# GR Loans

> Digital mortgage application and loan comparison tool. (iPhone/iPad app by Guaranteed Rate, Inc..)

- Source: https://appshunter.io/ios/app/gr-loans/id1098208859 (this page in markdown: same URL + `.md`)
- Developer: [Guaranteed Rate, Inc.](https://appshunter.io/developer/1095419624)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.40/5 from 46 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 19 MB
- Languages: American English
- Released: 2016-04-11
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/gr-loans/id1098208859/reviews.md

## What is GR Loans?

Simplify your home purchase or refinance with Guaranteed Rate loans, powered by the fast, easy Digital Mortgage. Quickly calculate monthly payments to find the perfect loan product for you and apply anytime, anywhere. Instantly connect with your own dedicated loan officer throughout the home buying process. GR is the way to get a mortgage in the 21st century.


Key Features

• Apply to purchase a home or refinance an existing loan and get pre-approved in minutes
• Instantly text, email or call your own dedicated loan officer for answers and advice throughout your mortgage process
• Compare loan options based on your personal specifications
• Quickly estimate your monthly payment and interest rate


Why GR Loans?

• Easy to apply for a low, low mortgage rate
• Instant access to home purchase experts
• Personalized rates and loan programs


Feedback

We are always looking to improve your mobile mortgage experience with Guaranteed Rate. Send feedback to grpteam@guaranteedrate.com and let us know how we’re doing!


DISCLAIMER

NMLS License #2611. Equal housing lender. Licensed in all 50 states. Guaranteed Rate licensing and disclosure information can be found at: https://www.guaranteedrate.com/licensing

## Key features

- Apply for purchase or refinance
- Get pre-approved in minutes
- Estimate monthly payments
- Compare loan options
- Connect with loan officer

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/gr-loans/id1098208859/reviews.md

### 1/5 — Fell short

*2022-08-08, version v2.3.27*

I was hoping to have a look @ my loan, make payments etc. unfortunately this was not the case.

### 1/5 — Worthless

*2022-05-19, version v2.3.27*

The app is a a worthless as the company. Miserable, awful experience buying my second home. My first purchase wasn’t a walk in the park but this was one thousand times more difficult than necessary. The sales rep was rude and flat out ignored me the majority of the time. My first payment isn’t even due yet and they’ve sold my loan. Which is fine, I planned to refi soon just to get away from GR anyway. 

Would not recommend. The company or the app.

### 1/5 — Waste of time

*2022-03-26, version v2.3.27*

I am a first time buyer looking for info on a new home. While at first they tried to help it quickly became a headache. I filled out a pre qualification form just to be told to do it again. You talk to a different person literally every time you pick up the phone. Out of the 4 people I spoke to in a matter of two days only 1 person even had the intelligence to realize what I needed but by that time I honestly lost my want for a house. I’d literally rather pay rent than to go through that just for more debt in my name for the next 20-30 yrs

### 1/5 — Can’t manage your mortgage

*2021-12-10, version v2.3.27*

I got this app because there are 100 different to get to paying your mortgage. Was hoping the app would eliminate that. I was wrong.

### 1/5 — Just a sales app

*2021-11-17, version v2.3.27*

Thought we could use this app to view our current loan but I was wrong. It’s just used as a sales tool for prospective clients not current clients of Guarenteed Rate.

### 5/5 — The BEST loan process!

*2021-05-05, version v2.0.6*

Guaranteed Rate offered the best rate and the best loan process. So easy to buy a house.

### 1/5 — Useless

*2021-02-25, version v2.0.6*

Can’t manage my loan. This is just a stupid marketing tool.

### 5/5 — Awesome Team

*2020-02-12, version v2.0.6*

From April 2019 I try to find a good Landers I work with 3 landers they not get me the Home Loan with FHA until I found Alex Perry from Guaranteed Rate,in that time  my credit scores it was 570 that’s mean I’m not qualified for FHA Loan , same with my wife because i apply joint for home loan, but this Gentleman he’s working so hard for me and my wife to pump my credit scores so fast only less than 2 month’s I get over 640 scores in my credit, he advise me and he show me exactly how your credit get qualified the Loan But you have to follow what he tell you just listen to him only 2 months you gonna get the loan with FHA that’s mean you don’t have to pay down payment and some closing coast,

Thank you Alex Perry thank you Guaranteed Rate to have like Alex Perry and God bless all the team in Guaranteed Rate.

### 2/5 — Basic

*2020-01-11, version v2.0.6*

This is a basic sales tool. There is not functionality with the app to manage your account or see other details for existing customer.

### 5/5 — Awesome App

*2019-05-16, version v2.0.6*

Awesome App! Tim Clark is great!

## Frequently asked questions about GR Loans

### How does GR Loans help with home buying?

GR Loans allows you to apply for home purchase or refinance loans, get pre-approved quickly, estimate monthly payments, and compare loan options. You can also instantly connect with a dedicated loan officer for assistance throughout the process.

### Is GR Loans free to use?

Yes, GR Loans is available for free download and use. The app facilitates the mortgage application process without any upfront cost to the user.

### What devices support GR Loans?

GR Loans is compatible with iPhone, iPad, and iPod devices. It is designed for mobile use across Apple's iOS ecosystem.

### How often is GR Loans updated?

The latest version of GR Loans is 2.4.2, which was last updated on January 14, 2023. Updates aim to improve the mobile mortgage experience.

### What is the age rating for GR Loans?

GR Loans has an age rating of 4+, making it suitable for a wide range of users. This rating indicates general content appropriateness.

### How can I provide feedback for GR Loans?

You can send feedback to grpteam@guaranteedrate.com to help improve your mobile mortgage experience with Guaranteed Rate. The developers are actively seeking user input.

### Is GR Loans licensed to operate?

Yes, GR Loans operates under NMLS License #2611 and is licensed in all 50 states. Guaranteed Rate is an equal housing lender.

### What are the key benefits of using GR Loans?

Key benefits include an easy application process for low mortgage rates, instant access to home purchase experts, and personalized rates and loan programs. It aims to simplify the mortgage process.

## Version history (last 5 releases)

### 2.4.2 — 2023-01-14

Bug fixes

### v2.4.1 — 2023-01-09

Slimmed down interface with focus on finding your preferred loan officer and estimating your monthly payment.

### v2.3.27 — 2021-06-22

• Support for iPhone X and beyond.
• Bugs fixes and UI improvements.
• Security updates.

### v2.0.6 — 2019-03-23

Fix contacts issue

### v2.0.5 — 2019-03-04

Increase limits on purchase calculator

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## More apps by Guaranteed Rate, Inc.

- [Toto - Mobile Loan Officer](https://appshunter.io/ios/app/toto-mobile-loan-officer/id1473468274)
- [PowerVP](https://appshunter.io/ios/app/powervp/id1614402125)
- [Rate: Home, Finance & Wellness](https://appshunter.io/ios/app/rate-home-finance-and-wellness/id1630195034)

All apps by Guaranteed Rate, Inc.: https://appshunter.io/developer/1095419624

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
