# gomoney — The Digital Bank — Simplifying banking for you.

> Digital bank for simplified payments, bill splitting, and financial tracking. (iPhone/iPad app by Go Financial Services Limited.)

- Source: https://appshunter.io/ios/app/gomoney-the-digital-bank/id1491085974 (this page in markdown: same URL + `.md`)
- Developer: [Go Financial Services Limited](https://appshunter.io/developer/1491085973)
- Category: Finance
- Price: Free
- Rating: 3.60/5 from 209 App Store ratings · 91 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 224 MB
- Languages: American English
- Released: 2020-04-06
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/gomoney-the-digital-bank/id1491085974/reviews.md

## What is gomoney?

## gomoney: Pay. Split. Track. Schedule

Welcome to gomoney, your one stop app for financial solutions beyond regular banking. 

gomoney was created with the purpose ofto addressing all the challenges you face with regular banking in Nigeria, making the banking process seamless and simplified. 

We have built the bank you deserve, designed to meet all your banking needs with no extra charges. You get to explore unique features such as enriched transactions, split bills, scheduled payments and transfers, payment links, stash and more. Let gomoney manage your finances for you while you focus on other things.

Open a gomoney account in less than 3 minutes and join ****thousands of Nigerians enjoying easy, convenient and secure banking with zero hidden fees.

**Why you should use gomoney;**

- Open an account for free within minutes.
- Enjoy swift transfers in less than a minute.
- Keep track of your money with real-time alerts on all your account activities
- Understand your financial habits with categorised and personalised spending reports.
- Split group payments and shared bills
- Schedule one-off or recurring gym, electricity, data, or any payments you've committed to
- Save and withdraw for free. No extra charges
- Request a gomoney card online and get it delivered to your doorstep.
- Buy airtime and data seamlessly.
- Live in-app customer support : Chat with actual humans

**You also get:**

- 24/7 safety for your money
- Downloadable receipts and detailed spending reports
- Stamped account statements
- Virtual and physical debit cards that work
- Personalised security options (tell us exactly what to look out for)
- Tech to help manage all your future payments stress-free
- Secured savings and more!

**Ready to experience better banking?**

As long as you're 18+, you can open an account with us anytime! All you need is your phone and number. Download the gomoney app and begin a journey of financial ease!

Gomoney is licensed by the Central Bank of Nigeria (CBN) and all deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

**Need more info?**

Visit our website- [https://gomoney.global/](https://gomoney.global/home/), check out our FAQs- https://gomoney.global/faqs/ or shoot us an email: gomoneysupport@gomoney.global

## Key features

- Split bills and group payments
- Schedule payments and transfers
- Track spending with personalized reports
- Real-time transaction alerts
- Open account in minutes
- In-app customer support

## What do users think of gomoney?

Overall sentiment: negative

**Pros**

- 🚀 Fast and reliable transactions
- 💡 Innovative GoStash savings feature
- 👍 User-friendly interface and easy to use
- 💳 Virtual Naira debit card availability
- 📊 Excellent transaction tracking and categorization
- 🎯 Split bills feature
- 🌍 Supports international phone number changes

**Cons**

- 😞 Severe customer service issues and unresponsive support
- 💰 Money trapped in failed transactions without refunds
- 🔒 Account freezing and fund lockdown without explanation
- ⏱️ Transaction limits not resetting as expected
- 🌐 Poor network connectivity and slow performance
- 🚫 Transaction limits preventing withdrawals
- ⚠️ Accusations of fraudulent practices and scams
- 📱 App crashes and blank screen issues
- 🔐 Biometric verification failures
- 💳 Debit card delivery delays
- 💸 High transaction charges

**Commonly reported bugs**

- Signature missing in headers error
- Blank white screen after app launch
- OTP not being sent for login
- Face biometric capture not working
- Transaction PIN not functional
- BVN verification feature not working
- Account number generation out of range error
- Failed transactions not showing in app
- Money sent not reflecting in accounts
- KYC verification stuck indefinitely
- Biometric face verification loops infinitely

**Most requested features**

- Dark mode option for eye comfort
- Face ID authentication option
- Hide account balance feature
- Forgot password/PIN recovery option
- Call customer support number
- Live chat with human support agent

## Recent user reviews (10 of 91)

All indexed reviews: https://appshunter.io/ios/app/gomoney-the-digital-bank/id1491085974/reviews.md

### 1/5 — THIS APP IS A SCAM STAY AWAY‼️

*2026-08-15, version 2.3.4*

This worst app to use please stay away they are clearly a scam stay away from the App

### 1/5 — iCloud OTP issue still not fixed after two weeks

*2026-08-11, version 2.3.4*

I’ve been unable to access my account for nearly two weeks because OTP emails are not being delivered to iCloud addresses. Support confirmed the issue but still hasn’t fixed it or provided an estimated resolution time.

