# Gusto Mobile — Small business payroll & HR

> Small business payroll, HR, and employee management tool. (iPhone/iPad app by Gusto, inc..)

- Source: https://appshunter.io/ios/app/gusto-mobile/id1478804271 (this page in markdown: same URL + `.md`)
- Developer: [Gusto, inc.](https://appshunter.io/developer/1478804270)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 48,062 App Store ratings · 421 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 285 MB
- Languages: American English
- Released: 2020-09-28
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/gusto-mobile/id1478804271/reviews.md

## What is Gusto Mobile?

Gusto simplifies payroll, paycheck management, time tracking, expense reimbursement, and savings for small businesses—making it easier to manage tasks on the go with powerful tools for employers, employees, and contractors. 

For business owners and payroll administrators:

Payroll: Easily run regular or off-cycle payroll on the go.
Time: Review and approve your team's hours and time off.
Team: View and manage critical team information in one place.
Onboarding: Add and onboard team members directly from the app.
Notifications: Set up notifications and permissions to suit your business.
Expenses: Review and approve expense reimbursements on the go.3

For employees:

Paychecks: Easily manage paychecks and route money to different bank accounts.
Early Pay: Receive paychecks up to 2 days early¹ and access advances between paydays with Gusto Wallet.²
Benefits: Manage your benefits or sign up for special offers.
Documents: Access and sign important documents.
Time: Track your hours and request time off.
Expenses: Snap receipts and submit expenses from anywhere. 

For US contractors: 

Pay: View payment history, download pay statements, and route money to different bank accounts.
Time: Clock in and out, review tracked hours, make updates as needed, and check schedules.
Scheduling: View personal and team schedules, and update availability.
Documents: Access and sign important documents. 


¹ With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer submits the payment file.
The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.
² All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Per pay period advance amounts may vary and are based on factors including repayment history. Terms and conditions apply. On-Demand Pay provided by Clair. Clair is a financial services company, not a bank.
3 Available with Gusto Plus and Gusto Premium only

## Key features

- Run payroll on the go
- Review and approve team hours
- Manage employee information
- Onboard new employees
- Access paychecks and early pay
- Track hours and request time off

## Chart rankings

- #62 in Top Free · Finance (US App Store)

## What do users think of Gusto Mobile?

Overall sentiment: mixed

**Pros**

- 💰 Wage advances and budgeting tools
- 🕰️ Early pay feature
- 📊 Helpful tracking and statistics
- 👍 User-friendly and efficient
- 🔒 Secure and trustworthy

**Cons**

- 🐛 Frequent app crashes and glitches
- ⏱️ Slow load times and app performance issues
- 🔒 Difficulty accessing and managing accounts
- 🔍 Unclear policies and lack of transparency
- ❌ Poor customer service and unresponsive support

**Commonly reported bugs**

- Login screen freezes and issues
- Inconsistent paycheck arrival times
- Debit card delivery delays and malfunctions
- Inability to update contact information
- Syncing issues between app and web platform

**Most requested features**

- Ability to easily update direct deposit split
- Mobile time tracking and clocking in/out
- Improved geofencing and location accuracy
- Integration with other financial apps and services
- Streamlined onboarding and account management

## Recent user reviews (10 of 421)

All indexed reviews: https://appshunter.io/ios/app/gusto-mobile/id1478804271/reviews.md

### 1/5 — Fees

*2026-08-24, version 3.78.0*

There should not be this many fees to move money around

### 1/5 — Gusto Sucks!

*2026-08-22, version 3.78.0*

Can’t get all of my money out of here. Charging a fee to transfer my money is unacceptable. I got tricked into using this banking app in the first place and I’m glad I never had to rely on it. Gusto Sucks!!!

### 5/5 — Easy to use

*2026-08-21, version 3.78.0*

All the features of the app are easy to use and very convenient

### 3/5 — No Option to Stay Logged In

*2026-08-20, version 3.78.0*

Other payroll providers allow the user to stay logged in which enables the user to seamlessly clock in and out. With Gusto, you need to verify your login credentials, wait for the app to load the landing page, then wait for the app to load the time clock page, all before you can clock in/out. The option to remain logged in at all times would significantly benefit the user experience.

### 1/5 — Bobbi Jo Wagner

*2026-08-17, version 3.58.0*

Junk! People like myself who can’t afford the newest iPhone can’t even access this anymore so I have no idea what’s going on with my pay or schedule or taxes or anything!!😥👎🏻

### 5/5 — Best  app

*2026-08-16, version 3.77.0*

Love this application

### 5/5 — Love love love

*2026-08-14, version 3.77.0*

This app is great.  Payroll is on point. And to have the option to advance from your check is truly life saving!

### 1/5 — Delayed deposit

*2026-08-14, version 3.77.0*

This is the second time in a month that my paycheque has been delayed. Not fault of my employer but of Gusto. This leads to a lot of unnecessary hassle and stress. Supposed to get paid Friday and now it’s been delayed to Wednesday. That’s FIVE DAYS WITHOUT MY PAY. UNACCEPTABLE

### 1/5 — Very inconsistent, terrible payroll app

*2026-08-13, version 3.77.0*

Very horrible and inconsistent no longer using them

### 1/5 — Fuk gusto

*2026-08-12, version 3.77.0*

They literally lied to me and said it was connected to chime

## Frequently asked questions about Gusto Mobile

### What does Gusto Mobile do?

Gusto Mobile is designed to simplify payroll, paycheck management, time tracking, and savings for small businesses. It provides tools for both employers to manage their team and run payroll, and for employees to access their pay and manage work-related tasks.

### What are the key features for business owners?

For business owners and payroll administrators, key features include the ability to run payroll easily, review and approve team hours and time off, manage critical team information, onboard new employees directly from the app, and set up customizable notifications and permissions.

### What are the key features for employees?

Employees can easily manage their paychecks, route money to different bank accounts, and potentially receive paychecks up to two days early with Gusto Wallet. They can also manage their benefits, access and sign important documents, track their hours, and request time off.

### Is Gusto Mobile free to use?

The application itself is free to download and use, offering core functionalities for both employers and employees. However, specific financial services like on-demand pay and savings accounts are provided by partner institutions and may have associated terms and conditions.

### What kind of devices is Gusto Mobile compatible with?

The application is designed for mobile use, implying compatibility with both iOS and Android smartphones and tablets. Specific version requirements are typically detailed in the app store listing for each operating system.

## Version history (last 5 releases)

### 3.78.0 — 2026-08-17

Bug fixes and improvements.

### 3.77.0 — 2026-08-10

Bug fixes and improvements.

### 3.76.0 — 2026-08-03

Bug fixes and improvements.

### 3.75.0 — 2026-07-27

Bug fixes and improvements.

### 3.74.0 — 2026-07-20

Bug fixes and improvements.

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## More apps by Gusto, inc.

- [Guideline](https://appshunter.io/ios/app/guideline/id6446659674)

All apps by Gusto, inc.: https://appshunter.io/developer/1478804270

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
