# Goldenwest Mobile Banking — user reviews

> 132 indexed App Store user reviews of Goldenwest Mobile Banking by Goldenwest Credit Union, rated 4.80/5 from 23,846 ratings.

- Source: https://appshunter.io/ios/app/goldenwest-mobile-banking/id378564460/reviews
- App overview in markdown: https://appshunter.io/ios/app/goldenwest-mobile-banking/id378564460.md
- Rating breakdown: 5★ 20,979 · 4★ 2,134 · 3★ 434 · 2★ 84 · 1★ 215

## What do users think of Goldenwest Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Convenient banking experience
- 🚀 Efficient app performance
- 🔒 Secure banking with biometric authentication
- 💡 Useful features like mobile check deposit
- 👍 Friendly and helpful customer service

**Cons**

- 🐛 Frequent app crashes and glitches
- 🔍 Difficult to navigate and find features
- 🕰️ Slow app response times
- 🔒 Frustrating login issues
- 🔧 Lack of functionality compared to website

**Commonly reported bugs**

- Mobile deposit feature not working reliably
- Inconsistent app behavior after updates
- Truncated alert messages on mobile devices

**Most requested features**

- Ability to edit scheduled payments
- Improved account management for multiple accounts
- Enhanced transaction history and analytics
- Seamless integration with external financial services

## Newest reviews (18 of 132)

### 4/5 — Pretty good

*2026-08-11, version 4022.0.0*

It's good, but like, the "Remember Me" feature isn't gonna work if you reload the in-app browser cache every time you open the app...

### 2/5 — Good… until it suddenly fails

*2026-06-20, version 4021.1.3*

I loved the app, it updated really quickly and regularly, it made banking easier, until it suddenly signed me out and made it impossible to sign back in. I am really disappointed with this, the only reason it isn’t one star is because it is amazing when functioning.

### 4/5 — A little more

*2026-06-18, version 4021.1.3*

Good, but it would be nice to see budgeting. Maybe income and spending tends. Now that AI is basically free. We should be able to integrate AI into our banking.

### 5/5 — Zelle

*2026-02-27, version 4020.0.0*

I would like if you can make easy to transfer money from bank to bank

### 2/5 — Not Accurate Balance - careful

*2026-02-05, version 4019.1.0*

I have noticed when I spend money my balance will take days and days to refresh and accurate balance .
This makes it very difficult to tell exactly how much money you have in your account .
Also lots of declined transactions .
Very annoying .
Other than that they are good

### 5/5 — Meek on

*2026-01-06, version 4019.0.3*

It’s works fine!

### 3/5 — my eyes have lowest vision. NEED BLACK BACKGROUND!!!!! in setting.

*2025-12-31, version 4019.0.3*

My eyes have LOWEST VISION. NEED BLACK BACKGROUND!!!! I told you that many times for 4 years!!

### 3/5 — Member Thoughts

*2025-12-27, version 4019.0.3*

I am a older member in age but when I ask if I could use their locked up restroom they say it out of order knowing it’s not so I have to leave before I get my business done

### 3/5 — Goldenwest App

*2025-12-19, version 4019.0.3*

Edit: I do not like this update that we’ve had the last couple of years. The other version was much better.

Love this app!  It is so very convenient I can use it on my phone (and I OFTEN do!) as well as my iPad.  It is easy to use and I can move money around my account very easily with it, pay bills, you name it.  Love it!

### 5/5 — Excellent User Interface

*2025-12-12, version 4018.0.0*

I love the design of this app and the way it shows accounts on the home page. It’s super easy to make transfers and do everything else I need. I also just like GWCU in general bc the staff are always so helpful and friendly! :)

### 5/5 — $250 is Epic!! $$$

*2025-10-15, version 4018.0.0*

Free money is crazy but I’ll take free money any day. Just have to open an account. It’s like stealing. For real, great decision moving to college!!

### 5/5 — Mr

*2025-07-17, version 4017.2.0*

Ben a member since the early 60’s

### 5/5 — 30yrs hoping for 70 more

*2025-07-12, version 4017.2.0*

USU Credit Union is where I went on my 18th birthday, opening my 1st checking/savings acc.  Since then I’ve been to a dozen other banks. Trying different deals they had going (while keeping my USU account open)
 30 years later, I bank w/Golden West (USUCredit Union)I don’t bother trying other places no matter the gimmick.  I found the best 30 yrs ago and I’ll be here for 70 more.

### 5/5 — Love

*2025-06-02, version 4017.1.1*

Loveee

### 5/5 — Very helpful and easy to navigate

*2025-06-01, version 4017.1.1*

I will say i just recently started banking with goldenwest but everything and quite easy to navigate its a very straightforward app, i dont know much about money but very good to track your savings, spending habits ect. 10/10 recommend golden west banking : )

### 5/5 — Opportunities

*2025-05-15, version 4017.0.0*

I enjoy the plethora of different opportunities to advance in my financial visions.

