# Habit Bank: Habit Tracker — Focus, Routine Planner & Goals > Gamified habit tracker with penalties for missed goals and rewards for completion. (iPhone/iPad app by Pawel Konieczny.) - Source: https://appshunter.io/ios/app/habit-bank-habit-tracker/id6742845914 (this page in markdown: same URL + `.md`) - Developer: [Pawel Konieczny](https://appshunter.io/developer/1800266233) - Category: Productivity, Health & Fitness - Price: Free with in-app purchases (on sale, was $7.99) - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 46 MB - Languages: American English, French (France), German (Germany), Italian, Polish, European Spanish - Released: 2025-03-19 - Data updated: 2026-08-25 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/habit-bank-habit-tracker/id6742845914/reviews.md ## What is Habit Bank? Stop relying on motivation. Motivation is a myth that fades the moment you are tired. Habit Bank is a gamified habit tracker that actively penalizes your laziness and your brain will love it. No ads WHY HABIT BANK IS DIFFERENT By utilizing the proven psychological principle of "Loss Aversion," our unique Auto-Penalty system ensures that skipping a daily habit actually costs you progress. It is the ultimate, uncompromising accountability partner for anyone struggling with procrastination. If you want a standard checklist that does nothing when you fail, look elsewhere. If you want to force yourself into discipline, you are in the right place.

 CORE FEATURES ◉ GAMIFY YOUR LIFE Assign custom Point values to every habit. Win Points each time you follow through, and watch your available points grow. ◉ RUTHLESS AUTO-PENALTIES Set an individual penalty for each habit. Miss it? You lose Points. Automatically. No mercy, no excuses. ◉ COMPLETE YOUR OWN GOALS Set a personal goal in the app and price it in Points: 500 Points = a new tennis racket, a guilt-free movie night, or new shoes. Hitting the number is your green light. You grind in real life, and the app tells you when the treat is earned. ◉ MONTHLY & YEARLY STATISTICS Track relentless consistency with detailed monthly and yearly overviews, progress heatmaps, and custom Point symbols. ◉ SMART REMINDERS Set individual notification reminders for each habit. Never miss one because you forgot - only because you chose to. ◉ HOLIDAY MODE Discipline matters, but burnout is real. Pause penalties for scheduled breaks without losing your progress. ◉ 100% PRIVATE & OFFLINE Your data never leaves your phone. No cloud, no accounts, no tracking. Works fully offline. FREE TO START Download and start building habits for free, no ads. Go Pro to unlock unlimited habits, full statistics history, yearly analytics, and Holiday Mode. NO-SUBSCRIPTION OPTION Hate subscriptions? Choose the one-time Lifetime unlock and pay once - no monthly fees, ever ▶ Put your discipline on the line. Download Habit Bank and start banking your progress today. website: https://www.habitbank.pl/ privacy policy: https://www.habitbank.pl/privacy-policy ## Key features - Gamified habit tracking with points - Auto-penalties for missed habits - Redeem points for real-life rewards - Monthly and yearly statistics - Smart reminders - Holiday mode for breaks - 100% private and offline ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Habit Bank Pro Monthly Subscription | $1.99 | per month | | Habit Bank Pro Yearly Subscription | $9.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Habit Bank Pro Lifetime | $22.99 | one-time | ## Frequently asked questions about Habit Bank ### How does Habit Bank penalize users? Habit Bank utilizes an Auto-Penalty system where skipping a daily habit results in a loss of assigned Points. This leverages the psychological principle of loss aversion to encourage consistency. ### Can I redeem my earned points for real-world rewards in Habit Bank? Yes, you can use your accumulated Points within the app to set and achieve personal goals, which can then be redeemed for real-life treats like new shoes or a movie night. ### Does Habit Bank have ads? No, Habit Bank is ad-free. The description explicitly states 'No ads' and 'ad-free' for the free version. ### What are the subscription options for Habit Bank? Habit Bank offers a monthly subscription for $1.99 or a yearly subscription for $9.99. There is also a one-time Lifetime unlock option available. ### Is Habit Bank available on Android? The provided data indicates support for iPhone, iPad, and iPod. Information regarding Android availability is not present in the provided data. ### How often is Habit Bank updated? The latest version is 1.2.13, and the app was last updated on August 4, 2026. This suggests a relatively frequent update schedule. ### What is the age rating for Habit Bank? Habit Bank has an age rating of 4+. This indicates it is suitable for young children and general audiences. ### Does Habit Bank work offline? Yes, Habit Bank is 100% private and offline. Your data never leaves your phone, and it works fully offline without requiring cloud access or accounts. ## Version history (last 5 releases) ### 1.2.16 — 2026-08-18 Added missing translations. ### 1.2.15 — 2026-08-13 Five new languages: Polish, German, Spanish, French and Italian ### 1.2.13 — 2026-08-04 Bug fixes and performance improvements ### 1.2.12 — 2026-06-25 First-launch "How it works" guide for new users Tap (?) tips explaining points, penalties and goals Goals show points still needed to redeem Tips can be turned off in Settings ### 1.2.11 — 2026-06-23 Add hard reset button ## Apps similar to Habit Bank | App | Rating | Price | Category | | --- | --- | --- | --- | | [LockD In: RPG Habit Tracker](https://appshunter.io/ios/app/lockd-in-rpg-habit-tracker/id6758581155) | — | Free | Productivity | | [CheckMate: Habit Quest & Raid](https://appshunter.io/ios/app/checkmate-habit-quest-and-raid/id6761261741) | 5.0 (1) | Free | Productivity | | [Evolvy: Tasks & Habits tracker](https://appshunter.io/ios/app/evolvy-tasks-and-habits-tracker/id6759392724) | — | Free | Productivity | | [Habitwars: Compete w Friends](https://appshunter.io/ios/app/habitwars-compete-w-friends/id6758949561) | — | Free | Productivity | | [GoalHack - AI Goal Quests](https://appshunter.io/ios/app/goalhack-ai-goal-quests/id6760186875) | — | Free | Productivity | | [Levelio: RPG Habit Tracker](https://appshunter.io/ios/app/levelio-rpg-habit-tracker/id6762884895) | 5.0 (1) | Free | Productivity | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*