# GoTyme Bank \| Philippines — Save, Invest, Tap to Pay

> Digital bank offering savings, rewards, and low-fee transfers in the Philippines. (iPhone/iPad app by GoTyme Bank Corporation.)

- Source: https://appshunter.io/ios/app/gotyme-bank-philippines/id1637067963 (this page in markdown: same URL + `.md`)
- Developer: [GoTyme Bank Corporation](https://appshunter.io/developer/1637067965)
- Category: Finance, Business
- Price: Free
- Rating: 4.50/5 from 122 App Store ratings · 39 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 532 MB
- Languages: American English
- Released: 2022-11-08
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/gotyme-bank-philippines/id1637067963/reviews.md

## What is GoTyme Bank | Philippines?

Experience beautiful banking with GoTyme Bank - the fastest-growing bank in the Philippines. Save, shop, pay bills, send and receive money, and invest where you bank, all in one app.  
  
Open your account in less than 5 minutes with just your Philippine mobile number, home address, and valid ID. 
  
TAP TO PAY WITH APPLE PAY. 
Add your GoTyme Bank Visa debit card to Apple Pay today. It’s a secure, easy, and private way to pay with your Apple devices in stores, within apps, and online, wherever Apple Pay is accepted. 
 
FLEXIBLE CREDIT WHEN YOU NEED IT. 
Split eligible purchases into flexible installment payments with MoreTyme. Shop in-store or online using QR Ph or your MoreTyme Virtual Card and choose Pay-in-4, Pay-in-6, or Pay-in-12 repayment options—all within the GoTyme Bank app. Eligibility and terms apply. This feature is in early access.
 
SEND MONEY WITH FREE TRANSFERS. 
Enjoy 20 free InstaPay transfers to any bank or e-wallet every month. After that, pay only ₱9.00 per transfer or use your Go Rewards points to cover the transfer fee. 
  
PAY YOUR WAY. 
Use your GoTyme Bank Visa debit card for card payments in-store, online, or abroad. Shop, pay bills, buy load or data, use QR Ph, and manage everyday payments directly in the GoTyme Bank app. 
  
NEVER MISS A SAVINGS GOAL. 
Build better saving habits with smart savings tools. Open up to 5 savings accounts and earn high interest versus traditional banks, with no minimum balance and no deposit caps. No missions, no limits. 
  
DEPOSIT CHECKS ANYTIME, ANYWHERE. 
Deposit up to ₱499,999.99 safely and conveniently by taking a photo of your check in the GoTyme Bank app. No deposit fees. Standard check clearing times apply. 
  
GET REAL HELP FROM A REAL PERSON, NOT BOTS. 
Need assistance? Chat with our customer care team in the GoTyme Bank app, call #GO8888 (#468888), or email help@gotyme.com.ph   
  
GoTyme Bank is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to ₱1 Million per depositor.

## Key features

- Fast account opening
- Rewards points on spending
- Free InstaPay transfers
- Mobile check deposits
- High-interest savings accounts
- Multiple savings accounts
- In-app customer support

## Recent user reviews (10 of 39)

All indexed reviews: https://appshunter.io/ios/app/gotyme-bank-philippines/id1637067963/reviews.md

### 1/5 — Slow Response and Delayed Receiving Money!

*2026-08-09*

It will take 2-3 days before you will receive your money through Remitly!

**Developer response:** Hi Zania0911! We’re sorry for the inconvenience caused by the delay in receiving your funds through Remitly. We understand how important timely transfers are. Please email us at help@gotyme.com.ph using subject AR-00278 so our team can review the transaction and assist you further.

### 1/5 — Incompetent

*2026-08-05*

App alone doesn’t want to work properly. How do you expect me to trust you with my cash??

**Developer response:** Hi kirikirikieee! We’re sorry to hear that the app isn’t working properly and understand your concern about your money. We take your experience seriously and would like to help. Please email help@gotyme.com.ph with the subject AR-00274 so our team can assist you further. 💙

### 1/5 — Incompetent

*2026-06-10*

Subpar id verification expected from incompetent developers.

**Developer response:** Hi Nochuuu_! We’re sorry to hear about your experience with the ID verification process. We understand your frustration and would like to help resolve this. Please email help@gotyme.com.ph with the subject line AR-00197 so our team can review the issue and assist you further.

