# Grind24 - Mobile Banking — Spend, Save, Earn Interest > Mobile banking app for spending, saving, and earning interest with no monthly fees. (iPhone/iPad app by Grind 24 Inc..) - Source: https://appshunter.io/ios/app/grind24-mobile-banking/id1599201404 (this page in markdown: same URL + `.md`) - Developer: [Grind 24 Inc.](https://appshunter.io/developer/1599201406) - Category: Finance - Price: Free - Rating: 2.90/5 from 20 App Store ratings · 17 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 48 MB - Languages: English - Released: 2021-12-22 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/grind24-mobile-banking/id1599201404/reviews.md ## What is Grind24? Looking for a mobile banking app that can help you build a better financial future? Look no further than Grind24! Grind24 offers FDIC insured accounts, security features, and the ability to earn interest² on your money – all with no monthly fees! Plus, with direct deposit, you can get paid up to 2 days early. So download Grind24 today and join the movement! SAY “BYE BYE” TO MONTHLY FEES You deserve an account that doesn’t cost you money. We have no monthly maintenance or minimum balance fees (unlike traditional banks). YOUR MONEY WHEN YOU NEED IT We make it easy to get access to your money. Use the Grind24 Visa® Debit Card and spend where you need, and we give you Virtual Card to use securely online! And if ever need cash - just use one of our 60K+ fee-free ATMs at locations like CVS Pharmacy or Target stores nationwide! GET PAID UP TO 2 DAYS EARLY Get your paycheck early² with direct deposit at Grind24. That’s up to two more days to do more with your money. Stop waiting and start getting paid early! GROW YOUR MONEY AUTOMATICALLY What if there was a way to make money without even thinking about it? With Grind24, all of your accounts will be earning interest¹ up to 0.15% APY! -- Grind24 is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The Grind24 Visa® Debit Card is issued by Blue Ridge Bank, N.A.; Member FDIC pursuant to a license from Visa U.S.A and may be used everywhere Visa debit cards are accepted. ¹Annual Percentage Yield (APY) of 0.15% is effective as of 05/01/21. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. ²Early access to direct deposit funds is available for post-dated direct deposits and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date ## Key features - FDIC insured accounts - No monthly fees - Earn interest up to 0.15% APY - Get paid up to 2 days early - Virtual card for online security - Access to 60K+ fee-free ATMs ## Recent user reviews (10 of 17) All indexed reviews: https://appshunter.io/ios/app/grind24-mobile-banking/id1599201404/reviews.md ### 1/5 — Dead app. *2023-09-02* Can’t even sign up ### 1/5 — Closed My Account *2023-05-07* Haven’t been able to log into my account for a while, received a check and letter stating my account was closed. Don’t waste your time applying for this low budget account. ### 3/5 — App crashes *2023-04-19* Overall has potential but the little things matter. Every time I try & bank transfer the app crashes. ### 1/5 — DO NOT OPEN AN ACCOUNT WITH THIS BANK!! *2022-12-27, version 1.0.5* I HIGHLY RECOMMEND STAYING AS FAR AWAY AS YOU CAN FROM THIS BANK. IF YOU EVER NEED HELP WITH SOMETHING YOU WILL NEVER BE ABLE TO REACH THEM. MY MONEY IS TRAPPED IN MY ACCOUNT. STAY AWAY FROM THESE SCAMMERS!!!! ### 1/5 — App Issues *2022-12-08, version 1.0.5* My app was just working a few days back. Now when I log in it says error and doesn’t save my new password. This is inconvenient for customers to not be able to login to their accounts ### 1/5 — Unsolicited debit card *2022-11-28, version 1.0.5* Will send debit cards to unverified accounts. Don’t use don’t trust ### 1/5 — Needs to be fixed *2022-11-14, version 1.0.5* The app is super weird everytime I try to link my external bank the app automatically just closes out. I literally just downloaded and signed up for the app last night and already so many issues. Then I keep getting a message at the top of the screen that says I’m not authorized and I need to visit plaid.com or something so I did that and when I went to sign up it looked liked I had to purchase something it’s very weird app not happy and will not be recommending to anyone until it’s fixed ### 1/5 — Face ID *2022-11-12, version 1.0.5* This could easily be a 4 to 5 star app but it desperately needs Face ID it’s really hard having to type in an email and password everytime u use it and the remember me feature on iOS is useless because it doesn’t even remember your email I have to type it in every time use the and also the money transfer feature