# Gulaq By Estee — AI Powered MF Analytics > AI-powered mutual fund analytics and portfolio management for smarter investing. (iPhone/iPad app by Estee Advisors Private Limited.) - Source: https://appshunter.io/ios/app/gulaq-by-estee/id6752687964 (this page in markdown: same URL + `.md`) - Developer: [Estee Advisors Private Limited](https://appshunter.io/developer/1840577606) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 14.0 · 34 MB - Languages: American English - Released: 2025-10-10 - Data updated: 2026-08-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/gulaq-by-estee/id6752687964/reviews.md ## What is Gulaq By Estee? About Gulaq Investing is complex. Understanding it shouldn’t be. Gulaq is your intelligent partner for mutual fund investing. Powered by AI, it transforms your portfolio into clear insights, uncovers hidden risks, and helps you make smarter investment decisions—all in one place. Whether you’re just starting your journey or managing a large portfolio, Gulaq makes it effortless to track, analyze, and optimize your investments. Link your mutual funds in seconds and get an instant Portfolio X-Ray—covering returns, risks, diversification, overlaps, and sector exposure. With AI-powered chat, you get real-time, personalized answers about your money. Key Features AI Chatbot (Gulaq AI) Your personal finance assistant—get instant answers to portfolio queries anytime. Portfolio X-Ray & Analytics • Returns & performance tracking • Risk & diversification score • Fund overlap check • Sector & asset allocation insights Mutual Fund Tracker Track SIPs, lumpsum investments, and historical performance—all in one clean dashboard. Direct vs. Regular Tool See how much you save with Direct Plans vs. Regular Plans. Know & Grow Learn smarter investing through Blogs & Videos created for both beginners and experienced investors. Advanced Analytics Sharpe Ratio, Alpha, Beta, Standard Deviation & more—professional-grade insights at your fingertips. Safe. Secure. Trusted. Gulaq is a product of Estee Advisors, a SEBI-registered financial advisor and pioneer in quant-based investing. Your data is encrypted, and your privacy is our top priority. Download Gulaq today—make your mutual fund investing smarter, clearer, and stress-free. ## Key features - AI Chatbot for portfolio queries - Portfolio X-Ray with risk and diversification analysis - Mutual fund and SIP tracker - Direct vs. Regular plan savings calculator - Educational blogs and videos - Advanced financial metrics ## Frequently asked questions about Gulaq By Estee ### What is Gulaq's primary function? Gulaq acts as an intelligent partner for mutual fund investing. It transforms your portfolio into clear insights, uncovers hidden risks, and helps you make smarter investment decisions using AI. ### How does Gulaq ensure user data security? Gulaq is a product of Estee Advisors, a SEBI-registered financial advisor. Your data is encrypted, and your privacy is a top priority, ensuring a safe and trusted experience. ### What kind of analysis does Gulaq offer for mutual funds? Gulaq provides a Portfolio X-Ray covering returns, risks, diversification, fund overlaps, and sector exposure. It also offers advanced analytics like Sharpe Ratio, Alpha, and Beta. ### Can Gulaq help me understand the difference between Direct and Regular mutual fund plans? Yes, Gulaq includes a Direct vs. Regular Tool that allows you to see how much you can save by choosing Direct Plans over Regular Plans. ### Is Gulaq suitable for beginners in mutual fund investing? Yes, Gulaq is designed for both beginners and experienced investors. It offers educational content through Blogs & Videos to help users learn smarter investing. ### How frequently is Gulaq updated? The latest version of Gulaq is 4.4.2, and it was last updated on April 16, 2026, indicating regular maintenance and feature enhancements. ### What devices support Gulaq? Gulaq is available for iPhone, iPad, and iPod, making it accessible across various Apple devices. ### Does Gulaq have ads? No, Gulaq does not contain advertisements, providing an uninterrupted user experience. ## Version history (last 5 releases) ### 5.0.0 — 2026-08-05 Portfolio Optimization is now live on Gulaq. - Evaluate your mutual fund portfolio based on your risk profile - Check whether your portfolio can be optimized - Compare your current portfolio with the optimized portfolio - Review suggested fund changes, if applicable - Understand the expected one-year impact, switching costs, exit loads, and tax impact - Get simple portfolio explanations through Gulaq AI This update also includes performance improvements and bug fixes. ### 4.4.4 — 2026-06-02 What’s New - • Improved real-time chatbot experience • Smarter follow-up question suggestions • Enhanced chatbot response flow and interaction experience • New insight-driven chat discovery cards on XRAY Overview • Performance improvements and bug fixes Update now for a smoother investing experience with Gulaq. ### 4.4.2 — 2026-04-16 This update brings performance improvements and bug fixes to make your experience faster and more seamless. Update now to enjoy the latest version. ### 4.4.0 — 2026-03-17 Get Free Tax Harvesting suggestions and Save Rs.15,000 + without any new investments. Try before March 31st. ### 4.3.0 — 2026-02-28 Data security reinforced through QR based approval before Mutual Fund Portfolio import. ## Apps similar to Gulaq By Estee | App | Rating | Price | Category | | --- | --- | --- | --- | | [Novelty Wealth: AI for Finance](https://appshunter.io/ios/app/novelty-wealth-ai-for-finance/id6744095823) | — | Free | Finance | | [Vivekam](https://appshunter.io/ios/app/vivekam/id6476664308) | — | Free | Finance | | [LABH - Mutual Funds & Stocks](https://appshunter.io/ios/app/labh-mutual-funds-and-stocks/id6743198384) | 5.0 (1) | Free | Finance | | [Dezerv: Mutual Funds & Stocks](https://appshunter.io/ios/app/dezerv-mutual-funds-and-stocks/id1591432221) | 4.8 (13) | Free | Finance | | [MIRA Money : My Wealth Manager](https://appshunter.io/ios/app/mira-money-my-wealth-manager/id1661747827) | 5.0 (5) | Free | Finance | | [Firstock - Trade & Invest](https://appshunter.io/ios/app/firstock-trade-and-invest/id6746480444) | — | Free | Finance | ## Related topics [estee](https://appshunter.io/ios/topics/estee) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*