpl@outlook.com
Address: 5th Floor, Suite 5 ,8 Shanti Niketan Camac Street Kolkata, West Bengal, 700017 India

## Key features

- Loans up to ₹80,000
- Daily interest rate of 0.05%
- Disbursal in 24 hours
- 100% online application
- Simple EMI options
- Complete transparency


## Frequently asked questions about Gold Credit

### What is the maximum loan amount offered by Gold Credit?

Gold Credit offers personal loans ranging from ₹2,000 to ₹80,000. The maximum annual percentage rate (APR) is 20%.

### How quickly can I receive my loan amount with Gold Credit?

The loan application process is designed to be fast, with the possibility of receiving your loan amount in as little as 24 hours after approval.

### What are the repayment terms for loans from Gold Credit?

Loan repayment periods range from 91 days to 365 days. You can opt for simple EMI payments spread over 3-6 months for your convenience.

### Is the Gold Credit loan application process entirely online?

Yes, the entire application process for Gold Credit is 100% online and paperless. You will need to register, provide basic information, and verify your KYC and bank account.

### Does Gold Credit have any hidden fees?

Gold Credit emphasizes complete transparency, stating that there are no hidden costs. All applicable costs are clearly mentioned on the application summary before loan processing.

### What is the daily interest rate for loans from Gold Credit?

The daily interest rate for loans from Gold Credit is 0.05%. For example, a ₹10,000 loan for 91 days would incur approximately ₹455 in interest.

### What is the age rating for the Gold Credit app?

The Gold Credit app has an age rating of 17+, making it suitable for teenagers and adults. It is available on iPhone, iPad, and iPod devices.

### How often is the Gold Credit app updated?

The Gold Credit app was last updated on April 23, 2023, to version 1.1.2. This indicates a relatively recent update, suggesting ongoing development and maintenance.

## Version history (last 1 release)

### 1.1.2 — 2023-04-23

1.Fixed an bugs

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*