# Guardian® — user reviews

> 201 indexed App Store user reviews of Guardian® by Guardian Life Insurance Company of America, rated 4.60/5 from 43,361 ratings.

- Source: https://appshunter.io/ios/app/guardian/id532827049/reviews
- App overview in markdown: https://appshunter.io/ios/app/guardian/id532827049.md
- Rating breakdown: 5★ 36,656 · 4★ 2,373 · 3★ 1,007 · 2★ 508 · 1★ 2,817

## What do users think of Guardian®?

Overall sentiment: negative

**Pros**

- 💡 Easy to find dentist
- 👍 ID card in same place

**Cons**

- 🐛 Doesn't show plan benefits
- 🐛 Non-functional app
- 🐛 Device passcode required
- 🐛 Out-of-date provider information
- 🐛 Garbage app
- 🐛 Issues accessing ID cards
- 🐛 Limited search options
- 🐛 Registration issues
- 🐛 Buggy
- 🐛 Adding to Apple Wallet issues
- 🐛 Member ID not visible
- 🐛 No account information
- 🐛 Clunky and difficult to use
- 🐛 Claims and benefits not available
- 🐛 ID cards disappeared after update
- 🐛 Login issues
- 🐛 Useless app
- 🐛 Text not showing
- 🐛 Redirects to website instead of working in-app
- 🐛 Dentist search results inaccurate

**Commonly reported bugs**

- Unable to register or login
- ID cards unavailable
- Credentials not recognized
- Broken login page

**Most requested features**

- Personalized dentist search
- Ability to view claims, benefits, and pay bills
- Apple Wallet support

## Newest reviews (16 of 201)

### 2/5 — Functions don’t work

*2026-09-04, version 26.6.1*

Trying to use the chat feature and nothing ever comes up after making you login multiple times. App is confusing and unclear on where to submit claims at. It was so much easier with Optum.

### 4/5 — Not working on my iPad

*2026-08-31, version 26.6.1*

Not working on my iPad for some reason

### 4/5 — New app

*2026-08-21, version 26.6*

New but Good

### 1/5 — Horrible experience

*2026-08-05, version 26.5.2*

Bad coverage

### 2/5 — Poor MFA instructions for mobile

*2026-08-01, version 26.5.2*

I couldn’t set up MFA on my phone. The first option was for Google Authenticator but when you can’t scan the QR code that is on your phone, with the same phone, you’re asked for an Okta Key? Make up your mind.

### 4/5 — Passwords

*2026-07-18, version 26.5*

Every time I login, there is an issue with the password. 
My password authenticator will give me a new password to use and then when I go to sign back in, it doesn’t switch over to my password authenticator to automatically submit it. So I must copy it quick to put it on the sign in. 
Please make it easier to sign in so we don’t have to make a new password every time. It would be nice if our password memory bank can be used on sign in. Thank you.

### 1/5 — Many problems

*2026-07-15, version 26.5*

Many problems with the all not loading, showing my information or really loading anything.

Edit: the app now at least loads. However it shows that there is a notification via a badge notification, but when I open the app there is no notification for me.

### 1/5 — Should have been tested before launch

*2026-07-09, version 26.4.2*

I am embarrassed for the Guardian employees that the company is pushing this app that does not work

### 1/5 — Apps some trash

*2026-07-08, version 26.4.2*

It never works. I put in my info, then it asks to send me a verification code. After I punch it in, app closes. It has never worked. I’ve deleted it and started over so many times. So better Guardian!!

### 1/5 — Can’t even get in

*2026-07-08, version 26.4.2*

The app either freezes at the login page or crashes when when you enter the two-factor authentication code. Weird because the website works fine.

### 1/5 — New App Does not work

*2026-07-07, version 26.4.2*

I keep getting emails to download the new app. I have downloaded and deleted the app at least a dozen times the past month and every time I login it still will not show any of my policies. I have given up on the app at this point.

### 1/5 — New version is still riddled with bugs

*2026-07-07, version 26.4.2*

Trying to use the new version after the debacle of its initial release (when nobody could login) I still get all kinds of problems. 

First login, I try to access documents and it crashes. 

Second login, and I get to document a bit then when pulling up my contract get 

Server Error
We are having trouble completing your request. Please try again.
{"code":500,"message":" Internal
Server Error: Value cannot be null.
(Parameter 'buffer') "}

Does anybody actually test before you release this stuff?

<edit> yet another new issue. I get the notification on the app that there is something needing attention (the 1 in a red circle) but when I open the app there is nothing showing an update and no way to clear the reminder.

