# Goldman Sachs Wellness — Ayco Financial Wellness

> Employer-provided financial guidance and tools for personal financial wellness. (iPhone/iPad app by Goldman Sachs.)

- Source: https://appshunter.io/ios/app/goldman-sachs-wellness/id1600778026 (this page in markdown: same URL + `.md`)
- Developer: [Goldman Sachs](https://appshunter.io/developer/430022673)
- Category: Finance
- Price: Free
- Rating: 3.70/5 from 64 App Store ratings · 12 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 30 MB
- Languages: American English
- Released: 2022-02-08
- Data updated: 2026-08-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/goldman-sachs-wellness/id1600778026/reviews.md

## What is Goldman Sachs Wellness?

Your benefits are so much more than vacation days. They also include personal financial guidance. There’s no charge to you – your employer picks up the bill – and it takes just minutes to get started. Register in just a few steps and then take your financial wellness assessment. We’ll uncover some areas of improvement and provide a score that you can track and improve over time. Select your focus and start working on the area of your finances that matters most to you, such as saving for an emergency or paying off your high-interest debt. Then, take action - use our tools or watch a seminar to move your financial plan forward. You can also schedule a call with a coach for guidance. All at your fingertips with the GS Wellness app.
 
Goldman Sachs Wellness is honored to receive Aite-Novarica Group’s 2022 Impact Award, which recognizes the innovative ways we're leveraging technology to deliver personalized guidance to support employees’ full financial lives. Nominees in the Financial Wellness category were assessed on the capacity of their digital tools to deliver financial coaching and connectivity to financial services to help individuals feel better about their finances today and more prepared to meet future needs and goals.

## Key features

- Financial wellness assessment
- Goal setting and tracking
- Personalized financial guidance
- Saving and debt management tools
- Educational seminars
- Coach consultations

## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/goldman-sachs-wellness/id1600778026/reviews.md

### 1/5 — Unusable

*2026-02-28*

I mainly only use the app to check the 401k now. The buttons aren’t visible in certain windows. Went to delete one of my accounts and it asked how I wanted to delete, selected permanent… then I can see that there is likely a button below but the screen isn’t scrollable so you can’t actually delete because someone hasn’t FIT THE UI to newer iPhones.

### 1/5 — Unusable - Access Denied Error

*2025-10-07*

Was excited to use the app but after a few minutes I get denied access. It seems fairly easy to use and the features from the desktop version are all on the app, but the app itself is almost unusable with how slow and glitchy it is. Would certainly use it more if it worked.

### 1/5 — Help is horrible

*2025-06-04*

App freezes every 5 sec, need to restart app every time I click something, can we except something better here goldman?

### 1/5 — Website pretending to be a mobile app

*2025-02-02*

This is the laziest execution of a personal finance/net worth tracking app I’ve seen in a while. Take a look at what JPMorgan Retirement Link is doing and compare it to this.

The GS Wellness app:
1. Requires you to log in every time??
2. Loads what’s effectively the mobile website displayed in the app
3. Doesn’t have any app-specific features or design
4. Is slow to load and buggy to scroll through

Skip the app - go to the website on a desktop.

### 2/5 — Material might be good but app is bad

*2025-01-21*

Basically the material and content might be good it might be bad but navigation and use is bad. I’m on the most recent version and modern phone. 

Very ‘jittery’ and lack of zoom in all the needed places and not very intuitive.

### 1/5 — Clunky

*2024-08-24*

The app has a nice set of features but it’s borderline unusable. The screen jumps around when I try to go to scroll. The navigation is not user friendly. I hope they release an update to make this app more in line with what you are used to for an app in 2024.

### 1/5 — Infinite loop of update app

*2024-06-11*

App seems basic enough however I am stuck in an infinite loop of “update your app, please input password after Face” ID but it is impossible to do so. After reinstalling multiple times it still does not work. For such a large company bugs like this reflect poorly on their products….

### 1/5 — Goldman updated yesterday and now the app won't open

*2024-06-08*

Goldman updated the app and now it won't open

### 5/5 — Great User Interface!

*2024-02-09*

The app is super easy to use and I feel a lot more on top of all aspects of my finances after using it! It definitely gave me a lot more relief for my future planning.

### 2/5 — Good website, terrible app

*2023-12-06*

The website is actually really good and makes it extremely easy for me to manage my finances and budgets. However, the app is terrible. Half the time it won’t load and when it does load, it takes forever. It also has weird glitches where if you click on something to edit (for example, you want to change the expense category of a transaction), the view zooms in but then won’t zoom back out when you’re done so you’re stuck in a zoomed in view. The only fix I’ve found is to exit and come back in, which is frustrating especially considering the first issues I mentioned. I started Ayco because Mint is shutting down, but if it weren’t for the fact that the website is really good, I would not recommend Ayco. The app is not even comparable to Mint’s user friendly platform.

## Frequently asked questions about Goldman Sachs Wellness

### Is Goldman Sachs Wellness free to use?

Yes, Goldman Sachs Wellness is free to use. Your employer covers the cost of the service, so there is no charge to you.

### What kind of financial guidance does Goldman Sachs Wellness offer?

Goldman Sachs Wellness offers personalized guidance on areas like saving for emergencies, paying off high-interest debt, and general financial planning. You can use their tools, watch seminars, or schedule calls with a coach.

### How does Goldman Sachs Wellness help users track their progress?

The app provides a financial wellness assessment that generates a score. Users can then track this score over time and focus on specific areas to improve their financial health.

### What devices is the Goldman Sachs Wellness app available on?

The Goldman Sachs Wellness app is available on iPhone and iPod devices. It is not currently listed for Android or other platforms.

### How secure is my financial information with Goldman Sachs Wellness?

While specific security measures are not detailed, as a product from Goldman Sachs, it is expected to adhere to industry-standard security protocols for financial applications. Users should always practice good digital hygiene.

### How often is the Goldman Sachs Wellness app updated?

The app was last updated on April 6, 2026, to version 1.30. This indicates a recent update, suggesting ongoing development and maintenance.

### What is the user sentiment for Goldman Sachs Wellness based on ratings?

The app has a rating of 3.7 stars from 63 ratings. This suggests a generally positive but mixed reception from users.

### Can I connect my bank accounts to Goldman Sachs Wellness?

The description does not explicitly mention direct bank account linking. It focuses on assessments, tools, and coach consultations for financial guidance.

## Version history (last 5 releases)

### 1.35 — 2026-08-03

Registration flow bottom navigation fix.

### 1.34 — 2026-07-10

Biometric Fix and Ayco360 UX Improvements

### 1.33 — 2026-06-18

Usability enhancements and security updates.

### 1.32 — 2026-05-01

SSL security updates.

### 1.31 — 2026-04-21

Bug fixes and performance improvements.

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All apps by Goldman Sachs: https://appshunter.io/developer/430022673

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*