# GTBank — user reviews

> 38 indexed App Store user reviews of GTBank by GUARANTY TRUST BANK PLC, rated 2.85/5 from 353 ratings.

- Source: https://appshunter.io/ios/app/gtbank/id573523974/reviews
- App overview in markdown: https://appshunter.io/ios/app/gtbank/id573523974.md
- Rating breakdown: 5★ 115 · 4★ 30 · 3★ 37 · 2★ 34 · 1★ 137

## Newest reviews (12 of 38)

### 2/5 — Slow load up

*2022-12-03, version 4.4.5*

Even with WiFi connection login is slow or delayed not to mention sending transfers.  I have to constantly uninstall and reinstall for better performance.

### 1/5 — Pin error

*2021-10-14, version 4.4.5*

I have been trying to make transfer to my customers and it’s keeps saying invalid pin whereas that’s the same pin I use for ussd banking and it’s working fine, but the pin is not going on the mobile app. Every time I wanna make a transfer it’s keeps saying invalid pin. Have tried resetting the profile and pin still no Available. Pls fix this

### 1/5 — Using my PIN for transfers

*2021-10-05, version 4.4.5*

I can’t see to use set up my pin for transfers with my iPhone. It keeps saying I need to complete the fields but when I click on them, I can’t type anything there.

### 1/5 — Stupid app

*2021-02-10, version 4.4.5*

I try logging to my app this morning and  it keep saying I should download a new version, I downloaded a new one and it saying the same thing

### 1/5 — Unable to view my transactions history

*2021-02-03, version 4.4.5*

Am unable to view my transactions history on my mobile banking app I have been contacting your customer care and yet nothing is done

### 1/5 — This is shameful for one of our top banks.

*2021-02-01, version 4.4.5*

Bank is too huge to be having a app that won’t allow someone enjoy all it came with. I am sure you all have been out of the country to understand what I am talking about? Do you know how annoying it’s trying to login for hours and still can’t login ?  Ask your developer to update this app and fix all that needs to be fixed. Thanks

### 1/5 — Recent “Update” Ruined the App

*2020-12-15, version 4.4.4*

Was my favorite bank app and I could do a transfer in less than 30 seconds. Now, I can’t even log in. The app “thinks” for 2 minutes and stays on the Home Screen. Please fix the bugs ASAP!!

### 2/5 — Recent update was bad

*2020-12-10, version 4.4.4*

App has been the best until after the last update.
I can’t use the fingerprint or face login feature, can’t download receipt, resolution is way larger, app crashes.
Something needs to be done ASAP.

### 2/5 — I can’t log in with biometrics

*2020-12-02, version 4.4.4*

The app updated itself overnight... and now I can’t log in with biometrics even tho the option is there.. it won’t let me.. can you fix that please?

### 2/5 — Work on your mobile app

*2020-03-15, version 4.4.1*

Transaction no longer reflect on the mobile immediately. It takes more than 24 hours to show. 
I hardly receive sms notification since December 2019. I haven’t still receive sms alert on all the transactions I did this week.

### 3/5 — You need to use vpn

*2020-03-12, version 4.4.1*

I try login in with my mobile app but it won’t let me just gonna load for some seconds and disappear again, I try deleting the app and have it re-installed back still the same... till I try connecting my VPN and it work.. so I think this new GTBANK UPDATED APP CAN ONLY LOGIN WITH VPN 🤔🤔

### 1/5 — CANT USE APP AND NO OPTIONS TO UPDATE APP

*2019-10-01, version 4.4.1*

I can’t login or do anything on my app right now it keeps saying “encountered error “ and I’m still using the version 3.1 I can’t find any update yet and I can see update history is at version 4.something already

## Most critical reviews (10 lowest-rated)

### 1/5 — The new IU setup is just worse

*2022-11-12, version 4.4.5*

Why did you have to change the setup? Now everytime I need to put an account number I can’t search the bank like before I have to type 3 letters and most times it doesn’t even show! 
The app is just useless now

### 1/5 — Poor app development

*2022-11-02, version 4.4.5*

This app was poorly built, the delays and disappointment are much in this app. The error of “transaction in progress” should be treated seriously. This app isn’t up to standard compared to the previous GTBank app. Pls this app should be trashed, most times it difficult to log in my account details to open on this non standard app.

### 1/5 — FRAUD!!!!

*2022-10-24, version 4.4.5*

I demand this, Guarantee trust bank refund my 1,500 nairas and apologize for the error on your part, before the end of Friday the 21t of October. If you do not do the above and resolve my complaints, I will send my complaints to every social media platform and all blogs in the entire wide world.❗️❗️❗️ I’m a hard working person and every penny I own is important and should be accounted for!.

