# Grit Financial — Earned money acess > Financial wellness platform for employees and employers, offering early wage access and savings tools. (iPhone/iPad app by Grit Financial.) - Source: https://appshunter.io/ios/app/grit-financial/id1587983966 (this page in markdown: same URL + `.md`) - Developer: [Grit Financial](https://appshunter.io/developer/1587983968) - Category: Finance - Price: Free - Rating: 3.50/5 from 15 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 70 MB - Languages: American English - Released: 2022-06-01 - Data updated: 2026-08-15 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/grit-financial/id1587983966/reviews.md ## What is Grit Financial? For Employees: Grit is a free financial wellness platform that gives you better ways to manage your finances. Our tools and resources empower you to pay bills on time, earn more interest, save more money and boost your credit score – so you can get ahead. For Employers: Build a more productive and financially secure workforce with free financial tools for your employees. Boost hiring and retention, productivity and employee satisfaction at no cost to you. Grit offers seamless integration and time-efficient onboarding. Grit platform offers: Employee Early Wage Access, 2% Interest on Savings, Automated Budgeting, Bill Pay, Debt Financing, and Access to Certified Financial Counselors. Grit supports employee well-being with a suite of financial wellness tools that empower people to better manage their finances, pay debts on time, grow their savings, and get ahead. ## Key features - Early Wage Access - 2% Interest on Savings - Automated Budgeting - Bill Pay - Debt Financing - Access to Financial Counselors ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/grit-financial/id1587983966/reviews.md ### 5/5 — Easy to Use *2024-06-27* App is easy to use and provides rewards and access to payroll advances ### 1/5 — Review *2024-04-29* Absolutely horrible service. My transfer for my full check hasn’t been switched over to my personal bank account. I haven’t received my card. Then when I try and use the virtual card that didn’t work at all. I have no access to my money and they’re holding my full check….just horrible. Don’t use this at all! ### 5/5 — It’s cool *2023-11-27* The direct deposits come two days early, I love the Pay advances … customer service is pretty efficient.. definitely wouldn’t use them as a main bank but as a second bank there pretty dope. ### 1/5 — Terrible service and company *2023-11-08* Terrible company . They won’t give you an advance even if you receive $1600 direct deposits. They’ll tell you to “hang around 3 months” to see if you qualify. Funny I don’t see that stated anywhere. Absolutely zero benefits of using this service. My DD wasn’t even two days early like it has been with my other bank for 3 years. Literally nothing they offer is actually true, besides the minuscule Pennie’s of cash back they give you -_-. ### 1/5 — Scam *2023-10-24* This app is a scam. They do not provide an advance even if you make 50k a year and fully connect your payroll provider to their service. Customer service barely responds as well. What a joke of a company ### 1/5 — grit terrible *2023-08-03* they lied and said you could advance your money earned similar to “rain” or McDonalds app. I also had a vip transfer that didn’t go through but I was charged for it ## Frequently asked questions about Grit Financial ### What is Grit Financial? Grit Financial is a free financial wellness platform designed to help employees manage their finances better. It offers tools for bill payment, savings, credit score improvement, and early wage access. ### Is Grit Financial free to use? Yes, Grit Financial is completely free for employees to use. Employers can also offer these financial tools to their workforce at no cost. ### What financial tools does Grit Financial offer employees? Grit Financial provides early wage access, a 2% interest rate on savings, automated budgeting, bill pay services, debt financing options, and access to certified financial counselors. ### How does Grit Financial benefit employers? For employers, Grit Financial helps build a more productive and financially secure workforce. It can boost hiring and retention, improve productivity, and increase employee satisfaction at no cost. ### What devices does Grit Financial support? Grit Financial is available on iPhone and iPod devices. ### When was Grit Financial last updated? The latest version of Grit Financial, 1.6.0, was last updated on July 5, 2024. ### What is the age rating for Grit Financial? Grit Financial has an age rating of 4+, making it suitable for a wide range of users. ### What is the user sentiment for Grit Financial based on ratings? Grit Financial has an average rating of 3.4 stars from 14 ratings, indicating a mixed but generally positive user reception. ## Version history (last 5 releases) ### 3.0.0 — 2026-08-05 - New sign-in experience - sign in with a username and password, or set up a passkey to use Face ID or your fingerprint. Plus email verification, one-time codes, and easy username or password recovery. - A clearer On-Demand Pay and transfer experience, with delivery options and fees shown upfront. - Bug fixes and performance improvements. ### 2.0.1 — 2026-07-28 - UI/UX improvements - Minor bug fixes ### 2.0.0 — 2026-04-30 - UI/UX improvements - Bug fixes ### 1.6.0 — 2024-07-05 - Renaming of products to Advance and Advance + Debit Card account - Simplified Advance only product to allow users to take advances without the other features of Advance + Debit Card product - UI/UX improvements - Bug fixes ### 1.5.7 — 2024-06-17 - Minor bug fixes ## Apps similar to Grit Financial | App | Rating | Price | Category | | --- | --- | --- | --- | | [Edens360](https://appshunter.io/ios/app/edens360/id1609707431) | 1.0 (2) | Free | Finance | | [PoetrYY](https://appshunter.io/ios/app/poetryy/id6449597368) | — | Free | Finance | | [Wagevo](https://appshunter.io/ios/app/wagevo/id6754396970) | 5.0 (4) | Free | Finance | | [PayWage](https://appshunter.io/ios/app/paywage/id6450533615) | — | Free | Finance | | [AsurePay](https://appshunter.io/ios/app/asurepay/id6677051946) | 2.5 (21) | Free | Finance | | [Bridgeover](https://appshunter.io/ios/app/bridgeover/id6449384243) | 5.0 (4) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*