# Gullak: Save in Digital Gold — Best Returns on Digital Gold > Digital gold savings and investment app with SIP, coin delivery, and jewelry redemption. (iPhone/iPad app by Finternet Technologies Pvt Ltd.) - Source: https://appshunter.io/ios/app/gullak-save-in-digital-gold/id1641454700 (this page in markdown: same URL + `.md`) - Developer: [Finternet Technologies Pvt Ltd](https://appshunter.io/developer/1641454702) - Category: Finance - Price: Free - Rating: 4.70/5 from 40 App Store ratings · 25 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 99 MB - Languages: American English - Released: 2022-10-05 - Data updated: 2026-09-02 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/gullak-save-in-digital-gold/id1641454700/reviews.md ## What is Gullak? Introducing Gullak: India’s #1 Gold Savings App The easiest, smartest, and most trusted way to Save in Gold digitally. Gullak provides you the easiest ways to accumulate gold with daily, weekly, or monthly SIP and one-time purchase options. Why Millions Choose Gullak - Start saving in 24K Digital Gold from just ₹100 - Automate your gold savings with daily, weekly, or monthly SIPs - Convert your digital gold into jewellery anytime at 5,000+ jewellery partner stores all across India - Get 24K 99.9% pure gold coins delivered to your doorstep. Your investments are always safe & secure - 100% Pure Gold - 24K gold, hallmarked and 99.9% pure, provided by Augmont(one of India’s Biggest Gold refineries) - Secure storage - Your 24K gold is stored in secure vaults that are insured - No hidden charges or transaction fees charged by Gullak What are the different ways to invest in Digital gold on Gullak? - SIP in Gold - Gullak makes buying gold online highly accessible to all with features like daily, weekly or monthly SIPs. SIPs on Gullak start with just ₹100/day - Save on every Spend: Every time you make an online transaction, we round off the amount to the nearest 10 & invest this into digital gold. - Top-up: You can add a one-time lump sum amount on any given day into one of your Gullaks. Gullak provides the best deals on 24K gold investments. Here’s why this system matters: Gold is not just an investment in India but it is also deeply rooted in the culture. Be it buying gold as a form of wealth creation, gifting to your parents, friends or partner or passing on wealth during your daughter’s marriage, gold is an integral part of our lives. However, with the rising gold prices, buying in a go becomes difficult for most households, leading to last minute panic, compromising on the amount of gold you want to give or even as far as taking loans for buying gold. Gullak makes accumulating Gold extremely simple with its SIP approach. Once you’ve hit your target gold quantity, you can redeem as - - Cash - Sell Gold at live gold selling price and withdraw the amount in rupees - Gold coins - Gullak has a variety of gold coins starting from 0.1gms to 100 gms. You can order gold coins using your Gold savings. Gullak has some of the lowest making charges on gold coins in India - Jewellery at top stores(most popular) - Gullak has partnered with most major jewellers in India. You can use your Gullak savings to redeem jewellery at jewellers like Tanishq, Malabar, Bhima, Caratlane, Kalyan and every other major player in India. FAQ’s How do we ensure safety & security with Gullak? Your investments are 100% safe and are always accounted for. Gullak is partnered with one of India’s Biggest Gold refineries, Augmont. All the gold you buy on Gullak is bought from Augmont. Augmont is NABL and BIS accredited and a member of India Good Delivery standard on NSE, BSE and MCX. All gold is hallmarked by a government-approved hallmarking agency as per the BIS guidelines. Your gold is stored in secure vaults that are insured. You have the flexibility to withdraw anytime you want. Gullak is already trusted by 1Mn+ Indians as their Gold saving partner and is helping them accumulate gold with digital innovations. Can I withdraw anytime I want? Withdrawals are instant with Gullak. Within just 30 seconds, you’ll receive your money in your bank account. - Contact us You can reach out to us at support@gullak.money tags - Gullak, gulak, finternet, gold+, gold plus, gold leasing, buy gold, savings app, gold as investment, digital gold investment, wealth creation, jar, jar app, safegold, gullak India's savings app, savings app, gullak gold plus, save in gold, gold saving plan, 24k gold ## Key features - Save in 24K digital gold from ₹100 - Daily, weekly, or monthly SIPs - Round-off savings on online transactions - Redeem for gold coins - Redeem for jewelry at partner stores - Secure vault storage - No hidden charges ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/gullak-save-in-digital-gold/id1641454700/reviews.md ### 1/5 — Digital gold is scam *2026-08-24* I work in finance field