# Grasshopper Bank Business — user reviews

> 31 indexed App Store user reviews of Grasshopper Bank Business by Grasshopper Bancorp Inc., rated 4.50/5 from 325 ratings.

- Source: https://appshunter.io/ios/app/grasshopper-bank-business/id1609633776/reviews
- App overview in markdown: https://appshunter.io/ios/app/grasshopper-bank-business/id1609633776.md
- Rating breakdown: 5★ 251 · 4★ 30 · 3★ 17 · 2★ 13 · 1★ 14

## What do users think of Grasshopper Bank Business?

Overall sentiment: mixed

**Pros**

- 👍 Easy banking and app navigation
- 🚀 Quick access to customer service
- 💡 Great for small businesses
- 💰 Competitive fees and interest rates
- ✨ Clean and modern app design
- ✅ Seamless transfers and deposits
- 💼 Useful business features (dual approval, team access)

**Cons**

- ⏳ Long holds on deposited funds
- 😠 Inconsistent customer service responsiveness
- ⚠️ Limited transaction visibility/descriptions
- 🚫 Lack of Zelle integration
- ❌ Strict mobile deposit requirements
- 📉 Dormant account fees
- 🤔 Business address change limitations
- 📉 Declining charges unexpectedly

**Commonly reported bugs**

- 🐛 Face ID keeps disabling
- 🐛 App error on opening (cannot display account info)
- 🐛 Check deposits often rejected without valid reason
- 🐛 Verification code required multiple times/day
- 🐛 App review screen not showing typed text
- 🐛 Application canceled in error twice during onboarding

**Most requested features**

- Weekend customer support
- Zelle integration
- Improved transaction descriptions
- AI for mobile deposit validation
- Tools tab for Auto Books integration

## Newest reviews (10 of 31)

### 3/5 — Honestly not great

*2025-07-05*

They won’t let you change your business address in their system even though the address needs to be. 

They will decline charges out of nowhere and customer service times are limited. 

Customer service reps aren’t very friendly or helpful.

### 3/5 — Ok but not great

*2024-09-25*

Cons: Grasshopper is not connected to Zelle so that limits the way my clients can pay me. The app gives an error almost every time I open it that it cannot display all my account info. To fix it, I just have to tap the error notification and it goes away but it is really weird and annoying.

Pros: I like the high-ish interest rate for a basic checking account and transferring to and from other bank accounts and Venmo/PayPal is seamless.

### 4/5 — Long money holds

*2024-07-17*

Grasshopper offers a collection of features that not many other banks do. Automated book keeping through auto books integration, high yield checking account (1.5% currently) great customer service, invoicing, and lending options such as SBA. Unfortunately, the amount of time it takes deposited funds to clear is a bit lengthy (About a week). I also had a problem when initially applying where my application got “canceled in error” twice. Also, when transferring money from my personal bank account, I was notified in app that if I login to my personal bank with my credentials via plaid, I would have instant access to the transferred money. However, a transfer hold was still put on it and it won’t be available for a week.

### 4/5 — A lot of potential

*2024-06-13*

Grasshopper offers a collection of features that not many other banks do. Automated book keeping through auto books integration, high yield checking account (1.5% currently) great customer service, invoicing, and lending options such as SBA. Unfortunately, the amount of time it takes deposited funds to clear is a bit lengthy. (About a week) And the app needs some work. (E.g. there’s no tools tab to access auto books) I also had a problem when initially applying where my application got “canceled in error” twice. Also, when transferring money from my personal bank account, I was notified in app that if I login to my personal bank with my credentials via plaid, I would have instant access to the transferred money. However, a transfer hold was still put on it and it won’t be available for a week.

### 4/5 — Great for small business

*2024-04-17*

The bank is exceptional, they have great customer service, an easy to navigate online dashboard, and great benefits & incentives for small businesses. Would be a 5 star review if not for the app, the app could use a facelift and better functionality. 

Overall, I recommend Grasshopper to all of my clients at Purple Moose Consulting who are in the start up to small business phase of their journey!

### 3/5 — Works fine but limited visibility.

*2024-02-06*

Functional and generally does what I need it to do. The main complaint I have is that the description of the transactions is often obscure and limited making it difficult to identify what transactions are and who they’re for. More visibility into the merchant would be helpful.

### 3/5 — Good enough

*2024-02-05*

App is fine but jeez does it take a long time for some checks to clear. This is especially frustrating with connected accounts that I have transferred money from many times yet still takes a week or more to clear. Looking for other options given this long delay not being great for a small business.

### 4/5 — Review

*2023-08-10*

Grasshopper Bank is okay. I have the free business checking that offers a 1% cash back for maintained balances of $10,000 or more. It’s is user friendly. The Chris complaint is the amount of time it takes for deposited funds to be available. It takes around a week or more to be honest. Anyways, great bank, great app, customer services was great!

### 3/5 — Solid with a few inconveniences

*2023-04-28*

Mobile depositing is VERY strict (it would be great if there were some AI utilization to real-time alert if requirements have been met) and the navigation can be somewhat confusing, but it generally does what I need it to do.

