# GTBank

> Mobile banking app for account management and transactions. (iPhone/iPad app by GUARANTY TRUST BANK PLC.)

- Source: https://appshunter.io/ios/app/gtbank/id573523974 (this page in markdown: same URL + `.md`)
- Developer: [GUARANTY TRUST BANK PLC](https://appshunter.io/developer/662878574)
- Category: Finance, Productivity
- Price: Free
- Rating: 2.85/5 from 353 App Store ratings · 38 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 19 MB
- Languages: English
- Released: 2012-11-11
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/gtbank/id573523974/reviews.md

## What is GTBank?

Welcome to a world of Seamless Banking!

The revamped GTBank Mobile App, lets you carry your bank with you wherever you go. The App allows you perform transactions and manage your bank account(s) from your mobile device. It is secure and very simple to use.

The GTBank Mobile App allows you:
•	View the balances on your bank account(s).
•	Manage your account and preview your transaction history.
•	Initiate transfers to own account(s), GTBank accounts and also to other bank accounts.
•	Purchase Airtime and Data bundles for all networks.
•	Pay Bills
•	Hotlist card and manage your debit/credit card
•	Request for account statement
•	Change your email address, phone number and other details
•	Confirm and manage your cheques.
•	Receive In-App messages on new features, quick tips and promotional offers.
•	Verify your transaction securely either by using a self-selected PIN, a hardware token (obtained from any of our branches) or a 737 token (obtained by dialling *737*7#)
•	Link your profile to a device with the option to use PIN or Token to complete your transactions.
•	Other profiles will be able to use the mobile app on your device successfully with Token authentication only.
•	Device linking can be done with secure code sent via SMS or generate a code from the hardware soft token (obtained by dialling *737*7#)

GTBank Mobile Money offers you another simple way to make payments and transfer money to family and friends from your mobile device. Your phone number is your account number (Wallet ID) and you don’t even need to be an account holder of GTBank to register for GTBank Mobile Money.
 
*Terms and Conditions apply.
*Standard network charges apply as you may be charged by your service provider for mobile or internet use.
 
To get started:
•	Visit your App store, search for ‘GTBank’ and click the download/install button.
•	Launch the App and input your User ID and password. 
•	If you do not have a password you may dial *737*6*5# from your registered mobile phone for your login details. And if you have forgotten your password, please click “Forgot Password?” on the login page to reset your password.
•	At first login, you will be asked to verify your device. If this is your preferred device, please select 'Yes' and choose a transaction method (PIN or Token).
•	If PIN is selected, you will be required to agree with the Terms of Use and create a PIN which you will be using to complete your transactions instead of a token. Please note that you can always switch between PIN or token at any time by simply going to the Settings Menu of the mobile app.
•	A 5-digit secure code will be sent to your registered mobile phone via SMS to verify your device. If you do not receive this message please generate a code from your hardware token or dial *737*7# from your registered phone number to obtain a one-time verification code. You can also call GTConnect on 08039003900 or 08029002900 for the verification code.
•	Enter this code in the app and your mobile phone will be successfully verified against your account profile. Now you can start using the App. Please note that this is required only when using a device for the first time.
•	If you chose to use the token as your preferred means of verifying your transactions, you will also be sent the 5-digit secure code via SMS to verify your device for the first time. Enter this code and your mobile phone will be successfully verified against your account profile. You will then be able to start using the GTBank Mobile App with your hardware or 737 Token. 
•	Please note that you are not restricted to any device. All you need do at the first login is to select “No! This device is not mine” from the device verification screen. You will then be able to carry on using the GTBank App with either the Hardware or 737 Token as the means of completing your transactions.

Continued use of GPS running in the background can dramatically decrease battery life.

## Key features

- View account balances
- Manage accounts and transaction history
- Initiate bank transfers
- Purchase airtime and data bundles
- Pay bills
- Manage debit/credit cards
- Request account statements

## Recent user reviews (10 of 38)

All indexed reviews: https://appshunter.io/ios/app/gtbank/id573523974/reviews.md

### 2/5 — Slow load up

*2022-12-03, version 4.4.5*

Even with WiFi connection login is slow or delayed not to mention sending transfers.  I have to constantly uninstall and reinstall for better performance.