Update so GTbank Keep block.h my emails. Instead of rectifying the issues ⚠️.. GTbank refund my 1,500

### 1/5 — Buggy piece of crap

*2022-07-07, version 4.4.5*

Slowest buggiest banking app and that’s saying a lot! With all the transaction charges this bank steals, at least don’t cut corners with mobile banking app development. Extremely slow to execute the most basic of transactions including logging in, swiping within the app, multiple crashes and everything bad possible. Do better and fix this crap.

### 1/5 — Can’t log in

*2022-07-05, version 4.4.5*

Can you fix this really basic problem? How am I supposed to have confidence in you if I can’t log in on the app reliably?

FYI - this started a day before I am posting this.  I can log in on a desktop, but the app just keeps spinning when I enter the same credentials.

### 1/5 — Does NOT work in the U.S

*2022-06-25, version 4.4.5*

For a couple of years now I have been unable to login to the app from the U.S. I can login when in Europe; just not in the U.S. I literally have to use VPN from the States to connect to Europe or Africa in order to get the app to login. For a “global” bank that’s just not acceptable. Would give zero stars if that was an option.

### 1/5 — Bank statements

*2022-05-14, version 4.4.5*

Why can’t I get my bank statements from the apps for days that I’ve been trying it? This is so frustrating and you should please do something about this cause other bank apps are not like this

### 1/5 — Disappointed

*2022-02-02, version 4.4.5*

The app is useless can’t even register my own pin, takes more than 15mins to respond…it should be trashed

### 1/5 — OUTDATED

*2022-01-21, version 4.4.5*

This app is one of the most outdated apps in the world, how come you guys are among the top best banks in the world having despite having this much outdated app, well, I guess you guys should do something about this, and should be pretty soon.

### 1/5 — Unusable

*2022-01-02, version 4.4.5*

I downloaded the app few months ago and when I had filled in all my credentials 2 days after or there so it logged me out… I deleted it and tried again but this time I couldn’t even log in at all and this is a big issue cause the app works on my other phone just not on this one. Fix this please

## Most praised reviews (10 highest-rated)

### 5/5 — Cant send direct mails to customer care

*2021-11-15, version 4.4.5*

No place to send direct mails to customer care,useless all

### 5/5 — FACE ID

*2021-01-03, version 4.4.5*

Please  when is the Face ID going to be operational on this app ? I think there is need for an upgrade so as to be able to use Face ID on this app .

### 4/5 — Please Update the app that will work with Face ID

*2018-10-04, version 4.2.1*

I don’t have time to keep putting passwords every now and then. Abeg Biko 
You want to be the best be world best not local champion

### 4/5 — App no linger working for the latest version of iphone

*2018-05-10, version 4.1*

Guys please update ASAP for the lastest version of Iphone.

### 3/5 — Mobile app

*2022-05-13, version 4.4.5*

Over a week I can’t access my mobile app.

### 3/5 — NO CALENDAR FOR STATEMENT REQUEST

*2021-06-03, version 4.4.5*

This App has functioned fairly for most of my daily banking needs except for one major flaw. Whenever I want to request for account statement it doesn't provide a calendar to select the beginning and end dates. It only provides a space to manually type in date values which leads to errors. You wouldn't know which format is acceptable e.g DD/MM/YY OR MM/DD/YY etc
Pls fix ASAP

### 3/5 — Unable to access card features

*2021-02-09, version 4.4.5*

I have been able to access the card and Cheques feature under my service in the mobile app, I tried unblocking my card, I haven’t been able to do that for ages now
 
Please try and fix that bug, so I can been able to the the my card feature thank

### 3/5 — Bug

*2020-12-18, version 4.4.5*

I was tryna log on and it’s still asking for 4digit pin y’all should fix this bug ASAP ... I need to transact

### 3/5 — Sign in issue

*2020-12-12, version 4.4.4*

The app kicked me out using my Face ID and tried with my sign in info also does not help.

### 3/5 — App Bugs and Login issues

*2020-12-07, version 4.4.4*

The app has never been perfect. Always having some bugs but it was manageable. Last week it automatically signed me out and would not allow me to sign in with my user ID anymore.  
Even after using my email to login, you still have to used a passcode and FaceID doesn’t work.  
Tried adding a beneficiary?- the system just loads and spins and does nothing.  
These app difficulties are highly negative especially in a time when carrying out electronic banking transactions is paramount. 

Please help fix these issues ASAP!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