but, I got in a trap, there is buying rate and selling rate logic hence you will always buy at a higher price and sell lower. This app shows you value of your investments at buyer rate which is higher hence you see good returns but when you try to sell it is 5-10% hence its a scam. Go for etf straight away. I used this app for 6 months and writing this afterwards. ### 2/5 — I personally don’t recommend *2026-08-21* Let me explain with a simple ₹90,000 example: Assume the gold price is ₹15,000 per gram. When buying 6 grams: Gold value = 6 × ₹15,000 = ₹90,000 3% GST = ₹2,700 So, the actual amount you pay is: ₹90,000 + ₹2,700 = ₹92,700 Now, when you sell: Assume the gold market price is still ₹15,000 per gram. Gullak charges a selling difference of ₹500+ per gram. So, approximately: ₹15,000 − ₹500 = ₹14,500 per gram For 6 grams: 6 × ₹14,500 = ₹87,000 Your actual loss: Amount invested: ₹92,700 Amount received: ₹87,000 Total loss: ₹5,700 So, even though the gold price has not changed at all, you lose approximately ₹5,700 on a ₹92,700 investment. That means you’re losing around 6.15% of the amount you actually paid. This is the part I feel everyone should understand before investing in digital gold. The 3% GST when buying + ₹500+ per gram difference when selling can create a significant loss, especially when investing larger amounts. Please check the actual buy price and sell price carefully before investing through Gullak. ### 1/5 — Gullak is completely FRAUD *2026-06-19* I would like to share you how Gullak works actually, I have bought Silver at 256/- per 1 gram and when I decided to sell the current ongoing rate was around 261/- per 1 gram but Idk from where is Gullak deciding the price, they decide their own price while we sell and additionally 3% GST will be also deducted so basically I would sell it 247/- around 14/- difference from the current ongoing price. I’m totally disappointed seriously ### 1/5 — Pathetic customer support *2026-05-29* I am extremely disappointed with the customer support provided by your app. For a company dealing with investments and people’s hard-earned money, this level of support is unacceptable. There is no proper call support, and customers are forced to rely only on chat support where responses are very delayed and feel robotic rather than genuinely helpful. Instead of resolving issues professionally, the support team often argues instead of providing solutions. Trust is the most important thing in any investment platform, but this experience has completely broken my confidence in your company. Because of this poor service and lack of accountability, I have decided to stop using the app and will not make any future transactions on this platform. ### 4/5 — It’s a great app *2026-04-17* I am a very satisfied customer and a user of this application. It solves an important problem of daily savings which is not available in the conventional gold schemes. My strong suggestion/feedback. Gullak can be more customisable. As of today even if I wanted to invest 1gm of silver daily no matter the gram rate there is no option. I think that is a great opportunity. Increasing the autopay limit for these and let the user buy any amount of grams he or she wants to buy as an SIP. We have this option limited only to one time purchase. I think in SIP this makes a big difference. Hope to see this update popping up soon. Always a pleasure to use this application 💰❤️ ### 5/5 — Smooth experience *2026-01-31* Good source to make simple gold investment, easy UI, lease feature is bonus point. ### 5/5 — Gold delivery tracking *2026-01-26* Unable to see my gold delivery tracking on gullak app. App should have the option to do that since these are large investments and we want to track where our money is ### 3/5 — Very poor customer support *2026-01-05* Customer support does not respond to emails at all and only call if you escalate the matter to the founders. God help you if your high value transaction is not refunded immediately if no gold has got purchased. They want to use your funds for 3 days. ### 4/5 — High Returns in 73 Days – Best Investment App! *2026-01-04* Great app! I invested ₹7,450 and got back ₹9,556 in just *73 days* – a solid return that exceeded my expectations. The interface is clean, transactions are seamless, and customer support is quick to help. Highly recommend for anyone looking to grow their money effortlessly. ### 1/5 — Fraudsters who have no customer support *2025-10-19* I had 115 grams of gold saved on their app. I wanted to buy jewellery at Tanishq suing the saved gold. I generated the voucher of Tanishq, the gold got deducted from my dashboard but I didn’t receive the voucher. Hence I contacted their customer support who said that it’s under manual review and no one is at office since it’s pre-Diwali. What the hell does it mean? I can’t spend my saved gold during