# GreenFi - Mobile Banking — Save, Spend, Invest

> Ethical mobile banking for saving, spending, and investing with environmental impact. (iPhone/iPad app by Mission Financial Partners, LLC.)

- Source: https://appshunter.io/ios/app/greenfi-mobile-banking/id1074342516 (this page in markdown: same URL + `.md`)
- Developer: [Mission Financial Partners, LLC](https://appshunter.io/developer/1794151199)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 30,567 App Store ratings · 158 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 134 MB
- Languages: American English
- Released: 2016-11-02
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/greenfi-mobile-banking/id1074342516/reviews.md

## What is GreenFi?

CHECKING & SAVINGS ACCOUNT
• Sign up to start spending, saving, and investing with a conscience
• Fund the planting of a tree with every purchase you make (1)
• Feel good knowing your deposits will not fund fossil fuel exploration or production (6)
• Unlimited withdrawals at over 55,000+ Allpoint ATMs
• Earn up to 3.25% APY. Terms & Conditions apply (5)
• Get paid up to 2 days early (4)


DISCLAIMERS
The GreenFi Checking & Savings accounts are checking and savings accounts offered through Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Approved deposit accounts are FDIC insured up to $250,000 per depositor. For balances greater than $250,000, Coastal will Sweep the excess funds to one or more FDIC-insured depository institutions in their Sweep network (each a “Bank”) up to $250,000 per Bank. With four Banks available through the Coastal Community Bank Insured Bank Deposit Program (greenfi.com/2024-deposit-account-agreement#page=45), Deposits are FDIC-insured up to $1.00 million per depositor. This amount is subject to change at any time. Visit fdic.gov. 

GreenFi Debit Cards are issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard® International Incorporated. GreenFi is under separate ownership from any other named entity. GreenFi is not a bank.

An affiliate, GreenFi Fund Adviser, LLC is an SEC registered investment adviser.

 
1. When opting into GreenFi’s Plant Your Change Service, we round up GreenFi Debit Card transactions to the next whole dollar amount and transfer the excess to your Plant Your Change Service Account. For details, visit www.greenfi.com/plant-your-change-FAQ

2. Mission Financial Partners, LLC and its affiliates are committed to "All Extra Services Provided at Cost," meaning that we'll only charge you what it costs us to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, customers may make an optional contribution via the Pay What Is Fair (PWIF) program. Proceeds from the PWIF program are recorded monthly in aggregate and donations are made to nonprofit partners selected by GreenFi within 12 months.

3. GreenFi’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For details, visit greenfi.com/cash-back-faq

4. GreenFi’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy (www.greenfi.com/funds-availability-policy) of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement.

5. The GreenFi Savings Account’s up to 3.25% Annual Percentage Yield (APY) is variable and accurate as of January 2026. Rates are subject to change. To earn 1.00% APY (3.25% APY if customer is enrolled in GreenFi Plus) on GreenFi Savings Account balances up to and including $25,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their GreenFi debit card, OR get paid via a qualifying Direct Deposit that month. Additional terms apply. Visit our Terms (www.greenfi.com/policies) & APY FAQ (www.greenfi.com/faq-interest-rates) for details.
 
6. GreenFi’s Program Banks have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.
 
Visit greenfi.com/policies for additional terms and conditions of services.
 
© Copyright 2026 Mission Financial Partners, LLC

## Key features

- Ethical checking and savings accounts
- Plant a tree with every purchase
- No fossil fuel funding
- Up to 3.25% APY
- Early direct deposit
- Unlimited fee-free ATM withdrawals

## What do users think of GreenFi?

Overall sentiment: negative

**Pros**

- 💳 Debit card with cash back
- 🌳 Environmentally-conscious banking
- 🔍 Transparency in investments
- 💰 Competitive interest rates
- 🏧 Free ATM access

**Cons**

- ⏱️ Slow transaction processing
- 🤖 Poor customer service
- 🔒 Account lockouts and verification issues
- 💰 Unexpected fees
- 🐛 App bugs and glitches

**Commonly reported bugs**

- Inconsistent account balances
- Trouble with mobile check deposits
- Delayed or failed direct deposits

**Most requested features**

- Faster deposits and transfers
- 24/7 customer support
- Improved mobile app functionality
- Easier account management

## Recent user reviews (10 of 158)

All indexed reviews: https://appshunter.io/ios/app/greenfi-mobile-banking/id1074342516/reviews.md

### 1/5 — They suck

*2026-07-31, version 3.7.2*

Referred 6 people to the site 2 of them accounts immediately deleted for no reason. Highly would not recommend to anyone

### 1/5 — Scam

*2026-06-26, version 3.6.4*

Will steal your money

### 5/5 — Easy to use

*2026-06-26, version 3.6.4*

This app makes it easy to change reoccurring payments from weekly, bi-weekly to monthly.

### 1/5 — Used to be great

*2026-05-16, version 3.6.3*

Got worse once it switched over from the old name, so hard to get help over email.