### 1/5 — The new IU setup is just worse

*2022-11-12, version 4.4.5*

Why did you have to change the setup? Now everytime I need to put an account number I can’t search the bank like before I have to type 3 letters and most times it doesn’t even show! 
The app is just useless now

### 1/5 — Poor app development

*2022-11-02, version 4.4.5*

This app was poorly built, the delays and disappointment are much in this app. The error of “transaction in progress” should be treated seriously. This app isn’t up to standard compared to the previous GTBank app. Pls this app should be trashed, most times it difficult to log in my account details to open on this non standard app.

### 1/5 — FRAUD!!!!

*2022-10-24, version 4.4.5*

I demand this, Guarantee trust bank refund my 1,500 nairas and apologize for the error on your part, before the end of Friday the 21t of October. If you do not do the above and resolve my complaints, I will send my complaints to every social media platform and all blogs in the entire wide world.❗️❗️❗️ I’m a hard working person and every penny I own is important and should be accounted for!.

Update so GTbank Keep block.h my emails. Instead of rectifying the issues ⚠️.. GTbank refund my 1,500

### 1/5 — Buggy piece of crap

*2022-07-07, version 4.4.5*

Slowest buggiest banking app and that’s saying a lot! With all the transaction charges this bank steals, at least don’t cut corners with mobile banking app development. Extremely slow to execute the most basic of transactions including logging in, swiping within the app, multiple crashes and everything bad possible. Do better and fix this crap.

### 1/5 — Can’t log in

*2022-07-05, version 4.4.5*

Can you fix this really basic problem? How am I supposed to have confidence in you if I can’t log in on the app reliably?

FYI - this started a day before I am posting this.  I can log in on a desktop, but the app just keeps spinning when I enter the same credentials.

### 1/5 — Does NOT work in the U.S

*2022-06-25, version 4.4.5*

For a couple of years now I have been unable to login to the app from the U.S. I can login when in Europe; just not in the U.S. I literally have to use VPN from the States to connect to Europe or Africa in order to get the app to login. For a “global” bank that’s just not acceptable. Would give zero stars if that was an option.

### 1/5 — Bank statements

*2022-05-14, version 4.4.5*

Why can’t I get my bank statements from the apps for days that I’ve been trying it? This is so frustrating and you should please do something about this cause other bank apps are not like this

### 3/5 — Mobile app

*2022-05-13, version 4.4.5*

Over a week I can’t access my mobile app.

### 1/5 — Disappointed

*2022-02-02, version 4.4.5*

The app is useless can’t even register my own pin, takes more than 15mins to respond…it should be trashed

## Frequently asked questions about GTBank

### What can I do with the GTBank Mobile App?

The GTBank Mobile App allows you to perform a wide range of banking activities directly from your smartphone. You can view your account balances, manage your account details, preview transaction history, initiate transfers to various accounts, purchase airtime and data bundles, pay bills, and manage your debit and credit cards.

### How do I get started with the GTBank Mobile App?

To get started, visit your app store, search for 'GTBank', and install the app. Launch the app and input your User ID and password. If you don't have a password, you can obtain your login details by dialing *737*6*5# from your registered mobile phone. On your first login, you will be guided through a device verification process.

### Is the GTBank Mobile App secure?

Yes, the app is designed to be secure. You can verify your transactions using a self-selected PIN, a hardware token, or a 737 token obtained by dialing *737*7#. Your profile can be linked to a device, and transactions can be completed using a PIN or Token for added security.

### Can I use the app if I'm not a GTBank account holder?

While the primary functions of the app are for managing GTBank accounts, the 'GTBank Mobile Money' feature allows you to make payments and transfer money to family and friends. For this feature, your phone number acts as your account number (Wallet ID), and you do not need to be a GTBank account holder to register.

### What are the transaction verification methods?

You can verify your transactions securely using a self-selected PIN, a hardware token obtained from a GTBank branch, or a 737 token obtained by dialing *737*7#. When linking your profile to a device, you can choose to use either a PIN or a Token to complete your transactions.

## Version history (last 1 release)

### 4.4.5 — 2020-12-16

Make Money
Bug Fixes and Improvement

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## More apps by GUARANTY TRUST BANK PLC

- [GTWorld](https://appshunter.io/ios/app/gtworld/id1227647130)
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All apps by GUARANTY TRUST BANK PLC: https://appshunter.io/developer/662878574

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