### 5/5 — Simplicity like no other

*2026-05-21*

5-star for its user-friendly design. Is the system in full decryption … that’s #2 question that I need answers

**Developer response:** Hi Earthrover! Thanks for your feedback. We’re glad to know that you’re liking your experience with us. Your feedback helps us to do better and ensure that we’re able to make banking beautiful not just for you, but for everyone. Have a great day! :)

### 5/5 — Best online bank in PH

*2026-05-21, version 1.73.0*

11/10 never had any issues

### 2/5 — The otp for foreign numbers are not working

*2026-05-19, version 1.73.0*

The app cant scan your id no matter how much you tried

### 5/5 — National and international friendly bank

*2026-05-16*

Very convenient and easy to send and receive money

**Developer response:** Hi j.montz! Thank you for your positive feedback! We're thrilled to hear that you find our service convenient. Your satisfaction means a lot to us, and we’re always looking to improve. If you have any suggestions or additional thoughts, feel free to share them! We're here to help! Have a great day!

### 1/5 — THE SCAN DOESNT WORK

*2026-05-10*

I tried scanning my passport many times but it’s not working.

**Developer response:** Hi shiberri_! We’re sorry for the trouble scanning your passport. We’d like to help check this further. Please send an email to help@gotyme.com.ph with the subject line AR-00156 so our team can assist you.

### 1/5 — OTP

*2026-04-27, version 1.71.0*

Can’t received OTP overseas

### 1/5 — Customer service sucks..

*2026-03-28*

I lost my phone and the mobile number linked to my GoTyme account, and I’ve been trying to request account recovery and update my number. Unfortunately, the process has been extremely frustrating.
They require an excessive number of documents—far more than what other banks like BPI typically ask for. On top of that, their email responses have been repetitive and unhelpful, and their hotline doesn’t even seem to work.
It’s incredibly stressful that something as simple as updating a mobile number involves such a complicated and demanding process.

**Developer response:** Hi Cheche-20! We’re very sorry for the frustration you’ve experienced with updating your mobile number. To assist you further and help simplify the process, please email us at help@gotyme.com.ph
 with the subject AR-0098 so our team can provide dedicated support.

## Frequently asked questions about GoTyme Bank | Philippines

### What is GoTyme Bank?

GoTyme Bank is a digital bank in the Philippines that allows users to open accounts, save money, earn rewards, and make transfers. It aims to provide a simple, sustainable, and secure banking experience through its mobile app.

### How do I open an account with GoTyme Bank?

You can open an account in less than 5 minutes using just a Philippine mobile number, home address, and a valid ID. The process is entirely done through the GoTyme Bank app.

### What are the benefits of using GoTyme Bank?

Key benefits include earning rewards points on spending with a free Visa debit card, enjoying free InstaPay transfers to other banks and e-wallets, convenient mobile check deposits, and high-interest savings accounts with no minimum balance or deposit caps.

### Is GoTyme Bank free to use?

The app itself is free to download and use. While there are no fees for opening an account or for the first 20 InstaPay transfers per month, a small fee applies for subsequent transfers, which can be covered by Go Rewards points. There are no deposit fees for mobile check deposits.

### How can I get help if I have an issue with my account?

GoTyme Bank offers customer support through multiple channels. You can chat with them directly in the GoTyme Bank app, call #GO8888, or email help@gotyme.com.ph for account-related assistance.

## Version history (last 5 releases)

### 1.80.1 — 2026-08-25

Improvements:

No fluff, just regular under-the-hood updates to maintain a beautiful banking experience. Thank you for banking with us!

### 1.80.0 — 2026-08-22

Improvements:

No fluff, just regular under-the-hood updates to maintain a beautiful banking experience. Thank you for banking with us!

### 1.79.0 — 2026-08-06

What’s new:

Your iPhone is now your GoTyme Bank card. Make secure, more rewarding payments wherever you shop by simply linking your GoTyme Bank card to your Apple Wallet.

Get quick access to Deposit, Transfer, Scan QR, and Pay Bills all from a new home screen widget.

For MoreTyme Early Access Users: Pay-in-2 is now available, giving you a new option to pay lighter with MoreTyme.

Splitting the bill with friends? Send a payment request for a specific amount using our new Request to Pay feature and get paid the moment they confirm.

### 1.78.1 — 2026-07-30

What’s New:

Go Save is now GoalSave, reflecting our focus to help you reach your goals simply and safely. See your interest earnings grow daily with a refreshed look, easier access to saving tools, and an extra verification for withdrawals.

Improvements:

We did our regular sweep of under-the-hood updates to keep your app experience beautiful.

### 1.78.0 — 2026-07-24

What’s New:

Go Save is now GoalSave, reflecting our focus to help you reach your goals simply and safely. Experience a refreshed look, easier access to saving tools, clearer visibility on saving details, and an extra verification for withdrawals.

Improvements:

We did our regular sweep of under-the-hood updates to keep your app experience beautiful.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*