### 2/5 — Not working

*2026-07-07, version 26.4.2*

Not working for me. Is this an update to the existing app or a new app?  Why not just provide the link if its a nnew app

### 1/5 — Blank App

*2026-06-29, version 26.4.2*

The app opens blank and won’t let me sign out. Can’t get any help on this

### 4/5 — Guardián

*2026-06-25, version 26.4.1*

Fairly painless as these things go

### 1/5 — log in page doesn’t work

*2026-06-24, version 26.4.1*

says my user id or password is incorrect when i log in online just fine

## Most critical reviews (10 lowest-rated)

### 1/5 — Log in

*2026-09-08, version 26.6.1*

Cannot ever get logged in

### 1/5 — Worst dental app I have ever used

*2026-09-06, version 26.6.1*

Firstly just got the right credentials took a ton of effort. I remember I called at 3 times just to get the correct login info.

Secondly, the app crushes every time I entered otp, install and download many time still have this issue. 

Thirdly, the app won’t remember my fav doc I saved on my pc account. I mean how can that happen??

Been thinking just to quit your plan just because of how hard it is to use your app.

### 1/5 — Write a review

*2026-09-05, version 26.6.1*

Quit asking for a review

### 1/5 — Information Disappears

*2026-08-31, version 26.6.1*

Well, the app is here to be convenient. My information seems to disappear regularly. I am finding that when I try to look up my information like insurance cards or even information for co-pays. I can’t seem to find it when I need it and it happens randomly as well, I am not sure what it has to do with, but it sure doesn’t help when I need to get my kids glasses

### 1/5 — Inoperable

*2026-08-25, version 26.6*

The app and website are made specifically to work for certain policies, not all, you’ll get more help by calling their number, this company purposely hold back information

### 1/5 — Nothing shows up

*2026-08-23, version 26.6*

I have dental and vision through Guardian. Nothing else. When I open the app I can see blurry areas where info should be, but nothing else. I can click on some tabs. Most of them show nothing. The app is essentially useless for me.

### 1/5 — App not loading properly.

*2026-08-23, version 26.6*

I have downloaded the all twice. It shows the categories to click but it’s all blank or blurred out.

### 1/5 — App is useless

*2026-08-19, version 26.6*

Login and MFA works great but content of app is blank. App is useless.

### 1/5 — Why can’t I search for a dentist?

*2026-08-11, version 26.5.2*

Most people aren’t going to the dentist for the first time. I have to search for my town and scroll to find if my dentist is in network instead of being able to just search the name. What a waste of time.

### 1/5 — Want the old app back

*2026-08-06, version 26.5.2*

The prior app was much better.. this new one they made us switch over to isn’t helpful at all. My accounts don’t show up on the main page, how am I supposed to monitor the balance then?

## Most praised reviews (10 highest-rated)

### 5/5 — Review

*2026-09-03, version 26.6.1*

I am a satisfied customer

### 5/5 — register for direct deposit

*2026-08-19, version 26.6*

i’m giving you a two star because on this app there is no way to add a automatic deposit for the checks. I have to use a computer. You need to update your system so people can use their phones to do this

### 5/5 — Benefits

*2026-08-13, version 26.5.2*

App is easy to setup and the user interface is easy to navigate. Very happy with it.

### 5/5 — Love

*2026-07-28, version 26.5.2*

Guardian is wonderful

### 5/5 — Ease of use

*2026-04-22, version 26.2*

Easy to register in the app

### 5/5 — Apple wallet

*2025-09-26, version 7.14.1*

I love that we have an app to keep track of our benefits and also love the fact that we can add it to our Apple wallet. Very easy to use.

### 5/5 — Easy to use

*2024-05-21, version 7.1.1*

I was easily able to do exactly what downloaded the app to do. Download my ID card, save to Apple wallet and find a dental provider near me.

### 5/5 — What is the point

*2024-04-23, version 7.0*

App doesn’t launch, nothing can be done on it

### 5/5 — Doesn’t work with Apple Wallet

*2023-05-02*

Updated: Looks like somebody fixed the issue. 

Whenever I try to add my ID card to Apple wallet I get the error “We’re sorry. Something went wrong. Please try again later”. i’ve uninstalled and reinstalled the app. I’ve also tried to log out and log in again. Nothing seems to work.

### 5/5 — Lost card lol

*2022-10-11*

Lost card but made an account without it and was able to retrieve my info via app, 10/10 would recommend for people that lose important insurance things

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*