### 3/5 — Just Okay

*2023-04-10, version 3113.2302.193*

No, Zell option with difficulty uploading deposits

## Most critical reviews (10 lowest-rated)

### 1/5 — Poor or fake client service

*2026-07-10, version 6324.2606.415*

Do not do it reel you in just not contact you back until just before they will cancel and can’t offer you account.bait and switch or fraudulent service.

### 1/5 — Dormant account fee

*2025-03-23, version 4525.2502.202*

They charge you a formant account fee if you don't use the account and slowly eat the balance to zero. Screw you grasshopper.

### 1/5 — Need weekend support

*2024-04-21, version 3637.2403.129*

Why isn’t there anyone to speak to on weekends?

### 1/5 — Bait and switch marketing

*2024-01-23, version 3494.2311.118*

Note that the cash back has a 10k$ balance requirement, which is not noted except in fine print. Go elsewhere for better benefits

### 1/5 — Disappointing onboarding

*2023-04-25*

I went through the trouble of trying to setup an account with grasshopper for my new business. The application was not approved and when I inquired why they told me that they couldn’t tell me why my account was denied “for security reasons”, but that I could apply as many times as I wanted. Don’t waste your time with them.

### 2/5 — Poor Client Services

*2026-05-20*

I don’t feel confident working with Grasshopper Bank. I initially contacted client services regarding an account error that needed correction, as well as a request for a bank letter. I was advised that the turnaround time would be approximately 24 hours, however it has now been 9 days without resolution.

Additionally, the representative I spoke with did not submit the ticket or send the email she offered, which required me to call back and repeat the entire process. Unfortunately, my follow-up interactions have consisted largely of scripted responses rather than meaningful updates or progress toward resolving a simple issue.

### 2/5 — Inconvenient + Slow

*2023-11-15*

It’s one problem after another. Right now this apps review is not showing the text I am typing. Ridiculous and frustrating in both this and multiple banking issues

### 2/5 — Check Deposits Often Rejected

*2023-09-27*

This is very frustrating since it takes a day to acknowledge the deposit and then another day for the funds to be available after approval. Not one deposit rejection has been valid, it just results in a longer time for me getting access to the funds.

### 2/5 — For  small operations

*2023-09-14*

Generally very nice and helpful people. Do not expect to be handling a lot of checks and deposits by way of checks are quite limited. You’re likely to run to into limits every month and that will not be nice if you’re running a business. They will take several WEEKS to cash checks. Once again you can’t Run any kind of business that way. They are good for a bank account in name only or maybe segregate some Funds from your real bank account.

### 2/5 — Horribly long holds and bad accounting

*2023-08-14*

Every time I make a deposit I get a notification it’s going to be on hold. Waiting for the funds to clear takes a couple weeks. So far the past two times I’ve done so there’s been large account errors in my account prior to the deposit. This time there was a recent -$4800 taken out. I’ll send an in app message and they fix it but this is pretty ridiculous. If they can’t do something about these long deposit holds I’ll move to another company.

## Most praised reviews (10 highest-rated)

### 5/5 — 👍

*2026-01-08*

Easy banking. When I need to talk to someone I get through quickly.  If I need anything, they show up.  When I use the app, I know where to find what I am looking for.
It is easy, which may also be enjoyable banking- is that even a thing?

### 5/5 — Easiest bank app ever

*2025-06-14, version 4858.2505.171*

Just what the title says.  No problems thus far.

### 5/5 — Great Bank Easy App

*2024-11-26, version 4249.2410.188*

New to Grasshopper but they keep impressing… it’s been a very pleasant experience tween deposits, transfers and online banking!

### 5/5 — Great for small businesses!

*2024-10-16*

I’m a small business owner and didn’t want to pay a lot of money for incoming wires and outgoing wires and ACH transfers. Love that there isn’t a cost for incoming wires nor ACH and outgoing wires is only $10! Heads up though that bounced wires are $45 each time it bounced which I learned the hard way lol also love the dual approval feature! I can also add team members to have view access too

### 5/5 — Highly recommend Grasshopper Bank!

*2024-08-07*

The app is clean and easy to use, all our business banking at our fingertips. Great customer service and pricing/fees!

### 5/5 — Good app GREaT customer service

*2023-11-07*

The app works quite well, but the customer service work’s amazingly

### 5/5 — Small Business Friendly

*2023-11-04*

App is easy to use and straightforward. Had a slight issue with mobile deposit but is now fixed and was handled very professionally.

### 5/5 — Awesome

*2023-08-02*

Quick and easy to work with. It never takes long to get someone on the phone. Wish they took zelle though

### 5/5 — Great business bank!

*2022-10-14*

Love working with Grasshopper. The app has great look and feel, and they give me a great rate on my checking account and cashback on my debit card.

### 4/5 — Face ID

*2024-12-03, version 4249.2410.188*

The app works well. But I keep enabling Face ID and it keeps disabling so I have to keep putting in my password. Annoying!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
