# GoPay: Transfer, Payment, QRIS — Free Transfer & QRIS Payments > Digital wallet for payments, transfers, bill pay, gaming, savings, and loans. (iPhone/iPad app by PT. GOTO GOJEK TOKOPEDIA TBK.) - Source: https://appshunter.io/ios/app/gopay-transfer-payment-qris/id6446321594 (this page in markdown: same URL + `.md`) - Developer: [PT. GOTO GOJEK TOKOPEDIA TBK](https://appshunter.io/developer/1692493274) - Category: Finance - Price: Free - Rating: 4.70/5 from 640 App Store ratings · 103 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 107 MB - Languages: American English - Released: 2023-07-24 - Data updated: 2026-08-26 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/gopay-transfer-payment-qris/id6446321594/reviews.md ## What is GoPay? QRIS for Everyday Purchases Enjoy GoPay Coins cashback every time you pay with GoPay QRIS. Shop abroad with ease using QRIS Cross Border, and pay for public transportation seamlessly with QRIS Tap. Top Up from Anywhere Top up from various e-wallets such as AstraPay, DANA, iSaku, LinkAja, OVO, and ShopeePay. You can also top up via debit card and virtual account, as well as top up and withdraw cash at Alfamart and Indomaret. FREE Transfer Fees Enjoy FREE transfers to all banks up to 100x/month, as well as transfers to various e-wallets such as AstraPay, DANA, iSaku, LinkAja, OVO, ShopeePay, and FLIP. Transfer with peace of mind. With the On-Time Transfer Guarantee, you'll receive 50,000 GoPay Coins if your transfer takes longer than 1 minute. Pay & Buy What You Need Pay for PLN electricity tokens, mobile credit and data packages, PDAM, BPJS Employment and Health, vehicle tax, streaming subscriptions, and other bills. Use GoPay to pay for GoFood, GoSend, GoRide, and GoCar, as well as purchases at various e-commerce platforms. You can also purchase movie tickets here. Split Bill Splitting expenses is easy with Split Bill. Just snap a photo of the receipt, and payment requests will be sent directly to your friends' GoPay wallets. MURAAAH Deals, Cashback & Discounts Save more with GoPay! Get Rp15,000 mobile credit for just Rp9,900 and Rp20,000 PLN electricity token for only Rp14,000. Enjoy great-value data packages from various providers, plus cashback of up to Rp25,000 for new users. You can also earn bonus GoPay Coins by playing free reward-based games. Save More with GoPay Savings by Jago Grow your money with attractive interest rates. Your deposits are protected by LPS, so you can save with confidence. Use your balance for top-ups and payments, or keep saving directly from your GoPay wallet. Quick activation, just within 2 minutes. Track Your Spending with Ease All your wallet and e-money transactions are automatically recorded. Stay Secure with GoPay Aman PIN protection, biometrics, Face ID, and Touch ID help keep your GoPay wallet safe. Our Balance Back Guarantee provides a full refund if your funds are lost through no fault of your own. Your data stays protected, private, and within your control. And whenever you need help, our Customer Service team is available 24/7. An Easy Cash Loan for All Your Needs - Online cash loans with a limit of up to IDR 25 million - Loan term: shortest loan term 61 days, longest loan term 183 days - Minimum interest rate (APR) 17.6% to a maximum of 36% per annum (depending on loan term) - As an illustration, for a loan amount of IDR 1,000,000 with a 93-day term, the total interest is as follows: Total interest rate = 17.6% / 365 x 93 x IDR 1,000,000 = IDR 44,742 Total installment = IDR 1,000,000 + IDR 44,742 = IDR 1,044,742 Monthly installment: IDR 348,247 The Easiness of Shop Now, Pay Later - Easy registration using your e-KTP, with a limit of up to IDR 30 million* - Interest starts at 2%* per transaction, can be used on Gojek, GoPay, Tokopedia, and other merchants, and paid in installments - Transparent fees with no hidden fees. Licensed and supervised by the Financial Services Authority (OJK) Follow GoPay's official social media accounts below: Facebook & YouTube - GoPay Indonesia Instagram, X, TikTok - @gopayindonesia Do you have questions or complaints regarding GoPay app service issues? Contact us: Email - customerservice@gopay.co.id Call Center - 1500729 PT Dompet Anak Bangsa Pasaraya Building, Blok M, Building B, 3rd Floor, Jalan Iskandarsyah II No. 2, Melawai, Kebayoran Baru, South Jakarta 12160 Website - gopay.co.id Phone - 021 213821938 ## Key features - Free bank transfers up to 100x/month - Top-ups for digital wallets and mobile credit - Pay bills and services (PLN, PDAM, BPJS) - QRIS payments with cashback - In-app game and voucher top-ups - Savings accounts with interest - Online cash loans and installments ## What do users think of GoPay? Overall sentiment: mixed **Pros** - 👍 Easy to use and intuitive interface - 🚀 Fast and convenient payment processing - 💳 Versatile payment options (QRIS, bills, pulses, etc.) - 💰 Useful rewards and cashback system - 🌍 Convenient for frequent travelers to Indonesia - 📊 Good expense