# Gurkhas Smart > Official mobile banking app for managing accounts, payments, and transfers. (iPhone/iPad app by Gurkhas Finance Ltd..) - Source: https://appshunter.io/ios/app/gurkhas-smart/id1269458364 (this page in markdown: same URL + `.md`) - Developer: [Gurkhas Finance Ltd.](https://appshunter.io/developer/1477742572) - Category: Finance, Business - Price: Free - Rating: 3.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 12.4 · 166 MB - Languages: American English - Released: 2017-08-10 - Data updated: 2026-06-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/gurkhas-smart/id1269458364/reviews.md ## What is Gurkhas Smart? Gurkhas Smart is Gurkhas Finance Ltd's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Gurkhas Finance Ltd. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Gurkhas Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Gurkhas Finance Ltd, and you need to subscribe to the Gurkhas Finance Ltd's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Gurkhas Smart is a Member of Fonepay Network. Smart Banking for Smart People. ## Key features - Banking on the go - Bill payments - Fund transfers - QR code payments - Account information access - Secure 128-bit SSL encryption ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/gurkhas-smart/id1269458364/reviews.md ### 1/5 — app lags and doesn’t scan esewa codes, *2026-01-06* This app is very disappointing. There are constant server issues, and it doesn’t even scan the major e-wallets in Nepal like eSewa or Khalti. Every time, I’m forced to enter the number manually, which defeats the purpose of using mobile banking in the first place. Even with bank transfers, while the money does go through, the process feels unnecessarily complicated and poorly designed. To make matters worse, there is an unreasonable restriction of only five transactions per day even if each transaction is just 100 rupees. That means I’m limited to only 500 rupees in total, which makes no sense. Other banking apps don’t create these kinds of barriers. They may limit the total transaction amount, but they never restrict the number of transactions. This needs to be addressed if the app is to be taken seriously as a reliable banking service. ### 1/5 — app lags and doesn’t scan esewa codes, *2025-09-15* This app is very disappointing. There are constant server issues, and it doesn’t even scan the major e-wallets in Nepal like eSewa or Khalti. Every time, I’m forced to enter the number manually, which defeats the purpose of using mobile banking in the first place. Even with bank transfers, while the money does go through, the process feels unnecessarily complicated and poorly designed. To make matters worse, there is an unreasonable restriction of only five transactions per day even if each transaction is just 100 rupees. That means I’m limited to only 500 rupees in total, which makes no sense. Other banking apps don’t create these kinds of barriers. They may limit the total transaction amount, but they never restrict the number of transactions. This needs to be addressed if the app is to be taken seriously as a reliable banking service. ## Frequently asked questions about Gurkhas Smart ### What can I do with Gurkhas Smart? Gurkhas Smart allows you to manage your bank account on the go, make bill payments, top-ups, fund transfers, and use QR codes for payments through the Fonepay Network. You can also access your account information easily. ### Is Gurkhas Smart secure? Yes, Gurkhas Smart uses 128-bit SSL encryption to protect your information when you are logged on, ensuring a safe and secure banking experience. ### How do I get started with Gurkhas Smart? To use Gurkhas Smart, you need to have a valid account with Gurkhas Finance Ltd. and subscribe to their Mobile Banking Service. ### Does Gurkhas Smart have ads? No, Gurkhas Smart does not contain advertisements, providing an ad-free banking experience. ### What devices does Gurkhas Smart support? Gurkhas Smart is available for iPhone and iPod devices. ### How often is Gurkhas Smart updated? The app is regularly updated with additional new features. The latest version is 7.5.20, last updated on March 19, 2026. ### What is the user rating for Gurkhas Smart? Gurkhas Smart has a rating of 3.0 stars based on 2 user ratings. ### Can I make payments with Gurkhas Smart? Yes, Gurkhas Smart facilitates bill payments, top-ups, and instant online and retail payments via the Fonepay Network using QR codes. ## Version history (last 5 releases) ### 7.5.20 — 2026-03-19 - Bug Fixes And Improvements. ### 7.5.19 — 2026-02-03 - Bug Fixes And Improvements. ### 7.5.17 — 2025-12-29 - Bug Fixes And Improvements. ### 5.5.13 — 2023-07-06 - Bug Fixes And Improvements. ### 5.5.12 — 2021-12-04 - Bug Fixes And Improvements. ## Apps similar to Gurkhas Smart | App | Rating | Price | Category | | --- | --- | --- | --- | | [Tappan CU Cards](https://appshunter.io/ios/app/tappan-cu-cards/id6443487880) | — | Free | Finance | | [KS iMobile](https://appshunter.io/ios/app/ks-imobile/id1222527168) | 4.4 (9) | Free | Finance | | [CellPay](https://appshunter.io/ios/app/cellpay/id1441280711) | 3.5 (11) | Free | Finance | | [Garima Digital Batuwa](https://appshunter.io/ios/app/garima-digital-batuwa/id1448122991) | 2.7 (12) | Free | Finance | | [Capital — Banking for Founders](https://appshunter.io/ios/app/capital-banking-for-founders/id6443572380) | 4.3 (17) | Free | Finance | | [WOW EARN: BTC & Crypto Wallet](https://appshunter.io/ios/app/wow-earn-btc-and-crypto-wallet/id6443434220) | 3.7 (85) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*