# GovAid: Health — Medicaid & ACA Eligibility

> Health insurance eligibility and premium calculator for Medicaid and ACA. (iPhone/iPad app by Timothy DeGraff.)

- Source: https://appshunter.io/ios/app/govaid-health/id6759079107 (this page in markdown: same URL + `.md`)
- Developer: [Timothy DeGraff](https://appshunter.io/developer/1870176001)
- Category: Health & Fitness, Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.6 · 13 MB
- Languages: American English
- Released: 2026-02-13
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/govaid-health/id6759079107/reviews.md

## What is GovAid?

GovAid: Health provides eligibility and premium estimates for Medicaid and ACA for the FY 2026 health insurance landscape. Built to handle the massive regulatory shifts of the One Big Beautiful Bill Act (OBBBA) signed July 2025, this calculator helps you navigate the return of the ACA "Subsidy Cliff" and new state-level Medicaid work requirements with ease.

Core Features:

The Engine:
-Accurate modeling for the 2026 tax year, including restored federal subsidy cliffs and updated Federal Poverty Level (FPL) thresholds.

Medicaid & ACA Tiering:
-Instantly determine if you fall into Platinum (Medicaid), Silver CSR (Enhanced Subsidies), or Standard Market ACA tiers.

MAGI Maximizer:
-Calculates your Modified Adjusted Gross Income (MAGI) with precision. Includes "above-the-line" deductions for 401(k), HSA, and IRA contributions to see how retirement savings can trigger lower premiums or Medicaid eligibility.

State-Specific Gap Analysis:
-Dedicated logic for Non-Expansion States (e.g., TX, FL, GA) to identify "Coverage Gaps" and parental income limits.

Compliance Screening:
-Integrated work-requirement trackers for states like Georgia and Nebraska, and citizenship-status filters for post-October 2026 federal aid restrictions.

What-If Scenario Slider:
-Dynamically adjust your projected income to see exactly where "Cliffs" occur and how much you can save by reducing your MAGI.

GovAid: Health is designed for high-performance estimation with a natural, fluid user interface. Navigate the complex 2026 healthcare changes with data-driven confidence.

NOTE: This app is not intended to impersonate the identity of any government agency. It is not possible to apply for Medicaid, ACA Marketplace plans, Medicare, or SNAP/EBT benefits via this app. This app is intended to provide an estimated calculation only based on public information from federal and state websites.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- 2026 tax year modeling
- Medicaid & ACA tier determination
- MAGI calculation with deductions
- State-specific gap analysis
- Compliance screening
- What-if scenario slider


## Frequently asked questions about GovAid

### How accurate is GovAid: Health for 2026 estimates?

GovAid: Health provides accurate modeling for the 2026 tax year, including restored federal subsidy cliffs and updated Federal Poverty Level (FPL) thresholds. It is designed for high-performance estimation based on public information from federal and state websites.

### Can I apply for health insurance through GovAid: Health?

No, GovAid: Health is an estimation tool only. It is not possible to apply for Medicaid, ACA Marketplace plans, Medicare, or SNAP/EBT benefits via this app. The app provides estimated calculations based on public information.

### Does GovAid: Health consider my retirement savings for eligibility?

Yes, the MAGI Maximizer feature calculates your Modified Adjusted Gross Income (MAGI) and includes "above-the-line" deductions for 401(k), HSA, and IRA contributions. This helps determine how retirement savings can impact your premiums or Medicaid eligibility.

### How does GovAid: Health handle state-specific healthcare rules?

The app includes state-specific gap analysis with dedicated logic for Non-Expansion States to identify "Coverage Gaps" and parental income limits. It also features compliance screening for work-requirement trackers and citizenship-status filters relevant to specific states.

### What is the 'What-If Scenario Slider' in GovAid: Health?

The "What-If Scenario Slider" allows you to dynamically adjust your projected income. This feature helps you visualize exactly where "Cliffs" in coverage or subsidies occur and how much you can potentially save by modifying your MAGI.

### What is the age rating for GovAid: Health?

GovAid: Health has an age rating of 4+. This indicates it is suitable for users of all ages, with no content restrictions.

### On which devices can I use GovAid: Health?

GovAid: Health is currently supported on iPhone devices. It is designed for use on the iOS platform.

### When was GovAid: Health last updated?

GovAid: Health was last updated on February 13, 2026, with version 1.0. This indicates it is a newly released application focused on the 2026 fiscal year.

## Version history (last 1 release)

### 1.0 — 2026-02-13

No release notes.

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## More apps by Timothy DeGraff

- [FIRECalc: Retirement Planner](https://appshunter.io/ios/app/firecalc-retirement-planner/id6757997278)
- [GovAid: SNAP](https://appshunter.io/ios/app/govaid-snap/id6759013144)

All apps by Timothy DeGraff: https://appshunter.io/developer/1870176001

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*