### 1/5 — This bank has locked me out of transferring funds to other banks

*2026-05-12, version 3.6.3*

While my primary bank is recognized by Plaid, credit card companies, mortgage companies, and other banks for transferring money, GreenFi has said my primary bank is not “verifiable” and has disabled that link.  They removed me ability to delete that account and reverify it, and when I called to have them verify it they refused to.  They said they will not re-enable it and that my only option is to transfer to another bank instead.  Rather than open up a new bank, the easier solution is to drop GreenFi and take my business elsewhere.  

I would avoid using them at all costs!

### 1/5 — PLEASE HELP?!

*2026-05-10, version 3.6.3*

Has the app been hacked/down, or is it just me?! The last 2 days I can’t even log in. As soon as I load the app, I get an error message that says ‘Oops! There was a problem. Please check your internet connection and try again.’ I’ve checked my WiFi. Reloaded the app. Deleted and reinstalled. Nothing. Still the error message. It doesn’t even pop up to a login screen. I tried emailing, going to the website, but my phone flagged the website and won’t let it load either. I can’t access my funds. Is there a number I can call?! Please help?!?!

### 2/5 — Dealing with this bank

*2026-04-30, version 3.6.3*

Everything to deal with this bank is always very stressful and takes a toll every time.

### 1/5 — Many years of Aspiration coming to an end

*2026-04-20, version 3.6.2*

I have used aspiration from 2017 to present and overall it was a positive experience. But overall the quality of the product rendered.. banking and customer service has diminished. Originally unlimited out of network ATM withdrawals reimbursed.. they did away with that. Live chat and US based customer service.. gone. Then they switched banks from Radius to Costal Community bank which other then my banking records becoming a PDF.. was ok. Then more recently they switched from money market to traditional checking/saving accounts. Recently on the 23/24th there was system glitch (previously mentioned by another review). I had recently received my paycheck and scheduled payment for Chase CC, Discover CC and Capital One CC, as well as car payment. The glitch caused all those payments to fail. Fortunately I have another bank because if I didn’t those payments would be late. Chase and Capital One won’t let me transfer funds from Aspiration until Aspiration sends proof of ownership on bank letterhead. Guess what it’s been a week and they haven’t been able to do that. My time with aspiration is at an end.. 7+ years of mostly positive experiences tainted by some small annoying changes and massive system failures. If you can’t properly run transactions, can’t explain what happened and can’t go through the requested steps to fix this issue with my other banks.. why would I bank with you?

### 2/5 — Keep Your Local Branch

*2026-04-10, version 3.6.2*

I’m giving GreenFi only two stars because I learned this week how weak digital banks like GreenFi can be. Thankfully I never closed my bank account with one of the banks that actually have branches you can go to. My mom passed away a few months ago from cancer and when I received the check from her life insurance… GreenFi would not allow me to deposit it. They continued to reject it for various reasons. I was told on the last submission to “check with the issuer” which is INSANE as it is a life insurance company. There was no efforts to help me figure it out. So in the end, I went to a local branch of the “other” bank and everything was easy and done within a matter of minutes. For that reason, I will never close my other account. If I had to choose, I’d close my GreenFi account. They made an already difficult situation more difficult.

### 1/5 — DO NOT GET THIS BANK

*2026-03-30, version 3.6.1*

just take my word…

## Frequently asked questions about GreenFi

### What does GreenFi do?

GreenFi offers mobile banking services including checking and savings accounts. It focuses on ethical practices, such as not funding fossil fuel exploration and planting a tree with every purchase made using their debit card. Users can also save, spend, and invest their money.

### What are the key features of GreenFi?

Key features include ethical checking and savings accounts, a program that plants a tree with every purchase, a commitment to not fund fossil fuels, earning up to 3.25% APY, getting paid up to two days early, and unlimited withdrawals at over 55,000 Allpoint ATMs.

### Is GreenFi free to use?

The app itself is free to download and use for its core banking functionalities. While there are no explicit subscription fees mentioned for the basic banking services, the description notes 'All Extra Services Provided at Cost' and an optional 'Pay What Is Fair' contribution program for nonprofit partners, suggesting potential costs for specific services or optional donations.

### What are the compatibility requirements for GreenFi?

The provided description does not specify the exact operating system versions or device types required for compatibility. However, as a mobile banking application, it is expected to be available on major mobile platforms like iOS and Android.

### How does the 'Plant Your Change' feature work?

When opting into the 'Plant Your Change' service, GreenFi rounds up your debit card transactions to the next whole dollar amount. The excess amount is then transferred to your 'Plant Your Change Service Account,' contributing to tree planting initiatives.

## Version history (last 5 releases)

### 3.7.3 — 2026-08-03

Thanks for using the GreenFi App! In this version, we've squashed some bugs and also improved performance.

### 3.7.2 — 2026-07-22

Thanks for using the GreenFi App! In this version, we've squashed some bugs and also improved performance.

### 3.7.1 — 2026-07-13

Thanks for using the GreenFi App! In this version, we've squashed some bugs and also improved performance.

### 3.7.0 — 2026-07-07

Thanks for using the GreenFi App! In this version, we've squashed some bugs and also improved performance.

### 3.6.4 — 2026-05-26

Thanks for using the GreenFi App! In this version, we've squashed some bugs and also improved performance.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*