management features - ✅ Reliable bank-to-bank transfers **Cons** - 🐛 Top-up frequently fails without clear reasons - 🐛 Transfer and payment transactions often fail - ❌ Poor customer support (mostly automated responses) - 🔒 Inconsistent identity verification requirements - 😞 Difficult account closure process - 🌐 Not user-friendly for foreign passport holders - 📱 Bloated interface with too many features - 🔌 Compatibility issues with certain credit cards (AU, Visa) - 😤 Forced upgrade to GoPay Plus for basic functionality - 🚫 Cannot withdraw funds when abroad - 🎯 Confusing and unclear setup process - ⚠️ Stuck funds with no resolution path **Commonly reported bugs** - Top-up fails intermittently (1 in 10 success rate reported) - Visa/credit card linking fails - Face recognition login feature is poor quality - Passport scanning setup is difficult and unclear - Transaction confirmation shows failed despite successful payment - UI elements unresponsive (verify button not working) - App lags and slow performance - Animations need tuning on certain devices - Account recovery system broken for users with changed phone numbers **Most requested features** - Annual expense report (in addition to weekly/monthly) - Transaction history export feature - Email-based OTP recovery option - Manual passport photo submission option - Subscription payment summary and visibility - Simplified account recovery process - Consolidation with Gojek app to reduce redundancy - Easier GoPay Plus upgrade process ## Recent user reviews (10 of 103) All indexed reviews: https://appshunter.io/ios/app/gopay-transfer-payment-qris/id6446321594/reviews.md ### 1/5 — Aplikasi down *2026-07-28* Saya lagi ada urusan penting malah ngedown aplikasinya hadeuh gimana ini pak **Developer response:** Hai Kak, mohon maaf atas ketidaknyamanannya. Kami informasikan bahwa layanan telah kembali beroperasi secara normal setelah sebelumnya mengalami kendala. Silakan Kakak melakukan pengecekan secara berkala, jika ada pertanyaan lain bisa kunjungi menu Bantuan di aplikasi. Terima kasih. ^Mita ### 5/5 — i like it thx *2026-07-17* good ### 1/5 — Unable to claim the coins *2026-07-11* When we play so many games and I can’t claim not even one coin. What’s the point of playing the games and wasting our time? Can’t even fix small bugs? Even the customer care reply with JSON format. Fix the bugs before deploying into production environment. **Developer response:** Hi @Siva.kovuri, we're sorry for the inconvenience. If you still have a problem, please report it to us via email to customerservice@gopay.co.id by attaching asr-26-194-0147-04340 code as the email subject. We are waiting for your detailed report. ^Mita ### 1/5 — Assistance INUTILE *2026-07-07* Une assistance vraiment inutile, incapable de répondre à votre question correctement ils vous sortent des réponses automatiques et vous redirigent vers des pages d’aides , même quand vous expliquez la situation dans tout les sens ils sont incapables de répondre à votre question et finisse le conversation sans que vous avez eu le temps de répondre, je ne recommande pas ### 2/5 — Mahalll *2026-07-01* Gak lagi ah, telat dikit bayar gocap hiiiii **Developer response:** Hai Kak TalagoX, mohon maaf atas ketidaknyamanannya. Jika kendala kamu terkait GoPay Pinjam, silakan ceritakan lebih lanjut kepada kami melalui email ke support@findaya.co.id dan jika GoPay Later ke support@mab.co.id. Serta cantumkan kode asr-26-184-0511-16255 di subjek email, ya. Terima kasih. ^Mita ### 5/5 — Hn *2026-06-28* Aplikasi yang sangat membantu perekonomian ### 1/5 — UI Jelek *2026-06-20* Tampilan menu membingungkan, contoh beli voucher game, untuk mencari voucher yg telah dibayar nyarinya muter2 seperti nyari jarum di tumpukan Jerami. Aplikasi Sampah! **Developer response:** Hai Kak, mohon maaf atas kendalanya. Pastikan kamu sudah menggunakan aplikasi GoPay versi terbaru, ya. Jika masih berkendala, silakan laporkan melalui halaman Bantuan > ketik "Kendala tampilan dan notifikasi" di kolom pencarian > pilih artikel dan lengkapi formulirnya. Kami siap membantu. ^Mita ### 5/5 — Transfer to another GoPay account *2026-06-20* It’s easy and will use it again ### 5/5 — This is phenomenal, 🧡 *2026-06-15* This is make my life so much easier. Good for local and foreigner who live in Indonesia. Dope! ### 5/5 — Transfer *2026-06-13* Transfer kemana aja langsung masuk, dalam hitungan detik, thanks Gopay👍 ## Frequently asked questions about GoPay ### What can I do with this app? This app allows you to perform various financial transactions. You can transfer money to other users and banks for free, top up your mobile credit and data packages, pay for utilities like electricity and water, and settle bills for services like BPJS. It also supports payments for online shopping, ride-hailing services, and cinema tickets. ### How does the QRIS payment feature work? You can pay for transactions using QRIS codes by scanning them within the app. This feature often comes with