For a financial app, leaving users locked out of their accounts for this long is simply unacceptable.

### 1/5 — fix up

*2026-07-30, version 2.3.3*

is there a way i can you give 0stars, unable to open the app for days 

uninstalling immediately

### 1/5 — Poor services

*2026-07-15, version 2.3.3*

In this life avoid this bank.

### 1/5 — Flaw app

*2026-04-06, version 2.3.2*

I tried to send money yesterday but it’s said failed and my money has not been returned. It’s over 24 hours now . I tried to contact the customer service no response from them. I totally regret this app. It’s just trapping people’s money

### 1/5 — Waste

*2026-03-17, version 2.3.2*

Bad app

### 1/5 — Customer service and chat with human option not even working

*2026-02-04, version 2.3.2*

I reached my transaction limit over a day ago and it’s already a new day your bank still tells me I have reached my limit. Other banks reset daily limit once it’s a new day but yours is different. Your support team no response they keep creating ticket with no solution. You guys don’t even have a customer call number. Your chat with human option doesn’t even work I have my money in there and I have upgraded my account to tier3 so what’s happening

### 1/5 — I can't update

*2026-01-15, version 2.3.2*

signature is missing in headers

### 1/5 — Poor banking

*2026-01-06, version 2.3.2*

This bank would scam anyone of their hard earn money if you download their app, for the first time that I will use them I regret it, I can’t send my money out my money there is trapped and their customer service is poor they won’t do anything about it. A lot of people are crying all over their social media for their money.

### 1/5 — Fraud

*2025-12-25, version 2.3.2*

You people are not supposed to exist among apps. You are only good in freezing peoples accounts and claiming his money. Fraudsters

## Frequently asked questions about gomoney

### What does gomoney do?

gomoney is a digital banking app designed to simplify financial management. It allows users to pay bills, split expenses with others, schedule payments and transfers, track spending with personalized reports, and provides real-time alerts on account activities. The app aims to offer a seamless and simplified banking experience with no extra charges.

### What are the key features of gomoney?

Key features include the ability to split group payments and shared bills, schedule one-off or recurring payments, track finances with categorized spending reports, receive real-time alerts, and open an account for free within minutes. Users can also request a virtual or physical debit card and access live in-app customer support.

### Is gomoney free to use?

Opening an account with gomoney is free and takes less than 3 minutes. The app emphasizes zero hidden fees for its banking services, including transfers and savings. While the core banking functions are free, the app may have in-app purchases for additional services or features.

### Who can open a gomoney account?

Any individual 18 years or older can open a gomoney account. All that is required is a phone and a phone number. The app is licensed by the Central Bank of Nigeria (CBN) and deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC), ensuring safety and security for users.

### How does gomoney help manage finances?

gomoney helps manage finances by providing enriched transaction details, allowing users to split bills easily, and offering scheduled payments and transfers for recurring expenses. It also provides personalized spending reports that categorize expenses, helping users understand their financial habits and manage their money more effectively.

## Version history (last 5 releases)

### 2.3.4 — 2026-08-11

App improvement

### 2.3.3 — 2026-05-08

Bug fixes

### 2.3.2 — 2025-10-20

Bug fixes
App improvement

### 2.3.1 — 2025-10-02

Card Fee Introduction – As part of aligning with business requirements, a fee is now applied to new cards and their delivery.
Improved Renewal Experience – Expired cards now come with a smoother, more user-friendly renewal journey, making it easier for you to stay active without interruptions.

### 2.3.0 — 2025-09-29

Card Fee Introduction – As part of aligning with business requirements, a fee is now applied to new cards and their delivery.
Improved Renewal Experience – Expired cards now come with a smoother, more user-friendly renewal journey, making it easier for you to stay active without interruptions.

## Apps similar to gomoney

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mintyn - Everything finance](https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607) | 4.4 (332) | Free | Finance |
| [Firstmonie Wallet](https://appshunter.io/ios/app/firstmonie-wallet/id1492034108) | 3.1 (62) | Free | Finance |
| [Globus Mobile](https://appshunter.io/ios/app/globus-mobile/id1487557023) | 3.6 (89) | Free | Finance |
| [Hometown - Banking Solution](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534) | 4.2 (667) | Free | Finance |
| [Raven: Fastest Payments](https://appshunter.io/ios/app/raven-fastest-payments/id1572381363) | 4.2 (1,788) | Free | Finance |
| [Fundall](https://appshunter.io/ios/app/fundall/id1545242036) | 4.4 (87) | Free | Finance |

## Related topics

[gomoney](https://appshunter.io/ios/topics/gomoney) · [anz gomoney](https://appshunter.io/ios/topics/anz-gomoney)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*