### 5/5 — Great Website & Great Financial Protection from Fraud

*2025-05-07, version 4017.0.0*

I love keeping tabs on my daily spending. I always know if everything is legit because I check it often. I still write checks and need to use them more. The chances of fraud are far less likely if you pay by USPS Mail. No electronic hanky panky can happen if you use checks. Golden West is very secure I trust them completely, just not all the protections on the internet. There are just too many crooks.

### 4/5 — Needs Dark Mode Support

*2025-03-19, version 4016.1.2*

Great app, does everything I need a mobile banking app to do. Please, please, please add a dark mode to the app.

## Most critical reviews (10 lowest-rated)

### 1/5 — Mobile deposit

*2025-06-29, version 4017.2.0*

Mobile deposit never works.

### 1/5 — Mobile Deposit never works

*2025-03-11, version 4016.0.1*

Doing a check by mobile deposit has become industry standard. This bank along with others, closes their brick n motor stores. And their mobile deposit always seems to be down for scheduled maintenance at all hours of the day.

### 1/5 — Best bank ever, app needs a huge update/updates

*2025-01-19, version 4015.1.2*

I really want to switch my banking from SoFi back to GWCU, but no other app compares. If the tech department can make the app a better experience, I would absolutely transition all of my banking back. 

I want to easily delete/edit my external accounts, add separate buckets for savings accounts (example: Honeymoon specific bucket within my savings account, give options to edit the goal amount, etc), among other updates.

### 1/5 — App don’t work

*2024-04-06, version 4012.2.0*

The app doesn’t work

### 1/5 — Popup

*2023-11-22, version 4010.2.1*

It gave me a popup to rate, so auto 1 star

### 1/5 — Horrible app

*2023-10-31, version 4010.2.1*

Every time I try to transfer money from one  account to another it never lets me submit the transfer, it freezes and won’t let me scroll down to submit transfer, it’s done this for almost a year!

### 1/5 — No good for iPhones.

*2023-10-26, version 4010.2.1*

Since the update that requires me to name my device to remember me, I can’t login because it tells me that my device name already exists. I’ve renamed it multiple times at this point and now have run out of ideas to use or even remember. App is useless if I can’t even log in. Chat support wasn’t helpful. They ended the conversation with me telling me it’s my iPhone’s fault and user error rather than the app.

### 1/5 — DO NOT UPDATE IF YOU HAVE AN IPAD!!!

*2023-10-13, version 4010.2.0*

This latest version (10/2023) does not support landscape orientation on an ipad - even though the screen shots in the app description show that it does.

It hijacks your entire pad into portrait mode, rendering your keyboard useless. 

 If they want to make a portrait-only app, that’s fine, but then allow it to run in portrait-in-landscape mode on an ipad like many iphone apps are capable of. And also, indicate the sort of app it is by including actual and accurate screen shots. If you have an ipad with a keyboard… do not update to this version.

### 1/5 — absolute trash - do not bank here

*2023-09-24, version 4009.2.0*

seriously horrible, -10/10. save yourself the headache.

### 1/5 — This app makes me want to change banks

*2023-02-01, version 3023.4.0*

I banks with USUCU. The bank itself is great. However, I HATE this app. It makes me want to change banks. There is always “scheduled maintenance.” It’s 8:30 in the morning. I’d love to take care of some bills this morning, but my app isn’t working yet again. If I had known that this app and online banking would be unavailable so frequently, I would have gone to bank elsewhere.

## Most praised reviews (10 highest-rated)

### 5/5 — This app o hold

*2026-08-05, version 4022.0.0*

I use this appp so much it literally is so easy to access

### 5/5 — Very convenient

*2026-07-18, version 4021.1.3*

I love how I can manage my account from my phone and check it whenever I want.

### 5/5 — Serenity Near a Corner Lot!

*2026-07-13, version 4021.1.3*

Switched over from WF - one of the best decisions I’ve ever done! Great location, great rates, and even great staff! Very knowledgeable & helpful, better yet, down-to-Earth personalities whose sole goal is to help you & meet your needs/goals. Every bank wants to make money to be honest, this credit union makes it personal- making you feel that they’re making you money! Love these guys!

### 5/5 — Efficient

*2026-06-18, version 4021.1.3*

The numbers update quick, and everything is handled with care and attention.

### 5/5 — This app o hold

*2026-06-08, version 4021.0.2*

I use this appp so much it literally is so easy to access also my dad is Lance Newman one of the vps

### 5/5 — Easy

*2026-06-02, version 4021.0.2*

Easy and user friendly.

### 5/5 — Best credit union

*2026-05-04, version 4021.0.2*

I love don manning he is # 1 out of Syracuse Utah🌹🥰

### 5/5 — Bankers

*2026-03-20, version 4020.1.1*

My experience with golden west has been awesome over the years. The tellers are always so nice and helpful. I love the mobile app. It’s been very easy to use.

### 5/5 — 100% recommend!

*2026-03-19, version 4020.1.1*

amazing! i recommend to anyone :)

### 5/5 — Best overall

*2026-02-28, version 4020.0.0*

This has been my best experience banking. Best rates, best app, best people, highest accessibility

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