benefits like GoPay Coins cashback through QRIS Unlimited. It also supports cross-border payments and tap-to-pay for transportation. ### Are there any costs associated with using the app? The app offers free transfers to banks up to 100 times per month and free top-ups/cash withdrawals at Alfamart and Indomaret. Some features, like top-ups via Debit and Virtual Account, have a limited number of free admin fee transactions per month. Loans and installment features have associated interest rates and terms. ### Can I use this app for gaming or savings? Yes, you can top up various mobile games and purchase game vouchers directly through the app. Additionally, it offers a savings feature called GoPay Tabungan by Jago, which provides attractive interest rates and is secured by LPS. ### What are the loan options available? The app provides online cash loans with limits up to IDR 25 million and loan terms ranging from 61 to 183 days. There's also an option for installments up to 12 months using GoPay Later, with limits up to IDR 30 million and interest starting at 2% per transaction. ## Version history (last 5 releases) ### 2.17.1 — 2026-08-20 INVESTING IS NOW PROBLEM-FREE Were bugs getting in the way of your investment journey? Trying to open a new term deposit, but the app crashed when you checked your transaction history? Trying to buy digital gold, but your transaction failed? Or running into other issues that made your investment experience less smooth? Don’t worry, we’ve squashed the bugs that made the experience less enjoyable! With version 2.17, you can now invest with ease. Update now ### 2.16.1 — 2026-08-07 LESS TROUBLE, SMOOTHER TRANSFERS Ever ran into issues when changing your transfer recipient? Or experienced hiccups when requesting money? Maybe you've noticed other problems that made transfers feel less seamless? Well, we’ve got some good news! We've squashed those bugs! Now, sending and receiving money is smoother, more reliable, and hassle-free. Update to version 2.16 ### 2.15.0 — 2026-07-22 PAY BILLS & TRANSFER MONEY WITHOUT THE HASSLE The bugs that got in your way while paying bills have been eliminated! We've also resolved issues affecting Transfer Quick Access and Virtual Account access is now smoother. Enjoy a more seamless payment experience. Let’s update to version 2.15 ### 2.14.2 — 2026-07-15 TRANSFERS & SAVINGS, NOW SMOOTHER FOR YOU In this update, we’ve bashed all the bugs that were interrupting your transfers. Not only that, your Simpanan balance is now easier to view, too! Payments and transactions are now smoother, safer, more convenient. Update to version 2.14 now! ### 2.14.1 — 2026-07-10 TRANSFERS & SAVINGS, NOW SMOOTHER FOR YOU In this update, we’ve bashed all the bugs that were interrupting your transfers. Not only that, your Simpanan balance is now easier to view, too! Payments and transactions are now smoother, safer, more convenient. Update to version 2.14 now! ## Apps similar to GoPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,440) | Free | Finance | | [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance | | [Paytm: Secure UPI Payments](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634) | 4.7 (39,205) | Free | Finance | | [Halo BCA](https://appshunter.io/ios/app/halo-bca/id1527740494) | 3.1 (15) | Free | Finance | | [Livin' by Mandiri](https://appshunter.io/ios/app/livin-by-mandiri/id1555414743) | 3.4 (43) | Free | Finance | | [BRImo BRI](https://appshunter.io/ios/app/brimo-bri/id1439730817) | 4.7 (524) | Free | Finance | ## More apps by PT. GOTO GOJEK TOKOPEDIA TBK - [Gojek](https://appshunter.io/ios/app/gojek/id944875099) All apps by PT. GOTO GOJEK TOKOPEDIA TBK: https://appshunter.io/developer/1692493274 ## Related topics [qris](https://appshunter.io/ios/topics/qris) · [gopay bills](https://appshunter.io/ios/topics/gopay-bills) · [gopay merchant](https://appshunter.io/ios/topics/gopay-merchant) · [goopay](https://appshunter.io/ios/topics/goopay) · [kopay](https://appshunter.io/ios/topics/kopay) · [dana](https://appshunter.io/ios/topics/dana) · [akulaku](https://appshunter.io/ios/topics/akulaku) · [gojek](https://appshunter.io/ios/topics/gojek) · [gopayment](https://appshunter.io/ios/topics/gopayment) · [my btr money](https://appshunter.io/ios/topics/my-btr-money) · [gkpay](https://appshunter.io/ios/topics/gkpay) · [akulaku merchant](https://appshunter.io/ios/topics/akulaku-merchant) · [seabank](https://appshunter.io/ios/topics/seabank) · [aplikasi pinjol](https://appshunter.io/ios/topics/aplikasi-pinjol) · [gomel](https://appshunter.io/ios/topics/gomel) · [kredit pintar](https://appshunter.io/ios/topics/kredit-pintar) · [seabank indonesia](https://appshunter.io/ios/topics/seabank-indonesia) · [mak payment portal](https://appshunter.io/ios/topics/mak-payment-portal) · [brimo bri](https://appshunter.io/ios/topics/brimo-bri) · [epassi payments oy](https://appshunter.io/ios/topics/epassi-payments-oy) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*