# Golden Ratio Investing Tools — Fibonacci & Risk Calculator

> Investment calculator for Fibonacci, Golden Ratio, and risk analysis. (iPhone/iPad app by 智源 江.)

- Source: https://appshunter.io/ios/app/golden-ratio-investing-tools/id6795409734 (this page in markdown: same URL + `.md`)
- Developer: [智源 江](https://appshunter.io/developer/6776328695)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: American English, Arabic, Dutch, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean and 10 more
- Released: 2026-08-03
- Data updated: 2026-11-06
- Monetization: free with in-app purchases

## What is Golden Ratio Investing Tools?

Golden Ratio Investing Tools by Jiang Finance AlphaMind is a focused calculator for
transparent investment math without accounts, ads, live feeds, external APIs,
or brokerage connections.

Enter your own prices and instantly calculate:

- Golden Ratio interval levels at 0%, 38.2%, 61.8%, and 100% by default
- Fibonacci retracements for upward and downward swings
- Fibonacci extensions based on the complete A-to-B move
- A-B-C three-point target scenarios
- Separate custom Golden Ratio and Fibonacci ratio libraries
- Add, edit, or delete your custom ratios at any time
- Risk/reward ratio and mathematical break-even win rate
- Risk-based position size with an exposure cap
- Two-to-five-stage entry simulations
- Compound-return scenarios with recurring contributions

Every formula is explained in the app. Values update as you type and can be
displayed using your preferred currency label, precision, theme, and app
language. The currency setting is display-only and performs no exchange-rate
conversion.

PRIVACY BY DESIGN

The app works completely offline. It contains no advertising, analytics,
account login, cloud sync, live market data, real-time exchange rates, external
API dependencies, or broker connections. Your calculation inputs stay on your
device.

IMPORTANT

All results are hypothetical mathematical scenarios for education and research.
They are not investment, trading, tax, accounting, or legal advice and do not
guarantee future performance. Investments can lose principal.

Developed by Jiang Finance AlphaMind.

## Key features

- Golden Ratio interval calculations
- Fibonacci retracements and extensions
- A-B-C target scenarios
- Custom ratio libraries
- Risk/reward ratio calculator
- Position sizing with exposure cap
- Compound-return scenarios

## Is Golden Ratio Investing Tools safe?

Not enough ratings yet to assess Golden Ratio Investing Tools.

## Is Golden Ratio Investing Tools legit?

Golden Ratio Investing Tools appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Golden Ratio Investing Tools is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Golden Ratio Investing Tools

### What investment calculations does Golden Ratio Investing Tools offer?

Golden Ratio Investing Tools calculates Golden Ratio intervals, Fibonacci retracements and extensions, A-B-C target scenarios, risk/reward ratios, and compound-return scenarios. It also supports custom ratio libraries and risk-based position sizing.

### Does Golden Ratio Investing Tools require an account or internet connection?

No, Golden Ratio Investing Tools is designed for privacy and works completely offline. It does not require an account, login, cloud sync, or external API dependencies.

### How are the formulas explained in Golden Ratio Investing Tools?

Every formula used in the app is explained within the application itself. This transparency allows users to understand the mathematical basis of the calculations.

### Can I customize the currency and display settings in Golden Ratio Investing Tools?

Yes, you can display values using your preferred currency label, precision, theme, and app language. The currency setting is for display purposes only and does not perform exchange-rate conversions.

### What is the update frequency for Golden Ratio Investing Tools?

The app was last updated on August 17, 2026, with version 1.2.0. This indicates a recent update, suggesting ongoing development and maintenance.

### Is Golden Ratio Investing Tools suitable for beginners in finance?

The app is intended for educational and research purposes, with all formulas explained. While it provides advanced tools, its offline nature and clear explanations can be beneficial for those learning about investment mathematics.

### What devices are supported by Golden Ratio Investing Tools?

Golden Ratio Investing Tools is available on Mac, iPhone, and iPad. This cross-platform compatibility allows users to access its features on various Apple devices.

### Does Golden Ratio Investing Tools have ads?

No, Golden Ratio Investing Tools contains no advertising. The app is designed with privacy in mind and is ad-free.

## Version history (last 5 releases)

### 1.2.3 — 2026-08-30

Version 1.2.3 refreshes the English (U.S.) iPhone and iPad screenshots in preparation for a future change to the App Store’s primary language. The primary language has not changed in this release, and functionality and pricing remain unchanged.

### 1.2.2 — 2026-08-28

Version 1.2.2 adds an English (U.S.) App Store localization and refreshed English screenshots. App features and pricing remain unchanged.

### 1.2.1 — 2026-08-25

Version 1.2.1 expands localization and makes purchase options clearer.

- Added Thai, Dutch, Turkish, Malay, Vietnamese, and Polish, bringing the total to 20 supported languages.
- Removed the legacy hard-coded Chinese yuan fallback. Apple now displays localized prices and currencies for each App Store storefront; the pricing plan is unchanged.
- Clarified the choice between auto-renewing annual access and a one-time lifetime unlock.
- Improved stability and interface consistency.

### 1.2.0 — 2026-08-17

Version 1.2.0 expands the app's global experience.

- Updated the English App Store name to Golden Ratio Investing Tools.
- Added dedicated Traditional Chinese metadata and screenshots for Hong Kong, Macao, and Taiwan.
- Unified all other enabled storefronts with the English (U.K.) product page.
- Refined financial terminology and multilingual presentation across iPhone, iPad, and Mac.
- All calculations still run fully offline on your device. The app does not connect to live market data or brokers and cannot execute trades. Results are hypothetical and are not investment or trading advice.
- Improved cross-platform consistency and stability.

### 1.1.0 — 2026-08-10

1.1.0 版本进一步完善 iPhone、iPad 与 Mac 的全球化体验。

• 统一支持 14 种语言，可自动匹配系统语言，也可在“设置”中手动选择。
• 新增本地化 1200 × 1500 品牌 PNG 分享卡片，可分享黄金分割与斐波那契计算结果。
• 优化本地化金融术语、货币标签和购买提示。
• 提升各平台的一致性与稳定性。

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All apps by 智源 江: https://appshunter.io/developer/6776328695

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*
