# Gravity: Expense Tracker — Track, budget & safe-to-spend > Track, budget & safe-to-spend (iPhone/iPad app by Sumith T.) - Source: https://appshunter.io/ios/app/gravity-expense-tracker/id6799353068 (this page in markdown: same URL + `.md`) - Developer: [Sumith T](https://appshunter.io/developer/6799353070) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 15.1 · 31 MB - Languages: American English - Released: 2026-08-17 - Data updated: 2026-10-14 ## What is Gravity? Know what's safe to spend — every single day. Gravity does the math you never do: your income, minus what you've spent, minus the bills that haven't hit yet — divided by the days left. One number, every morning. A progress bar shows today's burn. That's it. No spreadsheet, no guilt. CAPTURE IN SECONDS • Keypad-first quick add — amount, merchant, done • Merchant autocomplete that learns from you • Rules that auto-categorise ("swiggy" → Food, forever) • Import bank-statement CSVs — even messy ones with buried headers • Attach receipts to any expense • Log by voice with Siri, or straight from the widget EVERY RUPEE HAS A PLACE • Accounts — banks, credit cards (with limit meters), cash, wallets • Transfers between accounts that never pollute your spending • Net worth: what you own minus what you owe • Split any bill across categories — or mark a friend's share PEOPLE — the udhaar book your memory deserves "Rohit owes me ₹2,000." Track money lent and borrowed, settle up with one tap, see your net position. Split a dinner and the friend's share lands here automatically. BILLS & EMIs THAT MANAGE THEMSELVES • Auto-detects subscriptions and EMIs from your history • Add EMIs with an end date — "14 instalments left, ends Mar 2027" • Reminders before every due date, naming the account to keep funded • Price-hike alerts when a subscription quietly gets costlier • Flag-to-cancel and see exactly what you'd save UNDERSTAND YOUR MONEY • Monthly report: what moved vs last month, biggest expense, spending calendar • Category breakdowns, top merchants, trend charts • No-spend streaks on a heatmap — build the habit • A 5-pillar financial health score • Budgets that warn at 85%, goals with round-up auto-savings WIDGETS EVERYWHERE Home screen and lock screen — this week's spend, today's total, safe-per-day, and one-tap quick add. PRIVATE BY ARCHITECTURE No account. No cloud. No analytics. Your financial life lives in your phone's encrypted storage and nowhere else. Back up to a file you control; restore anywhere. Face ID lock built in. Trips & tags for travel budgets. Multi-currency with live rates. Light and pure-black dark themes. Made with obsession by BlackSpace AI. Your money, in orbit. ## Version history (last 5 releases) ### 0.2.1 — 2026-09-28 Home now leads with a forecast for the month and a Today / This month / Left ribbon. Money's empty People and Trips & tags cards read clearer when there's nothing in them yet. ### 0.2.0 — 2026-09-18 Split bills, and groups for the trip or the flat. Enter a bill, tick who was there, and everyone's share goes out as a card — nobody else needs the app. What each person owes lands in People, and a group keeps the tally of where each person stands with you. Also new: • Answer a bill reminder from the notification — Mark paid or Not yet • Widget buttons for the places you keep paying: tap Chai ₹40 and it's logged • Share a UPI screenshot to Gravity; the amount and merchant are read on your phone, never uploaded • "Can I afford this?" — type a price, see the rest of the month with it gone • Settle up through their UPI app, prefilled; remind with a message carrying your UPI ID • Undo for anything logged without a tap; fixed bills can post themselves the day after they're due • A close button on every sheet, and Share Gravity from Settings ### 0.1.2 — 2026-09-05 Bills can be marked paid. Every upcoming bill now has a tick. Tap it and Gravity logs the spend against the account you actually paid from, then moves the bill on to its next date — so overdue stops piling up on money that already left your bank. The amount is editable when you pay, because a bill is an expectation and the electricity is never exactly last month's figure. And if you owe several months on the same bill, each tick clears one of them rather than quietly writing off the rest. Help & feedback now writes to contact@blackspace.ai. ### 0.1.1 — 2026-09-04 Removed a “Sign out” option that implied an account — Gravity has never had one, and nothing was ever signing in. Dropped a location permission the app never used. Nothing you rely on day to day has changed. Your ledger stays where it has always been: on your phone, and nowhere else. ### 0.1.0 — 2026-08-17 No release notes. ## More apps by Sumith T - [theReelshoot](https://appshunter.io/ios/app/thereelshoot/id6803466439) All apps by Sumith T: https://appshunter.io/developer/6799353070 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*