# Grôth: Virtual Money Mentor — Wealth at Your Fingertips

> Behavioral financial planning app for wealth building and debt management. (iPhone/iPad app by Groth, LLC.)

- Source: https://appshunter.io/ios/app/groth-virtual-money-mentor/id1627286829 (this page in markdown: same URL + `.md`)
- Developer: [Groth, LLC](https://appshunter.io/developer/1573386550)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.69/5 from 13 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 82 MB
- Languages: English
- Released: 2023-05-24
- Data updated: 2026-07-01
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/groth-virtual-money-mentor/id1627286829/reviews.md

## What is Grôth?

Are you tired of being broke?
Do you always feel like you’re struggling to get ahead financially?
Do you find that typical budgeting apps don’t seem to help improve your financial situation?
Welcome to Grôth: Simplified Finances for a Successful Future. Grôth is here to help you solve all your financial problems and more. Discover the effortless way to achieve financial success with Grôth, the innovative financial planning app that requires minimal user input and absolutely ZERO budgeting.
Here at Grôth, we recognize that traditional budgeting apps just don’t work in the long run. Budgeting is static and rigid and doesn’t adjust to your constantly changing life. With typical budgeting apps, it’s easy to get discouraged, forget to use it, or just plainly lose motivation.
That’s why Grôth takes a different approach to money: Behavioral Financial Planning. We’ll help you identify your spending habits and through our advanced guidance, we’ll help you alter your spending so that you can achieve Financial Success.
Grôth will help you:
Achieve and maintain Cashflow Positivity (earn more than you spend)
Intelligently attack and payoff Debts in a timely and efficient manner
Build your Wealth through diversified Asset investing
Teach you the in’s and out’s of Finances, including everything about Real Estate, Taxes, Investing, Retirement, and everything in between.
Accomplish your financial goals, and much, much, more!
Grôth is a subscription based app, and we offer two subscription plans:
Monthly Plan: $9.95 per month
Annual Plan: $99.99 per year (equates to $8.25/month)
You’ll receive a 30 day free trial when you sign up, to try out everything the app has to offer.
The subscription allows us to provide the personalized and secured experience you deserve with unlimited access to all future features/updates without you having to deal with annoying in-app ads. You can cancel your subscription at any time.
KEY FEATURES:
Securely link any number of financial accounts (bank accounts, credit cards, investment accounts, and more)
Advanced Wealth and Cashflow Screens
Sophisticated Transaction Screen - manage recurring transactions and sort transactions by merchant
Several useful features for improving your financial situation, including Quick Tools, Directives, Goals, and our Insights Center
1-month free trial & Ad-free
Dynamic Auto-categorization for Expenses
► Financial planning made simple
Grôth simplifies the complexities of personal finances, by removing the need for tedious budgeting or manual data entry. Just link your financial accounts, select your goals, and let Grôth's intelligent algorithms do the rest, providing you with personalized guidance and insights to help you grow your wealth.
► Intelligent automation and customization
Grôth's cutting-edge technology automatically tracks your income, expenses, savings, and investments, ensuring your finances stay up-to-date and adapts to your changing circumstances.
► Insights you can rely on
Personal finance can be overwhelming, but it doesn’t have to be. When you sign up for Grôth you will have access to our Insights Center - a resource hub designed to make financial education accessible and engaging. With a diverse collection of blogs, articles and terms it will become your one-stop destination for understanding all things related to finance.
► Security you can trust
Your privacy and security are our top priorities. Grôth employs bank-level encryption and stringent security measures to protect your personal information. We never sell or share your data with third parties.
Start your journey to financial success with Grôth and experience the difference a planning-focused approach can make. Download Groth today and take the first step towards a brighter financial future!
Note: Grôth is currently available for users with financial accounts in the United States. Support for additional countries will be added in future updates.

## Key features

- Behavioral financial planning
- Cashflow positivity
- Debt payoff strategies
- Asset investing guidance
- Financial education
- Link financial accounts
- Automated expense categorization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual plan | $99.99 | per year |
| Monthly plan | $9.95 | per month |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/groth-virtual-money-mentor/id1627286829/reviews.md

### 5/5 — This app helped me get on track with my finances!

*2023-09-12*

I’ve used other finance apps in the past, but none of them really seemed to help me. I decided to give Groth a try and I’m very happy I did. Groth has helped me turn my cash flow from negative to positive, it’s helped me payoff debts, and it’s currently helping me build my wealth. Other apps made me feel like I was dumb for not being in a good spot financially, but this app has never made me feel this way. It’s learn center has taught me a lot of things about finances that I didn’t know before, and it has helped me become aware of my spending habits so that I now make smarter decisions with my money. The app wants me to be able to use my money how I want to, rather than restricting me by forcing me to set up a budget. I’m able to see my financial progress over time and it shows me things about my spending that I wouldn’t have known otherwise. I recommend this app to all my friends and I know I’ll never download another financial app again!

