# Guac - Save While You Spend — Guac > Automated savings app with goal setting, cash back marketplace, and side hustles. (iPhone/iPad app by New World Savings, Inc.) - Source: https://appshunter.io/ios/app/guac-save-while-you-spend/id1463903144 (this page in markdown: same URL + `.md`) - Developer: [New World Savings, Inc](https://appshunter.io/developer/1509378861) - Category: Finance - Price: Free - Rating: 4.36/5 from 2,110 App Store ratings · 155 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 42 MB - Languages: English - Released: 2019-05-18 - Data updated: 2026-08-22 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/guac-save-while-you-spend/id1463903144/reviews.md ## What is Guac? Saving Money with Guac in 4 Easy Steps 1. Sync Guac with Your Bank Securely connect your bank checking account to synchronize your transactions. Guac makes saving simple and automatic — all within a secure environment you can trust. 2. Create Your Savings Goals and Rules Set up personalized Savings Goals and Savings Rules to save for what matters — whether it’s a trip, a car, groceries, or a future plan. Once set, Guac helps you save automatically through smart tipping and spending habits. 3. Accelerate Your Savings Reach your goals faster by shopping in the Guac Marketplace to earn cash back or by exploring side hustles offered in the app. When you achieve your goal, you can easily use your saved funds for a purchase or transfer them to your connected checking account or card. 4. Move Money Seamlessly Transfer funds easily between your Savings Goals and your checking account anytime — with just a few taps. Important Information: Guac is a financial technology company, not a bank. Guac is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City (FFBKC), Member FDIC. Funds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to regulatory requirements such as proper recordkeeping and ownership identification. FDIC insurance only protects against the failure of an FDIC-insured bank; it does not protect against losses due to fraud, theft, market events, or Guac’s operations. FDIC coverage is subject to standard limits — currently up to $250,000 per depositor, per insured bank, per account ownership category. Your total coverage depends on your relationship with the bank and any other accounts you maintain directly with the same institution. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Sync bank account for automatic saving - Create personalized savings goals - Set custom savings rules - Earn cash back in marketplace - Explore side hustle opportunities - Seamless fund transfers ## What do users think of Guac? Overall sentiment: negative **Pros** - 💰 Helps save money effectively - 🤑 Offers cash back and rewards - 🥑 Unique and fun branding - 📈 Helps achieve financial goals **Cons** - 🤖 Poor customer service and support - 💸 Unexpected charges and overdraft fees - 🔒 Difficulty accessing/withdrawing funds - 🔁 Inconsistent and unreliable transfers - 🔥 Account deletion/closure issues **Commonly reported bugs** - App freezes and crashes - Syncing issues with linked bank accounts - Incorrect account balance displays **Most requested features** - Ability to directly deposit funds - Improved transaction history and reporting - Faster processing and transfer times - More transparent fee structure ## Recent user reviews (10 of 155) All indexed reviews: https://appshunter.io/ios/app/guac-save-while-you-spend/id1463903144/reviews.md ### 3/5 — Update issues *2026-06-10, version 3.9.13* I like the app but its very hard to get things done to fix ant problems, like right now trying to update app thru app store and will not update. Nor for some reason all of a sudden wont update to gold package which i had all along. Now the app returned my money for that my accounts all of a sudden can not connect to your plaid i have tried via email text messages, voice messages and to no avail no support returns calls emails or anything else is this app out of business. Very sad customer service i truly liked it but it became impossible to deal with. ### 1/5 — Bad support *2026-05-06, version 3.9.13* I have called multiple times and emailed multiple times about reconnecting my Honey source because I’m getting an error message. Nobody answers and nobody replies. This has happened to me on a previous issue several months ago. ### 1/5 — Awful app *2026-04-24, version 3.9.13* Guac is the most glitchy app I’ve ever used which is terrifying since it’s linked to bank accounts. I’ve been trying to delete my account and keep getting an error. No shocker there. Awful. ### 1/5 — Inconvenient *2026-03-11, version 3.9.13* The app is intuitive and easy to use. It is incredibly difficult to transfer money out of the app should you need it. It will tell you there is a pending withdrawal, therefore a new withdrawal cannot be made. That pending withdrawal, at least in my case, occurred 90 days ago. It’s incredibly frustrating. I plan to cancel/close as there are other far easier savings apps out there to use. ### 5/5 — Bad support *2026-03-05, version 3.9.13* I have not been able to get into my Guac app for a week now and all I get is an Oops message saying to contact support. Seems unprofessional and not an app I would want to recommend if you can’t get into it. I have sent two emails with no response from the company. It doesn’t seem they want to rush the issue and are okay not letting me access my account or money. ### 1/5 — Horrible- is anyone home ? *2026-02-10, version 3.9.12* Horrible app, always having an update that they give NO heads up for and allege it’s to “improve customer experience”. I think they’re winging it as they go along. Customer service is almost non existent and when you do get a response it’s never consistent. The concept itself is awesome but execution has been belowwwwwww subpar ### 5/5 — Useful App *2026-01-26, version 3.9.12* I love Guac because it allows me to save money when I wouldn’t