# GXS Bank — Banking made better

> Singapore's digital bank for personal and business finance management. (iPhone/iPad app by GXS.)

- Source: https://appshunter.io/ios/app/gxs-bank/id1632183616 (this page in markdown: same URL + `.md`)
- Developer: [GXS](https://appshunter.io/developer/1632183618)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.70/5 from 6 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 219 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2023-05-26
- Data updated: 2026-08-22
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/gxs-bank/id1632183616/reviews.md

## What is GXS Bank?

Open your personal and business accounts in minutes without branch visits. Access capital fast and grow your wealth seamlessly right from your app.

BUSINESS BANKING

• GXS FlexiLoan Biz: Get capital in 24 hours with fast business loans of up to S$1,000,000.
• GXS Biz Account: Open your business account in minutes and earn interest credited daily on your deposits.

PERSONAL BANKING

• GXS Savings Account: Slay your goals with multiple Saving Pockets. Earn high interest credited daily with no minimum balance or lock-ins. Plus, maximize returns with Boost Pocket and withdraw anytime with zero penalties.
• GXS FlexiLoan: Borrow anytime with a low-interest installment loan or 0% balance transfer. Customize your repayment schedule and save with early repayments—no hidden or penalty fees.
• GXS Invest: Build a diversified portfolio in minutes from just S$10. Get expert-managed global exposure with no lock-ins, transaction, or platform fees.

SMARTER SPENDING

• GXS Credit Card: Get up to a S$150,000 credit line. Enjoy unlimited 1.75% cashback on eligible spends, up to 10% back in GrabCoins, and zero foreign transaction markups.
• GXS Debit Card: Spend overseas with zero hidden foreign transaction fees. Earn instant rewards* on eligible transactions and keep your card details private, visible only in-app.

PEACE OF MIND, BUILT-IN.

• Instant Control: Freeze or unfreeze your GXS Debit or Credit card instantly, 24/7.
• Secure Details: Your physical card is numberless; view your details securely only within the GXS Bank app.
• Flexible Protection: Your funds remain accessible and protected while you grow your wealth.

* Terms and conditions apply.

† Approval of your application is subject to GXS Bank's internal requirements and policies. A one-time processing fee applies to Balance Transfer.

GXS terms and conditions shall apply. Visit https://www.gxs.com.sg/tnc for the full terms and conditions.

Deposit Insurance Scheme 
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Minimum device requirements:
- iOS version 14 and above

## Key features

- Instant capital for businesses
- Daily interest on deposits
- Money market fund investments
- Multiple savings pockets
- Zero foreign transaction fees
- Customizable loan repayment schedules
- Instant rewards on debit card

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/gxs-bank/id1632183616/reviews.md

### 5/5 — Very easy to use.

*2023-12-17*

Low friction

**Developer response:** Hi anthonychloe! We are happy that you like our app! Your review made our day, and we are definitely striving to improve our products to serve you better. 💜🚀

## Frequently asked questions about GXS Bank

### What is GXS Bank?

GXS Bank is Singapore's digital bank, offering a range of personal and business banking services through its mobile app. It aims to provide a convenient, branchless banking experience with features like loans, investments, and savings accounts.

### Is GXS Bank safe to use?

GXS Bank is a licensed digital bank in Singapore. Singapore dollar deposits are insured by the Singapore Deposit Insurance Corporation up to S$100,000. The app also allows you to freeze or unfreeze your card anytime and your card number is only visible to you.

### What are the interest rates for savings with GXS Bank?

GXS Bank offers attractive interest rates on its savings accounts, with interest credited daily. Specific rates can be found within the app, and they may vary for different pockets like the Boost Pocket.

### Can I invest with GXS Bank?

Yes, GXS Bank offers investment options, including the Fullerton SGD Cash Fund. There are no transaction fees or lock-in periods when buying or selling investments.

### What are the loan options available with GXS Bank?

GXS Bank provides FlexiLoan for personal use and FlexiLoan Biz for businesses, offering instant capital and customizable repayment schedules. There are no hidden fees, and you can save on interest if you repay early.

### Does GXS Bank have any fees?

GXS Bank generally offers accounts with no fees for opening or maintaining them. However, a one-time processing fee applies to Balance Transfers for the FlexiLoan. Specific terms and conditions apply to all services.

### What devices does GXS Bank support?

GXS Bank is available on iPhone and iPod devices. The app is rated for ages 4 and up.

### Does GXS Bank have ads?

Yes, GXS Bank contains advertisements. This is indicated by the 'ad-supported' monetization model.

## Version history (last 5 releases)

### 2.88.0 — 2026-08-19

What’s New in Version 2.88.0

• GXS Credit Card: Up to S$150,000 credit line, two ways to use. Unlimited 1.75% cashback and up to 10% back GrabCoins on eligible spends. T&Cs apply.

### 2.87.0 — 2026-08-05

What’s New in Version 2.87.0

• GXS Credit Card: Up to S$150,000 credit line, two ways to use. Unlimited 1.75% cashback and up to 10% back GrabCoins on eligible spends. T&Cs apply.

### 2.86.0 — 2026-07-20

What’s New in Version 2.86.0

• GXS Credit Card (Beta): Up to S$150,000 credit line, two ways to use. Unlimited 1.75% cashback and up to 10% back GrabCoins on eligible spends. T&Cs apply.

### 2.85.0 — 2026-07-14

What’s New in Version 2.85.0

• Invest: S$300 cashback when you invest into any of the 5 funds on GXS Invest. T&Cs apply.
• Better performance: Squashed some bugs and polished the app to keep things running smoothly.

### 2.84.0 — 2026-06-26

What’s New in Version 2.84.0

• Invest: S$300 cashback when you invest into any of the 5 funds on GXS Invest. T&Cs apply.
• Better performance: Squashed some bugs and polished the app to keep things running smoothly.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*