### 5/5 — A Game-Changer for Personal Finances

*2023-06-10*

Grôth is a game-changer when it comes to simplifying finances and growing wealth. This fintech app has made managing my money a breeze, eliminating the need for complicated budgeting processes. With Grôth, I can effortlessly track my cashflow, set financial goals, and make informed investment decisions. The app's innovative approach to financial planning has allowed me to take a proactive role in my financial future. I love how Grôth emphasizes growth and planning rather than restrictive budgeting, giving me the flexibility to enjoy my money while still making progress towards my financial goals. If you're looking for an intuitive and powerful finance app that simplifies your financial journey and helps you build wealth, Grôth is the answer.

### 5/5 — Its amazing what technology is doing these days to finance!

*2023-06-02*

Groth is a game-changer for personal fin.. it helped me simplify and plan for financial goals. The app's automation takes care of my financials for me. , and its been helping me achieve my goals. There is also helpful articles that make me sound smart when talking about it with other peeple lol!! . Highly recommended for anyone looking to take control of their financial future!!!

### 5/5 — Impresses with functions and features!

*2023-06-02*

This app will track income, expenses, savings, investments, and budget in a simple and intuitive way. There are various financial tools and resources such as calculators, articles, podcasts, and videos that are available to help improve financial literacy and make smarter decisions. The app is very secure and reliable, and it syncs seamlessly with bank accounts and credit cards. It also has a friendly and responsive customer support team that is always ready to help with any issues or questions. I would highly recommend this app to anyone who wants to take control of their finances and achieve their financial goals.

## Frequently asked questions about Grôth

### What is Grôth's approach to financial planning?

Grôth utilizes Behavioral Financial Planning, focusing on identifying and altering spending habits rather than traditional rigid budgeting. This approach aims to provide a more sustainable path to financial success.

### How does Grôth help with debt?

Grôth offers intelligent guidance to help users attack and pay off debts in a timely and efficient manner. The app focuses on strategic debt reduction as part of its overall financial planning.

### What are the subscription costs for Grôth?

Grôth offers a Monthly Plan for $9.95 per month and an Annual Plan for $99.99 per year. Both plans include a 30-day free trial to explore the app's features.

### Can I link my bank accounts to Grôth?

Yes, Grôth allows you to securely link any number of financial accounts, including bank accounts, credit cards, and investment accounts. This enables comprehensive tracking of your finances.

### Does Grôth have ads?

No, Grôth is ad-free. The subscription model ensures a personalized and secured experience without annoying in-app advertisements.

### How often is Grôth updated?

Grôth was last updated on May 3, 2024, indicating a commitment to ongoing development and improvements. Subscribers receive unlimited access to all future features and updates.

### What devices is Grôth available on?

Grôth is available for iPhone and iPod devices. The app is designed to be accessible on these Apple platforms.

### What is the age rating for Grôth?

Grôth has an age rating of 4+, making it suitable for a wide range of users interested in financial education and planning.

## Version history (last 5 releases)

### 1.0.9 — 2024-05-03

In this version, we are changing the introductory subscription offer from 30 to 7 days. This includes accommodating UI elements on the subscription screen (Including a free trial of 7 days). Subscriptions introduction offer has been set to change on May the 2nd. Which is our planned release date, if the review is not approved or something else happens that date can be easily changed, forward or backward.

### 1.0.8 — 2023-11-02

New in this version:
- Tab and Hub actions, which allow users to add new tabs to the Home Page
- New UI for Subscription screen ( functionality stayed the same, following all the guidelines)
- New Welcome screen UI
- minor UI adjustments in the app
- some minor bugfixes
- shorter onboarding flow

### 1.0.7 — 2023-10-05

- new main navigation through the app 
- new bottom navigation widget
- favorites screen ( star on the nav bar )
- user profile photo

### 1.0.6 — 2023-09-12

In this version there are visual enhancements to both wealth and cashflow tabs. Including, navigation changes of getting to expense, income, debt and assets screens. Now accessible by cashflow and wealth screens, not in separate tabs.
Custom notifications, on notification settings. With this feature user can setup custom notifications for themselves.
Recurring transactions on transaction screens.

### 1.0.5 — 2023-08-19

Small bug fixes regarding transactions list inside the app.

## Apps similar to Grôth

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Quinn - Financial Planning](https://appshunter.io/ios/app/quinn-financial-planning/id1638321756) | 4.7 (45) | Free | Finance |
| [Saver: Budgeting for Beginners](https://appshunter.io/ios/app/saver-budgeting-for-beginners/id1617734508) | 4.5 (6) | Free | Finance |
| [Verde: Investing & AI Coach](https://appshunter.io/ios/app/verde-investing-and-ai-coach/id1630554888) | 5.0 (8) | Free | Finance |
| [FNSB i2Mobile](https://appshunter.io/ios/app/fnsb-i2mobile/id6471105936) | 5.0 (1) | Free | Finance |
| [IronWallet: Crypto Wallet](https://appshunter.io/ios/app/ironwallet-crypto-wallet/id6451146325) | 4.4 (47) | Free | Finance |
| [Parrot Finance: Easy Investing](https://appshunter.io/ios/app/parrot-finance-easy-investing/id6448766645) | 4.5 (99) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*