otherwise. ### 1/5 — Mediocre app *2025-12-29, version 3.9.12* Super convenient for saving while you spend but I have reached out multiple times to the support email and have never received a response. There has been several times where the app updates and it takes over two weeks to show that my funds are still in the app. As of right now it’s been three weeks and it shows I have no money in the app. Last I checked I had close to $1000 and now I cannot access it and it shows no history of it being there at all. Even though I am logged in. ### 1/5 — Customer support is awful *2025-12-13, version 3.9.10* I've been trying to contact support for months and they initially responded, but when I asked them to help me transfer my funds to an account they stopped responding. For a very long time I have almost $1,000 stuck in my account and they're simply not helping me transfer it to my bank. They have ignored every attempt I've made to contact them while I'm here needing my one money. Never been more disappointed by an app or customer service. ### 1/5 — Awful *2025-12-12, version 3.9.10* I used Guac for a long time with no issues. I was able to save up for a much needed vacation trip. Then they switched banks. I followed the instructions that were emailed countless times. Transferred my savings to my bank account and deleted my account. Again, as instructed. The instructions then said to create a new account. Well, I can’t. It throws an error at me each time I try saying it’s unable to create the account. No reason why. I have contacted support more than once, but never received a response. The app is useless now. I had finally found a straightforward, easy way to tuck money away. Really disappointed. ## Frequently asked questions about Guac ### What does Guac do? Guac is a financial technology app designed to help you save money automatically. It syncs with your bank account, allows you to set personalized savings goals and rules, and offers features like a cash back marketplace and side hustles to accelerate your savings. ### How does Guac help me save money? Guac helps you save by automatically transferring funds based on your set rules and goals. You can also earn extra savings through its marketplace by shopping and by exploring side hustle opportunities directly within the app. ### Is Guac free to use? The app is free to download and use. While the description mentions in-app purchases, it does not specify what these purchases entail. It's important to note that Guac is a financial technology company, not a bank, and funds are held by First Federal Bank of Kansas City (FFBKC), Member FDIC. ### What are the security and FDIC insurance details for Guac? Guac securely connects to your bank account. While Guac itself is not FDIC-insured, funds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to regulatory requirements. FDIC insurance protects against bank failure, not fraud or market events, and is subject to standard limits. ### How can I access my saved money? Once you achieve your savings goals, you can easily use your saved funds for a purchase or transfer them to your connected checking account or card. Funds can be moved seamlessly between your Savings Goals and your checking account with just a few taps. ## Version history (last 5 releases) ### 3.9.13 — 2026-02-16 - Faster and more reliable performance - Smoother and more polished experience - Small tweaks for better stability - Behind-the-scenes improvements - General updates to keep things running smoothly ### 3.9.12 — 2025-12-16 - Faster and more reliable performance - Smoother and more polished experience - Small tweaks for better stability - Behind-the-scenes improvements - General updates to keep things running smoothly ### 3.9.10 — 2025-12-10 - Faster and more reliable performance - Smoother and more polished experience - Small tweaks for better stability - Behind-the-scenes improvements - General updates to keep things running smoothly ### 3.9.9 — 2025-12-04 - Faster and more reliable performance - Smoother and more polished experience - Small tweaks for better stability - Behind-the-scenes improvements - General updates to keep things running smoothly ### 3.9.8 — 2025-12-02 - Faster and more reliable performance - Smoother and more polished experience - Small tweaks for better stability - Behind-the-scenes improvements - General updates to keep things running smoothly ## Apps similar to Guac | App | Rating | Price | Category | | --- | --- | --- | --- | | [Magnifi: Invest with AI](https://appshunter.io/ios/app/magnifi-invest-with-ai/id1574358920) | 3.9 (401) | Free | Finance | | [UNest: Investing for Kids](https://appshunter.io/ios/app/unest-investing-for-kids/id1437147882) | 4.7 (3,664) | Free | Finance | | [Emerald Express Cash](https://appshunter.io/ios/app/emerald-express-cash/id1591261462) | 2.7 (3) | Free | Finance | | [AKKO](https://appshunter.io/ios/app/akko/id1532439769) | 3.2 (86) | Free | Finance | | [Grow Credit](https://appshunter.io/ios/app/grow-credit/id1482246872) | 4.8 (10,115) | Free | Finance | | [SaverLife: Accelerate Savings](https://appshunter.io/ios/app/saverlife-accelerate-savings/id1547865355) | 4.0 (84) | Free | Finance | ## Related topics [guac](https://appshunter.io/ios/topics/guac) · [ramen to riches](https://appshunter.io/ios/topics/ramen-to-riches) · [super saver](https://appshunter.io/ios/topics/super-saver) · [crush your money goals](https://appshunter.io/ios/topics/crush-your-money-goals) · [savewise](https://appshunter.io/ios/topics/savewise) · [save around](https://appshunter.io/ios/topics/save-around) · [ugift529](https://appshunter.io/ios/topics/ugift529) · [help me save](https://appshunter.io/ios/topics/help-me-save) · [save money help](https://appshunter.io/ios/topics/save-money-help) · [rebel savings](https://appshunter.io/ios/topics/rebel-savings) · [actually save](https://appshunter.io/ios/topics/actually-save) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*