festivals because someone at your office has decided to be on leave on that day?!! It’s already been 48 hours and it has ruined my Diwali shopping completely. Give me my gold back…I had already paid for it long ago and entrusted you with it’s security…you can’t refuse to give me back my own gold when I need, you stupid fraudsters…!! Don’t ever trust anything they write on their app. It’s very cumbersome to get your own gold back from their app and they have virtually no customer support. Only one person replying that they are “actively investigating the issue” which never seems to get solved. Stay Away..! I am also going to withdraw all my digital gold from this fraud app. ## Frequently asked questions about Gullak ### How do I start saving in digital gold with Gullak? You can begin saving in 24K digital gold with Gullak from just ₹100. The app offers flexible options like daily, weekly, or monthly SIPs, as well as one-time purchases. ### Is my digital gold safe with Gullak? Yes, your investments are 100% safe and accounted for. Gullak partners with Augmont, a reputable gold refinery, and your gold is stored in insured secure vaults. ### Can I convert my digital gold savings into physical gold? Gullak allows you to convert your digital gold into physical gold coins, which can be delivered to your doorstep. You can also redeem your savings for jewelry at over 5,000 partner stores across India. ### What are the costs associated with using Gullak? Gullak does not charge any hidden charges or transaction fees for your digital gold investments. The app is free to download and use, though it does contain advertisements. ### How does the 'Save on every Spend' feature work? This feature rounds off your online transactions to the nearest ₹10 and invests the difference into digital gold, allowing you to save passively. ### What is the purity of the gold offered by Gullak? Gullak provides 24K gold that is hallmarked and 99.9% pure, sourced from Augmont, one of India's largest gold refineries. ### Does Gullak have ads? Yes, Gullak contains advertisements. This is a common practice for free-to-use finance applications to support their services. ### On which devices can I use Gullak? Gullak is available for iPhone and iPod devices, as indicated by its supported devices list. ## Version history (last 5 releases) ### 2.8.3 — 2026-08-26 - Introducing Rakhi Lifafa This Rakhi, send a gift filled with love - add your photo, message, or audio along with digital gold and make your Lifafa truly personal. ### 2.8.2 — 2026-08-03 - See your gold grow. Track how prices move over 1 day, 1 week, or 1 month. - Minor Bug Fixes. ### 2.8.0 — 2026-07-21 - Lifafa enhancements and minor bug fixes ### 2.7.9 — 2026-07-01 - Minor bug fixes ### 2.7.8 — 2026-06-08 - Minor bug fixes. ## Apps similar to Gullak | App | Rating | Price | Category | | --- | --- | --- | --- | | [Scapia: A card for travellers](https://appshunter.io/ios/app/scapia-a-card-for-travellers/id1625270866) | 4.6 (194) | Free | Finance | | [Liquide: Stocks & F&O](https://appshunter.io/ios/app/liquide-stocks-and-f-and-o/id1624726081) | 4.8 (128) | Free | Finance | | [Univest - Stocks & Investments](https://appshunter.io/ios/app/univest-stocks-and-investments/id6443753518) | 4.6 (27) | Free | Finance | ## Related topics [jar gold app](https://appshunter.io/ios/topics/jar-gold-app) · [digital gold](https://appshunter.io/ios/topics/digital-gold) · [gold savings](https://appshunter.io/ios/topics/gold-savings) · [gullak](https://appshunter.io/ios/topics/gullak) · [sri elumalaivasa jewellery](https://appshunter.io/ios/topics/sri-elumalaivasa-jewellery) · [ambica digital gold](https://appshunter.io/ios/topics/ambica-digital-gold) · [asha digital gold](https://appshunter.io/ios/topics/asha-digital-gold) · [bhagwandas digital gold](https://appshunter.io/ios/topics/bhagwandas-digital-gold) · [gauri digital gold](https://appshunter.io/ios/topics/gauri-digital-gold) · [gold savings app](https://appshunter.io/ios/topics/gold-savings-app) · [sri alagar digi gold](https://appshunter.io/ios/topics/sri-alagar-digi-gold) · [kanak mandir jeweller korba](https://appshunter.io/ios/topics/kanak-mandir-jeweller-korba) · [ekta abushan](https://appshunter.io/ios/topics/ekta-abushan) · [sriramgold](https://appshunter.io/ios/topics/sriramgold) · [darla digital gold](https://appshunter.io/ios/topics/darla-digital-gold) · [subhash manaji shahane jewelle](https://appshunter.io/ios/topics/subhash-manaji-shahane-jewelle) · [buy digital gold](https://appshunter.io/ios/topics/buy-digital-gold) · [kankan gold](https://appshunter.io/ios/topics/kankan-gold) · [rodhamal shanta prasad sarraf](https://appshunter.io/ios/topics/rodhamal-shanta-prasad-sarraf) · [kohinoor art jewel dehradun](https://appshunter.io/ios/topics/kohinoor-art-jewel-dehradun) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*