# GWCU GoPay

> Mobile credit and debit card payment processing with optional card reader. (iPhone/iPad app by Payroc, LLC.)

- Source: https://appshunter.io/ios/app/gwcu-gopay/id886520200 (this page in markdown: same URL + `.md`)
- Developer: [Payroc, LLC](https://appshunter.io/developer/616708530)
- Category: Business, Finance
- Price: Free
- Rating: 1.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 35 MB
- Languages: American English
- Released: 2014-06-15
- Data updated: 2026-06-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/gwcu-gopay/id886520200/reviews.md

## What is GWCU GoPay?

Accept credit and debit cards anytime, anywhere with GWCU GoPay. Simply plug your free card reader into your phone and start accepting credit and debit cards anywhere you go. You may also type in the card information if your card reader isn’t nearby.
 
GoPay allows both payments and refunds, provides electronic receipts and allows easy access to your transaction history.
 
Features
• Easily accept credit and debit cards
• Bluetooth EMV (chip) card reader available​ for purchase
• Receive a free card reader
• Accept EMV (chip) card transactions 
• Personalized receipts
• Encrypts transactions
• No monthly fee options
• High transaction volume options

Note: The card reader plugs into your microphone jack, you you'll need to enable microphone access when the app asks for your permission.

## Key features

- Accept credit and debit cards
- Use with card reader or manual entry
- Process payments and refunds
- Send electronic receipts
- Access transaction history
- Encrypts transactions

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/gwcu-gopay/id886520200/reviews.md

### 1/5 — Terrible

*2015-10-06*

GWCU has turned into Google.

Writing and releasing garbage application like this one...and I can't even see my balance.

But the advertisements work.

## Frequently asked questions about GWCU GoPay

### What is GWCU GoPay?

GWCU GoPay is a business app that allows users to accept credit and debit card payments anytime, anywhere. It supports both card reader transactions and manual card entry, along with providing electronic receipts and transaction history.

### How does GWCU GoPay work?

You can plug a free card reader into your phone's microphone jack to accept chip transactions. Alternatively, you can manually type in card information if the reader is not available. The app encrypts all transactions for security.

### Is GWCU GoPay free to use?

Yes, GWCU GoPay is free to download and use. There are no monthly fees associated with the app itself, though transaction fees would typically apply through the payment processor.

### What devices are compatible with GWCU GoPay?

GWCU GoPay is compatible with iPhones, iPads, and iPods. It requires microphone access to function with the card reader.

### Does GWCU GoPay have ads?

No, GWCU GoPay does not contain advertisements. The app is free to use without any ad interruptions.

### When was GWCU GoPay last updated?

The latest version of GWCU GoPay, 4.3.1, was last updated on December 12, 2018. The app was originally released on June 15, 2014.

### What is the user rating for GWCU GoPay?

GWCU GoPay has a very low user rating, with 1.0 stars based on 2 ratings. This suggests a significant dissatisfaction among its current user base.

### Can I issue refunds with GWCU GoPay?

Yes, GWCU GoPay allows for both processing payments and issuing refunds. This provides flexibility for managing customer transactions.

## Version history (last 5 releases)

### 4.3.1 — 2018-12-12

- Fixed 'Invalid Login' error and provided extra support for lite accounts 
- Improved database refresh logic  
- Fixed account selection bug for single account users.

### 4.2.8 — 2018-10-13

- Updated logo display

### 4.2.3 — 2018-05-23

- NEW Tax/Tip functionality added
- NEW Payment review page added
- UPDATED support phone and email
- UPDATED Settings page look and feel 
- General Performance improvements

### 4.0.7 — 2017-09-21

Improved receipt page visuals
Improved logging on crashes to help find and fix bugs

### 4.0.5 — 2017-08-20

- Updated terms and conditions
- Fixed false positive with an error when sending a copy of the receipt to the customer on transaction list. 
- Updated look and feel on settings page
- Added text to the clear button found on the signature page
- Set a minimum transaction amount to $0.10
- Fixed a few instances where the app would hang when on the transactions screen
- Updated year placeholder now shows YYYY to reflect needing a four-digit year
- Invalid input errors no longer lock the UI
- Improved invalid login response by prompting the user, and taking them to the login screen for both transactions and changing accounts within the settings screen.
- Cleaned up some UI elements 
- Added landscape support app-wide. 
- iPad support added
- iPad device icons now smaller

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| [USD GoPay](https://appshunter.io/ios/app/usd-gopay/id6503249020) | — | Free | Business |
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## More apps by Payroc, LLC

- [iTransact Mobile Merchant](https://appshunter.io/ios/app/itransact-mobile-merchant/id616708187)
- [Market America Shop.com](https://appshunter.io/ios/app/market-america-shopcom/id1030947350)
- [Alpine Credit Union Merchant](https://appshunter.io/ios/app/alpine-credit-union-merchant/id1140239367)
- [Payroc Agent Portal](https://appshunter.io/ios/app/payroc-agent-portal/id1485307012)
- [Payroc Pay - Mobile Merchant](https://appshunter.io/ios/app/payroc-pay-mobile-merchant/id1499211771)

All apps by Payroc, LLC: https://appshunter.io/developer/616708530

## Related topics

[gwcu gopay](https://appshunter.io/ios/topics/gwcu-gopay) · [gwcu](https://appshunter.io/ios/topics/gwcu)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*