# goMBC — user reviews

> 22 indexed App Store user reviews of goMBC by The Monticello Banking Company, rated 4.90/5 from 2,976 ratings.

- Source: https://appshunter.io/ios/app/gombc/id1525232947/reviews
- App overview in markdown: https://appshunter.io/ios/app/gombc/id1525232947.md
- Rating breakdown: 5★ 2,742 · 4★ 137 · 3★ 41 · 2★ 16 · 1★ 40

## What do users think of goMBC?

Overall sentiment: negative

**Pros**

- 👍 Convenient and fast app
- 👍 Responsive customer service
- 👍 Reliable banking experience

**Cons**

- 🐛 Frequent app crashes and errors
- 🐛 Issues with updating transactions and deposits
- 🚫 Incompatible with older devices
- ⏱️ Slow balance updates

**Commonly reported bugs**

- Authentication errors
- Deposit camera capturing surrounding area

**Most requested features**

- Dark mode option
- Improved app stability and reliability

## Newest reviews (2 of 22)

### 4/5 — Fine, but has problems

*2021-01-04*

I don’t know why, but my app says it updated but still looks like the old app. I have to go into the App Store and click open to go to the updated app. This is frustrating bc the process is slow.

### 5/5 — This new App

*2020-11-27*

I don’t like this new app. 
Deposit camera has captured the surrounding too.

## Most critical reviews (10 lowest-rated)

### 1/5 — Too picky on deposits

*2026-08-05*

I have mobile deposited a few checks just to find out they were rejected. One time I was notified of the rejection with the explanation that it was because I did not write the word ‘mobile’ in the endorsement on the back. The other times there was no explanation. If they are going to be so picky, they should at least tell you what exactly should be written. It should not be this complicated. I have not had this problem with any other bank.

### 1/5 — Where's the Update?

*2026-06-09*

My app won't refresh until I have the "latest update" of the app. There is no update available.i can't check on my own accounts because this app wants me to do the impossible. Great job.

### 1/5 — Hello.

*2025-11-25*

This app and bank is down more than it’s up and running.  I should have gone and switched banks back when it went down the entire week I was on vacation out of state.

### 1/5 — Needs work.

*2025-08-08*

Issues with updating purchases, transactions, deposits updating, app crashes consistently.

### 1/5 — What has happened?

*2025-03-06*

Since the beginning of March 2025 it constantly tells me there is an error and won’t update.

### 1/5 — Authentication error

*2020-12-30*

I have signed in four consecutive times in a row just to check my balance and it has kicked me out saying there’s an authentication error every time.

### 2/5 — Can no longer use the app.

*2025-11-18*

App requires and update but I don’t have a new enough model phone to update it any longer so I can no longer use the app. I don’t see how this is very helpful to some customers.

### 2/5 — No

*2025-06-30*

Would love an app that works.

### 2/5 — Error

*2021-02-21*

I like the new setup of the app, but it’s always an issue on my balance updating seems to give me an error a lot, or sometimes it’s really slow on updating

### 3/5 — Loading

*2025-03-13*

Only loads my account amount half the time and will say error for over half the day

## Most praised reviews (10 highest-rated)

### 5/5 — Best bank with the best people!

*2026-08-14*

I have a bank with them for years and there’s no other Bank I would rather go to! Best customer service and always so friendly! Love my MBC family!

### 5/5 — Check was declined the first time

*2026-05-11*

We submitted this before and had to call in to find out it was declined- verified the back image was endorsed and the x was placed for Mobile Deposit.

### 5/5 — Deposits

*2026-02-14*

This is great!!!

### 5/5 — Easy & Have Peace

*2026-02-11*

I love Monticello Banking Company. Anything you need is right there at your fingertips. The mobile app is very easy to use for deposits and navigating your checking account and savings, and credit cards. Customer service is top-notch. I’ve been with them for over 24 years and had two mortgages with them as well as car loans. I don’t think I’d go anywhere else for my financial business.

### 5/5 — My home town bank

*2026-01-14*

Been with MBC for years I think it’s close to 20 yrs now and not ever not even once have I ever had a problem in-fact they have went out of their way for me

### 5/5 — This is Great!!

*2024-12-24*

I Love this app! It’s fast and so convenient and the workers respond to request almost immediately! If people do not have this app, they are missing a great opportunity!

### 5/5 — ♥️

*2024-12-13*

We love having access to our account! Thanks Monticello Banking Company

### 5/5 — Easy & peace of mind

*2024-12-04*

I love Monticello Banking Company. Anything you need is right there at your fingertips. The mobile app is very easy to use for deposits and navigating your checking account and savings, and credit cards. Customer service is top-notch. I’ve been with them for over 24 years and had two mortgages with them as well as car loans. I don’t think I’d go anywhere else for my financial business.

### 5/5 — Mr Robert Cooper

*2023-11-14*

Those throughout Customer Service do everything within their power to make your banking experience the best possible!  They will bend over backwards to assist and get to the root of your problem leaving no stone unturned willing to come to a workable solution.  I am a valuable customer and everyone treats me appropriately- I’m glad I’m a member of the Monticello Bank Family!

### 5/5 — Great

*2021-05-01*

Been with MBC for 30 years and this updated app may be the best feature they have ever came out with since free  veteran checking account

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