is broken and have been for months I’m not to transfer money into another account using the app **Developer response:** So sorry to hear your experience with the app. We’re always working to improve our member experience and have many awesome features and changes coming soon. Our members are transferring funds each day but we want to make sure you receive the help you need. Please contact us at support@grind24.com for further assistance. ### 5/5 — Awesome product~ *2022-08-02, version 1.0.5* For anyone looking to get a debit card I highly recommend Grind24. The coolest things are that I’m able to get my paychecks sooner through work just by setting up direct deposit in the app & I’m able to earn interest on my money just sitting in my account! Also, functionally the app is a lot easier to navigate through than a lot of other banking apps I have tried. **Developer response:** Thank you for your support. We're glad you are enjoying the app updates and receiving your paycheck 2 days early. Yes, your money is growing with earned interest! Grind24 has got your back! ### 1/5 — Customer service *2022-07-21, version 1.0.5* Customer service for this service is terrible I have had a run around experience all morning on today I have not reached a live agent who can look over my entire account who can pull up profile I opened an account and have yet to receive my funds from my employer also to add the banking service that the card is issued through doesn’t have me in the system no help from no one GRIND 24 or BLUE RIDGE BANK TERRIBLE **Developer response:** We’re sorry to hear your experience wasn’t the best. We worked to resolve your issue as quickly as possible and to provide a positive outcome. If you need additional assistance, please contact us at support@grind24.com. Yes, Blue Ridge Bank provides our banking services and the Grind24 Support team provides account support Mon-Fri 6am-6pm PST. We’re working to improve our member experience each day and look forward to serving you and our other G24 members. ## Frequently asked questions about Grind24 ### Is Grind24 secure to use for my banking needs? Yes, Grind24 offers security features to protect your accounts. Banking services are provided by Blue Ridge Bank, N.A., which is a Member FDIC. ### What are the fees associated with using Grind24? Grind24 has no monthly maintenance or minimum balance fees. You can also access over 60,000 fee-free ATMs nationwide. ### How early can I get paid with Grind24? With direct deposit, you can get paid up to two days earlier than your scheduled payment date, depending on the payer's submission timing. ### What is the interest rate offered by Grind24? Grind24 offers a variable interest rate of up to 0.15% APY. To earn this rate, you must maintain an average balance of $1,000. ### What are the requirements to open a Grind24 account? The minimum opening deposit for a Grind24 account is $100. You must also maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. ### On which devices can I use Grind24? Grind24 is available on iPhone, iPad, and iPod devices. ### How often is Grind24 updated? The app was last updated on July 6, 2022, with version 1.0.5. This indicates a relatively recent update, suggesting ongoing development. ### What is the age rating for Grind24? Grind24 has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 1 release) ### 1.0.5 — 2022-07-06 Welcome to Grind24! We will be updating the app regularly to improve the experience and address bugs. Please check back periodically to make sure you have the most up-to-date version of the app and take advantage of the newest features! In this release we are updating the following: - Added Pay Bills Screen - Improved Home & Account Details Screen - Improved Recent Transactions, & Transactions View - General Bug Fixes & Security Improvements ## Apps similar to Grind24 | App | Rating | Price | Category | | --- | --- | --- | --- | | [Solid Wallet](https://appshunter.io/ios/app/solid-wallet/id1565407982) | 3.1 (14) | Free | Finance | | [Firstcard: Credit Builder Card](https://appshunter.io/ios/app/firstcard-credit-builder-card/id1547581130) | 4.4 (376) | Free | Finance | | [AFNO](https://appshunter.io/ios/app/afno/id1587503504) | 2.1 (14) | Free | Finance | | [ICONIC - Mobile Banking](https://appshunter.io/ios/app/iconic-mobile-banking/id1579785998) | 3.6 (14) | Free | Finance | | [Onyx Private: Bank & Invest](https://appshunter.io/ios/app/onyx-private-bank-and-invest/id1601866737) | 4.3 (69) | Free | Finance | | [Fursure](https://appshunter.io/ios/app/fursure/id1604335909) | 4.3 (12) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*