# Gravy: Homebuying for renters — Homeownership starts here

> Renters' super app for earning rewards, saving, and connecting with homebuying experts. (iPhone/iPad app by Gravy.)

- Source: https://appshunter.io/ios/app/gravy-homebuying-for-renters/id1572896190 (this page in markdown: same URL + `.md`)
- Developer: [Gravy](https://appshunter.io/developer/1572896192)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.80/5 from 663 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 81 MB
- Languages: American English
- Released: 2021-08-17
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/gravy-homebuying-for-renters/id1572896190/reviews.md

## What is Gravy?

Gravy is the super app for first-time homebuyers. Earn rewards toward your future home, save for a down payment, track your mortgage credit score, and connect with first-time homebuyer experts. It's the best way to buy your first house, no matter where you are on your journey to homeownership.

+ EARN REWARDS: Get 5% cash-back on your monthly rent payments and by taking concrete steps toward mortgage readiness, redeemable toward your mortgage closing costs.

+ SAVE SMARTER: Set a smart house goal, track your savings, and get personalized recommendations to stay on track so you can buy your home sooner.

+ HUMAN HELP: Learn the ins and outs of saving for and buying your first home. Have a question? Your dedicated Gravy home advisor is available to help every step of the way.

+ GET THE HOUSE: Connect with our network of amazing real estate agents and mortgage lenders. Assembling your homebuying dream team with local experts that specialize in working with first-time homebuyers has never been easier.

+ PLUS MORE: Gravy members can opt-in to a Gravy+ subscription, which makes it easy to track your unique mortgage credit score and earn rewards more quickly.

Our mission is to make homeownership more accessible for all. It's time your dream home, became reality.

Sign-up only takes a minute, and Gravy is free to get started! 

*Restrictions apply. See terms for details at gravy.co/legal

## Key features

- Earn 5% cash-back on rent
- Save for down payment
- Track mortgage credit score
- Connect with homebuying experts
- Personalized savings recommendations
- Assemble homebuying team

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Gravy+ | $59.99 | per year |
| Gravy+ | $6.99 | per month |
| Monthly | $12.99 | per month |
| Monthly | $19.99 | per month |
| Monthly | $9.99 | per month |


## What do users think of Gravy?

Overall sentiment: mixed

**Pros**

- 💰 Effective savings tool for down payment goals
- 👍 Simple and intuitive user interface
- 🚀 Quick and easy account setup
- 🎁 Rewards for paying rent
- 📧 Helpful goal-tracking notifications
- 🏦 Multiple recurring deposit customization
- 💡 Smart savings suggestions based on goals

**Cons**

- 🐛 Address update functionality broken
- 🐛 Lease addition/reactivation errors
- 😞 Misleading marketing claims about cash back
- 😞 Limited utility beyond savings features
- 😞 Rewards only redeemable within app ecosystem
- 😞 Poor customer support responsiveness
- 😞 AI customer support ('Bea') ineffective

**Commonly reported bugs**

- Address change functionality not working
- Lease addition fails with state info error message
- Credit score display shows blank white screen
- App crashes when transferring money back to bank
- Redirect loop telling users to download app while already in app
- Address disconnect error on lease reactivation

**Most requested features**

- Desktop/web version for money transfers
- Ability to withdraw funds to bank account
- Improved address management system

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/gravy-homebuying-for-renters/id1572896190/reviews.md

### 1/5 — Can’t add lease

*2026-03-30, version 2.5.1*

I’ve been trying for months to add my lease but it says state info can’t be in the street address. It’s not. If they don’t fix soon, I’ll just deactivate and delete.

### 5/5 — Great

*2026-02-03, version 2.5.1*

I was shocked that little by little I was able to save some money hopefully I will figure out how to save more and faster

### 1/5 — HELP!!!

*2025-12-22, version 2.4.73*

I’ve moved to a new apartment, I am a renter, and I am trying to get my address changed in the app! And for some reason, it’s not allowing me to change my address!

UGH!!!

### 1/5 — Doesn’t work

*2025-11-01, version 2.4.73*

I downloaded this specifically for the credit and it keeps telling me to download the app after inputting my info- I am quite literally on the app.

### 5/5 — Can not re-add lease

*2025-10-30, version 2.4.73*

For months I’ve been trying to re-activate my lease in the app but there is an address disconnect error. I’ve notified support both by email and by chat — zero resolution and zero customer help. Great concept until something goes wrong on the backend and then good luck getting a human. I think ‘Bea’ is their AI customer support who doesn’t support.

### 2/5 — Recent reviews

*2025-10-27*

Sounds to good to be true!!! How come your reviews are only from 3 to 4  years ago? This screams red flag.

### 1/5 — Not useful

*2024-04-30, version 2.4.65*

Has no useful features besides trying to sell you products.

### 1/5 — Broken

*2024-01-19, version 2.4.63*

The app doesn’t load my credit score, it simply shows a blank white screen. I have contacted them for assistance with this issue, but have yet to receive a reply. As this is the only reason that I downloaded the app, it is useless to me. I’m glad they offered a free trial as this service clearly isn’t worth paying for.

### 5/5 — Rating the Gravy app

*2022-12-06, version 2.4.40*

Pretty awesome app. 💕🤙🏻✨

### 4/5 — Needs a little work

*2022-02-18, version 2.4.6*

Simple, easy to use, which I like. Unfortunately crashes if I try to move money from Gravy back to my bank account, and there’s no option to do this on a computer

## Frequently asked questions about Gravy

### What does Gravy do?

Gravy is a comprehensive app designed for renters looking to become first-time homeowners. It allows users to earn rewards on their rent payments, save effectively for a down payment, monitor their mortgage credit score, and connect with real estate and mortgage professionals specializing in first-time buyers.

### How can I earn rewards with Gravy?

You can earn rewards by making your monthly rent payments through the app, which offers 5% cash-back. Additionally, taking steps towards mortgage readiness also earns you rewards that can be redeemed towards your mortgage closing costs.

### Is Gravy free to use?

Yes, Gravy is free to get started. Users can sign up in just a minute. There is an optional Gravy+ subscription for enhanced features like faster reward earning and detailed credit score tracking.

### Who is Gravy for?

This app is specifically designed for renters who are aiming to buy their first home. It provides the necessary tools, guidance, and connections to navigate the homebuying process, regardless of where you are in your journey.

### Can I get help with buying a home?

Yes, Gravy offers dedicated home advisors who can assist you with understanding the process of saving for and buying your first home. You can also connect with a network of real estate agents and mortgage lenders who specialize in working with first-time homebuyers.

## Version history (last 5 releases)

### 2.5.1 — 2026-01-23

We regularly update the Gravy app to make your journey to homeownership better!

In this update, you'll find:

- Bug fixes and app improvements

### 2.5.0 — 2026-01-14

We regularly update the Gravy app to make your journey to homeownership better!

In this update, you'll find:

- Updates to how we verify addresses.
- Bug fixes and app improvements

### 2.4.73 — 2025-01-29

We regularly update the Gravy app to make your journey to homeownership better!

In this update, you'll find:

- Bug fixes and app improvements

### 2.4.72 — 2024-11-11

We regularly update the Gravy app to make your journey to homeownership better!

In this update, you'll find:

- Bug fixes and app improvements

### 2.4.70 — 2024-06-12

We regularly update the Gravy app to make your journey to homeownership better!

In this update, you'll find:

- Bug fixes and app improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*